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how much is your car insurance?

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Old Dec 9, 2002 | 04:39 PM
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how much is your car insurance?

i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
Old Dec 9, 2002 | 04:54 PM
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Re: how much is your car insurance?

Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
$78 a month. I have super high liability coverage though, for my business...
Bodily Injury
Each Person $250k
Each Accident $500k

Property Damage Liability
Each Accident $100k

$250 deductible comprehensive
$500 deductible collision
Emergency road service

Uninsured motor vehicle coverage
Each Person $250k
Each Accident $500k

Property Damage Liability
Each Accident $10k
Old Dec 9, 2002 | 05:36 PM
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Re: how much is your car insurance?

Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
Not too bad. I pay $2300 a year for my baby...but worth every cent.

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Old Dec 9, 2002 | 05:42 PM
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$75 per month for full coverage on everything and $500 deductible.

USAA
Old Dec 9, 2002 | 05:54 PM
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Re: how much is your car insurance?

Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
MINE IS AROUND $960.00 PER YEAR FOR A $300,000 FULL POLICY WITH A 250 DEDUCTIBLE. 99 SE
Old Dec 9, 2002 | 06:14 PM
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What the heck?I got qoeated like $209. at the cheapest for my maxima.

What insurance places are these?
Old Dec 9, 2002 | 06:19 PM
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HAHAHAHAHAHAHAHA! I beat you ALL!
-I pay $4200 a year.
-I am 18.
-I own the car myself (not in my Dad's name).
-I have FULL Coverage, I mean everything, TOP coverage on everything.
-I don't have any tickets, but I was in a accident that I am currently in court over, so it is deemed my fault until I prove otherwise.

AND.....I am a poor college student, so I dont have money. I will be going on a paid internship starting in April so I better start saving.

-Dan
Old Dec 9, 2002 | 06:31 PM
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Damn...I feel pretty good about my bills!
I pay $639.60 a YEAR for full coverage!!
But I also get a discount because:
I'm married
Own my home(homeowners ins. is through same company),
Plus my wife's Accord is with same company.

Haha....
Old Dec 9, 2002 | 06:57 PM
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Originally posted by DigitalTexan2u
Damn...I feel pretty good about my bills!
I pay $639.60 a YEAR for full coverage!!
But I also get a discount because:
I'm married
Own my home(homeowners ins. is through same company),
Plus my wife's Accord is with same company.

Haha....
We have a similar thing with State Farm.
We have 3 cars, home, IRA, Life insurance all with State Farm.
I may get my liability levels dropped as it's covered on the business liability insurance now.
That's the biggest chunk of the premium! $441 a year for the Bodily Injury/Property Damage coverage!
Old Dec 9, 2002 | 06:57 PM
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jeff99SE
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59 dollars a month with a $250 deductible through State Farm for me. I don't have any tickets or accidents though. And I get the 'old man' discount.

Old Dec 9, 2002 | 07:10 PM
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pity me, i'm 16.. had my liscense for a month and a ******** t-boned me in a suburban and totaled my 95 maxima gle. 3 months later i got a 95 maxima gxe and my insurance is $147/mo for liability only.. my car is paid for too.
Old Dec 9, 2002 | 07:13 PM
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Re: how much is your car insurance?

Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
remember age has a lot to do with your insurance price....i'm 23 and i pay 2500 a yr for liability on a 95
Old Dec 9, 2002 | 07:22 PM
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Well I am 21 but Im married and own a home and that $209. was with my wifes accord with the same co.Allstate.

All the other companys were like $300-$400./ monthNo tickets and no wrecks

Im confused? Ive been driving without which is a no no for like a month and a half.
Old Dec 9, 2002 | 07:29 PM
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hmm you guys have all the luck.
$800.00 per month cuz of one damm accident on my older car that was worth $1500 bucks so I switch to another company so now I only pay
$375.00 per month.
I am 20 with 1 speeding ticket and 1 accident.
Old Dec 9, 2002 | 08:14 PM
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the insurance for my 2000 Si was $250 a month! It sucked, I hope my Maxima will be cheaper.
Old Dec 9, 2002 | 08:17 PM
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$1200/ year for 16 year old in iowa.
Old Dec 9, 2002 | 08:35 PM
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you guys should post your locations too that also plays a role.

I was at 8000/ year in Brooklyn NY for full coverage 2 years ago in my brothers name. Now its in my name upstate NY for $2000 a year full.
Old Dec 9, 2002 | 09:08 PM
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About $1500 a year for full coverage...

97 SE
19 yrs old
Sh!tty neighborhood
Old Dec 9, 2002 | 09:11 PM
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I envy and am jelous of most of you on what you guys are paying


Im am paying $395month under my sisters name(23yr) for full coverage, Under my name(I'm 20) they wanted 9500 a yr ,
Parents are too hard headed to put it under their name , they couldnt even put some money in for me to buy my car, I bought the car myself and paying the insurance myself

Now they are gonna raise my insurance to $410 a month just because i live in NY, even with clean license

but i guess its all worth it as long as i could drive my baby
Old Dec 9, 2002 | 09:22 PM
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jeff99SE
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Originally posted by 95seMax
I envy and am jelous of most of you on what you guys are paying


Im am paying $395month under my sisters name(23yr) for full coverage, Under my name(I'm 20) they wanted 9500 a yr ,
Parents are too hard headed to put it under their name , they couldnt even put some money in for me to buy my car, I bought the car myself and paying the insurance myself

Now they are gonna raise my insurance to $410 a month just because i live in NY, even with clean license

but i guess its all worth it as long as i could drive my baby
OUCH!
Old Dec 9, 2002 | 10:13 PM
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From: Laurel, Maryland
Single
'98
$110/month
Full coverage
Old Dec 10, 2002 | 02:30 AM
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i used to pay 1,000 every 6 months under my parents name for ONLY liability but now that i've turned 21 in June, at the end of this month, i'll be paying 700 every 6 months
Old Dec 10, 2002 | 02:31 AM
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Originally posted by Jamsan
About $1500 a year for full coverage...

