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what's your insurance cost?
Ok, I know there was a couple of threads like this, but i still would like a bit more info.
Please post following: Age/Gender Car(s) Location (State, City) Insurance company Insurance cost for a year Any extra info that influences total cost of insurance, such as traffic vialations, etc. 23/M 2K Maxima Wilmington, DE Progressive 1,600/year full coverage (500compr, 1000collision) 1 accident not at fault. Thanks. |
24/Male.
2002 Maxima SE Atlanta, GA AllState I pay roughly $1968/yr No tickets/accidents. (By the way, there is no such thing as "full coverage". I'm a claim rep. You are covered for what you elect to purchase. People call in all the time angry they don't have a rental car because they have "full coverage" when in fact all they have is liab/comp/coll. Just FYI.) |
31 male
03 max se 6spd alstate ins. 0 deductible on comp 0 100 on colision richmond va 643 a yr 2 speeding 1 defective equipment(speedometer inacuracy) |
Age/Gender: 33 Male
Car(s):Nissan Maxima GXE Location (State, City):Torrance ,CA Insurance company:AllState Insurance cost for a year:$1015.00 full coverage, gap coverage. No tickets since age 16 |
Re: what's your insurance cost?
Originally posted by Teser Ok, I know there was a couple of threads like this, but i still would like a bit more info. Please post following: Age/Gender Car(s) Location (State, City) Insurance company Insurance cost for a year Any extra info that influences total cost of insurance, such as traffic vialations, etc. 23/M 2K Maxima Wilmington, DE Progressive 1,600/year full coverage (500compr, 1000collision) 1 accident not at fault. Thanks. If you really want some comparisons, at least try this in a regional forum. |
Re: Re: what's your insurance cost?
Originally posted by jjs You DO realize this is a pointless thread?? Soooo many factors come into play, not the least of which is EXACTLY where you live that any comparisons are not worth the time spent typing them. If you really want some comparisons, at least try this in a regional forum. |
Re: Re: what's your insurance cost?
Originally posted by jjs You DO realize this is a pointless thread?? Soooo many factors come into play, not the least of which is EXACTLY where you live that any comparisons are not worth the time spent typing them. If you really want some comparisons, at least try this in a regional forum. |
20 male...
full everything 1100 a year |
34 male,Buffalo,NY 2KGLE
Great American Ins Co Aprox $860/yr $250 on comp $500 collision, highest liab,PIP and uninsured mtrst and policy has a roadside plan included. |
24/Male.
2000 Maxima SE QUeens, NY Utica 263 monthy I pay roughly $3156/yr No tickets/accidents. |
Re: Re: Re: what's your insurance cost?
Originally posted by Teser I'm trying to get a feel how different rates are through the country. As far as I know, the primary factor is your location, the rest is secondary. Can you tell me where I can find statistics on this topic??? In any case, call your insurance agent and ask him/her. They have all the stats or at least the access to them. If you plan on moving to another part of the country, have them run some rates for you. |
Lol.
I pay 3400 a year. 21 years old primary and owner of a 2002 Infinti i35. No accidents, No tickets. I also have the maximum for everything in coverage, including rental, uninsured, etc. etc. There is nothing my policy lacks, other than the prode up my *** stealing my money. Oh yeah, im in the northshore of chicago. |
18 year old male
2002 MAXIMA i pay roughly 7000 a year i tried to switch to a different company and they said i would pay 4682 every 6 months(damn new jersey) full coverage I live in NEW Jersey clean record |
28/Male
02 SE Roanoke VA Farmers approx 1000/year 2 improper driving (reduced from reckless :D ) |
Originally posted by rocketman0515 28/Male 02 SE Roanoke VA Farmers approx 1000/year 2 improper driving (reduced from reckless :D ) |
7000 a year? wow.. i'd be driving a Kia or something if I had to pay that
I'm 23/Male 02 SE Rome, GA Progressive (just switched - State Farm was 1850/yr w/ 1000 deductible) $1600/yr no accidents/tickets comp/coll/liab w/ 500 deductible |
Originally posted by 2k2whitemaxi damn i think i pay the most expensive car insurance whiel still having a clean record i could insure a 550 ferrari for that in VA |
Originally posted by bobcat 7000 a year? wow.. i'd be driving a Kia or something if I had to pay that I'm 23/Male 02 SE Rome, GA Progressive (just switched - State Farm was 1850/yr w/ 1000 deductible) $1600/yr no accidents/tickets comp/coll/liab w/ 500 deductible |
23
2002 Maxima SE Hampton VA 114 month 1 speeding and 1 improper driving $500 ded. |
Keep in mind some of these people that are in their early 20s paying less than 1600 a year are probably on mommy and daddy's policy...You cant get that kind of rate on your own under 25 like that. Unless you live in hickville USA.
