I'm curious. How much is insurance for your Max? I have a perfect record, no tickets or accidents, good student discount, ABS. But I'm 19. So my insurance co was going to charge $2000 per year. We put my dad as primary driver on my Max, and it's only like $250 for him (or maybe 500 per year, I forget if that's doubled). We put me on our 83 Ford Crown Vic, and I'm $800 per year. So anyway, I was wondering if that's all normal or cheap or outrageous. How much is your insurance per year, and if you have any accidents or tickets how much did those raise it? Thanks.

 

$150 per month full coverage State Farm, perfect driving record, 19 years old, good student discount. One car was stolen, but they didn't raise my rate.

 

$1356 every six months at 18 years old and a perfectly clean record with good student. My insurance company is really bending me over, but there is nothing I can do because my parents pay almost nothing because of their flawless records. They would lose that benefit if they switched companies.

 

$2700 per year full coverage, $500 deductible. no tickets one accident when my tire blew out on the freeway and i crashed into the side divider. #$%^ing CHP said it was my fault. 2.5 year experience.

 

about $2K/yr, no accidents or tickets, 17 yrs old, good student discount, $1k deductible, full coverage, secondryon 2000 MBZ and 97 Explorer

 

$84 a month. 500 deductable. 22 years old w/ a clean record. Had an accident when I was 16, but that's off the record now. I'm by myself through State Farm.

 

You won't regret it. Other places were quoting me $1500+ for 6 months.
(I am 21 year old, with good record)
Esurance.com was $488 full coverage.

 

I pay $1580 every year. Farmers, 19 year old male, clean record, $500 deduct, good student discount, multiple car discount and multiple policy discount(cars and house insurance with them). $2000 per year doesnt seem too bad but I think you could do better. Look around for another company.

K

 

$1200 / year. Full coverage, $500 deductable. 2 speeding tickets and 1 not-at-fault accident in the last year. I'm lucky that way

 

I was paying $7200 a year in 99 when i bought my max. I had 14 points at the time and was high risk. I'm now paying a more resonable $3400 a year, no longer high risk,only 8 points left to get rid of, and 23 years old. I bought the car before getting insurance quote. I'll never do that again.

 

2160 per year for full coverage. 23 yo male. 4 tickets before 21... in TN

 

4600$ per year, full coverage, if ur wondering why so much.......new jersey=highest insurance and i have like 7 points..oops

 

180 a month liability only!!
esurance wouldn't give me insurance quote,
2 speeding tickets
20 year old male

 

26 - no points. $750 per year w/ state farm. I initially talked them down $400 or so and it's dropped since.

 

Thru Atlanta Casaulty Companies am paying $1647 with $500 deductible. I have two tix {4 points} and am 23.

 

Mine is 1500 a year, full coverage $500 deduct. no accidents and one ticket...been driving 5 years.

 

I pay $4,000 a year but it is all under my mothers name she has no tickets and had a accident about a 5years ago. But I live NJ. Is this still to much?

 

I'm paying $650/yr liability only.
$1350/yr when I renew my policy w/ full coverage end of this yr.
I've been driving for about 4.5 yrs. 24 y/o female. No points, no accidents on record.
BTW- I also got a quote for a possible secondary car... 2001 BMW 325xi, it'll cost me $1780/yr full coverage.
Progressive, State Farm, Geico does not insure NJ drivers... comes with the territory.

 

Wow! You folks pay a ton. I have mine for $84/month full coverage with a 1million dollar umbrella and a $250 deductible. I work for an insurance company as some of you know. Esurance is crap. Hate to be blunt, but it is. That place has cheap premiums b/c you get lower limits, crappy claim service and no respect from other companies when you decide to upgrade to another company in the future....married, house..etc. They are nothing more than cutrate insurance. Trust me...you will regret it!

SHUMAX

 

If there is any body in Jersey and they are paying less than $4,000 for full coverage post your insurance company number.

 

$1400/year full coverage with Allstate.

 

Shumax...you didn't mention who your insurance company is. Can you get me a good deal? I'm 24, perfect driving record (except for the 1.3 million parking tickets I have received), and I pay $810 / 6 months (max coverage with $250 deductible) with Geico Insurance (yeah, I know...). Somehow I have been out of school for 2 years yet I still get the good student discount. I must have forgot to mention that to them. Have people received major discounts once they turn 25 years old, or is that a rumor?

 

I am 30 years old. I have no points on my record. I live in LA, CA. I have 100/300/50 coverage. I have good driver, prof driver, & multicar discount. I have $500 deductible. I pay $ 970 per year with 21 Century.