97 SE
19 yrs old
Sh!tty neighborhood
what insurance company r u with?!
Old Dec 10, 2002 | 06:01 AM
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97 GXE

Single 18 yr old

$2500/yr full coverage, 100/300 liabilities, $1000/$250 collision/comprehensive deductables. GMAC insurance

$3000 accident, 29 MPH over speeding ticket, 90 day license suspension.

Central PA.
Old Dec 10, 2002 | 06:30 AM
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I am from NY but went to school in NC. I bought my max in NC and got it registered and insured down there. Even though I graduated I just make a trip once a year to get it inspected. I think $85 a month for full coverage is worth it. And thats because I had a speeding ticket in the last year. Seeing that my friend who is the same age as me(21), got quoted for $6000 a year for full coverage I don't think I'll ever come back to NY insurance. My insurance is Nationwide. Another bonus about having a NC license is that they don't have that speeding ticket rule like NY. You know the 6 points and your license is suspended. I luv NC.
Old Dec 10, 2002 | 06:33 AM
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99 SE
Single
$175/month

I'm paying this price simply because its under my mom's name.
Old Dec 10, 2002 | 06:38 AM
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$440 per 6 mo full cov. on my Max

KC, but told them SW Kansas{I am a student}(dropped it $100)
single 25yrs
98
group coverage, house, 72 Pontiac, 88 K5

P.S. they pay me not to hit anything in the 72' all iron baby
Old Dec 10, 2002 | 06:39 AM
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Originally posted by mzmtg
$75 per month for full coverage on everything and $500 deductible.

USAA
I also have USAA, how old are you, and have you had any accidents or tickets, because I pay nearly 2000 every 6 months, thats like 80 dollars a week. but my deductible is only 250.
Old Dec 10, 2002 | 06:40 AM
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I pay $1460 per year for full coverage on my 96. I had a speeding ticket when 16 but I am now 21. No wrecks. And this is with the car in my dad's name and I'm listed as an occasional driver on the maxima and the primary driver on my 1990 pathfinder. I live in Indy
Old Dec 10, 2002 | 06:41 AM
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Originally posted by DanSE
HAHAHAHAHAHAHAHA! I beat you ALL!
-I pay $4200 a year.
-I am 18.
-I own the car myself (not in my Dad's name).
-I have FULL Coverage, I mean everything, TOP coverage on everything.
-I don't have any tickets, but I was in a accident that I am currently in court over, so it is deemed my fault until I prove otherwise.

AND.....I am a poor college student, so I dont have money. I will be going on a paid internship starting in April so I better start saving.

-Dan
Your getting ripped.

I have had 2 tickets and two accidents and still don't pay that much.
Old Dec 10, 2002 | 06:54 AM
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99 SE-L full coverage, $300.00 deductible, rental.. etc
Boston Area..
$1,125.00 a year
Old Dec 10, 2002 | 08:17 AM
  #32  
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Wow i want to pay as low as some of you guys! im paying $200/month now ;(
Old Dec 10, 2002 | 08:39 AM
  #33  
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For those of you paying 250+ monthly, I would raise the deductible to the max amount - $500 or $1000 dollars. While you would fork this over in case of minor accident or theft, ect., the money you can save on your policy would easily make up for it. Set aside $1000 for your own personal insurance, and max out the deductible! The limits, leave high. Thats what insurance is for anyway, the huge bills. The little stuff is always easier to take care of yourself, in the long run.

(BTW, 25, '97 5 sp., single, SLC, high deductible, high limits, $60 dollars a month. Thanks to parents policy and discounts.)
Old Dec 10, 2002 | 09:17 AM
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I pay about $1400 a year for a $500 ded. on Comprehensive (theft, hailstorms, whatever), and $1000 ded. on Collision in Blacksburg, VA. I have a bunch of points on my license too (not good).
Old Dec 10, 2002 | 09:24 AM
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Originally posted by mzmtg
$75 per month for full coverage on everything and $500 deductible.

USAA
Time to start shopping around. I'm paying more than double that and I'm 27 with no points.
Old Dec 10, 2002 | 10:53 AM
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$150/mo

Crap load of speeding tickets.
Old Dec 10, 2002 | 03:42 PM
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i pay $1,200 a year for full coverage, but its under my dads name (i aint on the policy) and he also has the house and his 91towncar w/the same insurance company.
Old Dec 10, 2002 | 05:09 PM
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How much would It be for an 18yr old In the State of NJ to pay for insurance?? And how much would it be if you have it under your parents name still in the state of NJ???
Old Dec 10, 2002 | 05:11 PM
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Heh I pay over 3k for 6 months, but I also have 4 cars.
Old Dec 10, 2002 | 05:34 PM
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NJ has the highest

Originally posted by SMX95
How much would It be for an 18yr old In the State of NJ to pay for insurance?? And how much would it be if you have it under your parents name still in the state of NJ???

I guess you would pay quite a lot if it was just your own policy, 18 year old is considered EXTREMELY HIGH RISK. NJ has one of the highest, if not the highest rates for auto insurance.



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