Hi Guys!

I need your opinions on my cracked windshield. Last week, I went out of town, while driving on the highway, a piece of rock hit my windshield and cracked it. There's about 6" crack line on my left winshield. I wonder if it can be repaired or I have to replace the whole windshield. Does insurance cover it if I have it replaced? Thanks for your inputs.

 

you can file a comprehesive claim and claim it on insurance, but do you want your rates to go up? ask your nissan (or any other) dealership if there is a glass repair shop in your area. some repair shops only fix chips though not cracks.

 

Insurance covers it if you have full glass coverage and your rates will NOT go up. Full glass coverage is well worth the $4/month.

If you don't have it, you can add it to your policy and then put a claim in a few months later. Yes, it's dishonest.

 

Dealer charges $100 for chips which I asked about. Cracks is tuff. I know the windshield costs a fortune so have insurance is the best. Don't go to some ordinary windshield replacement place, go back to the Nissan Dealer. I had leaks on mine when I had a Honda windshield replacement.

 

I've had over 10 windshields replaced by small shops with no problems. They all use factory glass and most offer warranties.

Also, I would be willing to bet that dealerships contract out for glasswork anyhow, just like they do with body work. They sell the jobs to the lowest bidder. That's not how I want my car taken care of.

 

Guys, just as a rule of thumb...Seriously look into changing your comp deductible from $200-$250 to $50. Most people have a $200-250 comp deductible. Changing your deductible to $50 will only cost an extra $3 bucks a month or so. It's insane. Call your agent and ask about it. It doesn't work like that with Collision, but check into it for comp. That can seriously help to avoid situations like this...

 

I have full glass coverage with $0 deductible. I can go outside right now and throw a brick through my windshield. I will have a new one (installed for free) within 24 hours.

 

I just had mine replaced. Total cost with labor 565$. With insurance $250. My insurance will not increase because of the claim. This is on a 03 SE.

 

Now you got raped. I had a crack in the windshield 2 month ago. I opened yellow pages. And called the stores around me that do windshields the everage price was 180-250$ for replacement. My ****ing nissan dealer price was 950$+labor. But i did fixed it for 59.99!:-)

 

yep, i did get raped....

 

Why doesn't anyone in here have full glass coverage on their insurance? Rock chips happen every 6 months around here. I can't imagine not having it.