 

I need to get out of jersey to many people doing insurance jobs that is why it is so high.

 

I'm 22 and I pay about $1500 a year, FULL coverage with a $500 Deductible. No wrecks yet, (knock on wood) no tickets, and driving fine! State Farm has a pretty good policy.

-MDM

 

I'm 22 and I pay about $1500 a year, FULL coverage with a $500 Deductible. No wrecks yet, (knock on wood) no tickets, and driving fine! State Farm has a pretty good policy.

-MDM

 

I pay around $550 every six months for full coverage, $250 deductible, for both my '98 Maxima SE and my '93 Sentra, for both my girlfriend and myself. I have insurance with Progressive.

 

One funny thing. I am getting full coverage from them, but they didn't ask me for a photo of my car. What's to stop someone from Esuring a wreck?
Actually, I don't care for the quality of the insurance much. Mainly I just want to be legit. Of course I would rather have a good insurance company. But they are quoting me some ridiculous numbers. $4K/year. You wish. I paid $10K for my car. I will take my chances with esurance to save $3K/year. Besides, it's only 6 months, and then I can get another insurance if esurance folds.

 

$215 a month, 18 yrs old....1 ticket.....but it wasn't my fault, but the cop was retarted and wouldn't listen to my side of the story....*bastards* it's kinda high i think but oh well i love my max...so i'll deal with it...

 

i pay 900 a year with AAA of Southern Cali
insurance paid in Riverside... 18 male clean record, good student discount, pledged not to drink and drive, pledged not to talk about the accident until an insurance agent comes haha... annnnd i keep the car garaged, and I have a tracker security system...
haha my sister... pays 1600 and shes 20... i got a good deal...

 

That is an excellent deal. Full coverage or just liability? Dang, that is almost as good of a deal as mine is. Then again, I am older...and perhaps a little wiser.

 

I work for a company that sells actively in only 19 states;
"The Westfield Group" formerly Westfield Companies. We are based out of Westfield,Ohio (south of Cleveland about 40miles) and have been in business for over 150 years and have an "A" rating with A.M. Best. We don't operate direct; we work through independednt agents and have done that, successfully for 150+ years. We don't write in New Jersey as they have some of the highest rates and problems of any state in the US. We are in KY, Ohio, Tenn., GA, FL, Penn., Ill, In, Wisc, Mich., Ia, North and South Dakota, West Virginia, Minnesota and a few others.

I don't have my insurace with my company for a few reasons though. Laugh at me...go ahead, but I am waiting till I get married in the spring to put my house and our two cars on then. I want to get a package deal and get started off right. Not to mention that by then my one and only ticket (lets hope) will come off by then. I am currently with Progressive's premier club. Meaning I am not part of the substandard group who gets bad rates and decent coverage. Also, when I go to my company in the spring they will look at the premier club as being on the same level as what they are. Another thing to consider is your credit report. Insurance companies are using this more and more as a predictor of your financial strength and integrity. Someone, somehow has traced a link to the way you pay your bills and the way you act on the raod--responsibility. Insurance companies still use MVR's and the like. However, credit reports weigh as much, if not more, than the MVR's now.


ANy other questions, please email me.

SHUMAX

 

95Max SE, 31yo M, full coverage, Ohio
$660 per year, safe driver. Just signed on with them. Had Nationwide previously who wanted about $740 per year. When I got the car at age 25, insurance was around $1200/yr.

 

$1900 in boston ma area

 

800 a year full cov ,25 years old. l priced a wrx its more than double!

 

haha full coverage... i guess its cheaper cuz we have i guess a group deal on it... my bro is 22 and he pays like 600... haha i'm happy that i'm better than my sister... so much for that young male shiet.. haha i've been driving since i was 13, and never had an accident...
basically the deal is as long as i dont break the pladges my insurance is low, the minute i get into problems it'll jump up to $1300

 

Oh here we go guys, you guys with all clean records.

I pay around $1,600 every six months for insurance on 97 Maxima SE, full coverage, $500 deductible. I have had 4 speeding tickets, one excessive that is, (20 or over), one passing in no passing zone ticket, one not coming to a complete stop ticket, one accident, (it was really all the girls fault, but cop said 50-50). That was in my 1990 Subaru Legacy which was faster than ****, got that puppy up to 126 on highway. I loved that car, but not as much as I love my max. So this should make you guys feel better about your insurance.

 

ehehe whoops my bad