dang! that does suck! those bm1's are ridiculously hard to find now! i know how it feels though, i got plowed into by an f250 that couldnt stop before the camera light. i had to let off the breaks and let him smash me into the intersection... get her fixed or go 4.5! oh and you can definitely talk up the insurance... i got an extra 800 outa mine... course they stuck me in a pt looser for two weeks...