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Originally posted by Ma><iManiac Keep in mind some of these people that are in their early 20s paying less than 1600 a year are probably on mommy and daddy's policy... I have 9 speeding tickets..and lost my license 2 times and i got one reckless driving ticket too.. IF i was not on there policy i would be payin 7000 dollars a year.. |
20/Male
2000 Nissan Maxima SE and 1989 Nissan Maxima San Francisco, CA 21st Century Insurance Co. I am on my parents full covered insurance and we pay $1250 in 6 month. 1 accident not at fault, several parking tickets |
4682 every 6 months(damn new jersey) sorry but that sounds surreal. even for NJ, with a clean record that is insane. Which company? A ferarri would defenitely not really hurt your premium i think.. heck for 10 years you will buy one with just the insurance premium. |
23/M
Maxima 2003 SE Auto Buffalo, NY Progressive $1400/YR. $1000 deductable on Collsion and Comprehensive. Have my own policy, but I guess I get good rates due to good credit history and minor non chargeable accidents. I do get charged 20% extra for inexperience driver surcharge as I am under 25 years. I also have a speeding ticket which gave me 3 points on my license, but I don't if they are counting it against me or not... I also took Insurance reduction class which gave me 10% off on my insurance. |
Originally posted by Maxxxed 23/M Maxima 2003 SE Auto Buffalo, NY Progressive $1400/YR. $1000 deductable on Collsion and Comprehensive. Have my own policy, but I guess I get good rates due to good credit history and minor non chargeable accidents. I do get charged 20% extra for inexperience driver surcharge as I am under 25 years. I also have a speeding ticket which gave me 3 points on my license, but I don't if they are counting it against me or not... I also took Insurance reduction class which gave me 10% off on my insurance. |
25/M- Queens, NYC
2003 Maxima SE Auto AIG Insurance full coverage/$500 deduc. $3000 a year (under pops ins) |
I'm 23/ M
I'm on Long Island, Nassau county. Geico Insurance 2002 Maxima SE auto 500 deduct Collision, 250 deduct comp. fire theft etc. no gap insurance a bit under $2200/yr I'm on my own policy as for the guy with 9 speeding tickets etc etc YIKES! |
No offense guys, but it's pretty freakin dumb to not have Gap coverage on a new Maxima. If you put a lot down then I can understand, but these things go down in value like the Titanic in no time. I am an insurance claim rep in a total loss unit, and the number of people that are upside down on their cars in freakin crazy. If you don't have Gap, I highly recommend going out and getting it. Most auto-insurers don't offer it. It's something that you can get from an external source. I got mine from the dealer. Seriously, look into it at least...Why would you want to end up owing like $4-5000 on a car you don't even own anymore?? Gap is so worth it.
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Originally posted by Ma><iManiac No offense guys, but it's pretty freakin dumb to not have Gap coverage on a new Maxima. If you put a lot down then I can understand, but these things go down in value like the Titanic in no time. I am an insurance claim rep in a total loss unit, and the number of people that are upside down on their cars in freakin crazy. If you don't have Gap, I highly recommend going out and getting it. Most auto-insurers don't offer it. It's something that you can get from an external source. I got mine from the dealer. Seriously, look into it at least...Why would you want to end up owing like $4-5000 on a car you don't even own anymore?? Gap is so worth it. |
Of course financed cars have that option. I deal with this every day. Where the hell did you hear that??
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Originally posted by NT2SHBBY gap coverage is only for lease vehicles...financed/owned vehicles do not have this option. |
Originally posted by Ma><iManiac Of course financed cars have that option. I deal with this every day. Where the hell did you hear that?? my financed vehicle has full coverage...wtf would I need gap coverage for??? doesn't make sense... :gotme: :bonk: |
Originally posted by NT2SHBBY gap coverage is only for lease vehicles...financed/owned vehicles do not have this option. |
Originally posted by NT2SHBBY gap coverage was DESIGNED for leased vehicles to "fill in the gap" on returned vehicles with excessive wear and tear.... my financed vehicle has full coverage...wtf would I need gap coverage for??? doesn't make sense... :gotme: :bonk: New car price/loan amount: $25K Drive around Car's value now: $20K Major wreck, car totalled Who pays?: YOU!! Need to do some homework there!!! http://www.valleycu.org/loans.asp |
Originally posted by NT2SHBBY gap coverage was DESIGNED for leased vehicles to "fill in the gap" on returned vehicles with excessive wear and tear.... my financed vehicle has full coverage...wtf would I need gap coverage for??? doesn't make sense... :gotme: :bonk: |
Gap coverage is meant to cover what you still own on your loan and the value of your car. Its the difference. I have it in writing with AllState that that is exactly the purpose of Gap coverage. If I owe $15000 and my car is worth or valued at $12000, then the difference is covered. This much I am sure of with AllState.
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Re: what's your insurance cost?
Originally posted by Teser Age/Gender Car(s) Location (State, City) Insurance company Insurance cost for a year Any extra info that influences total cost of insurance, such as traffic vialations, etc. [/B] anyways... 20/M 2001 Nissan Maxima AE Peabody, MA Electric Insurance around 4400. HoLy SH*T thats alot!!! Yah i got 22 points :mad: 1.5 yrs tho i drop down to a 18 then 15 :woot: |
yeah GAP insurance does make sense for some.
I put 10K down on my car. GAP is worthless to me |
Originally posted by jjs Ok, let's make this reallly simple. New car price/loan amount: $25K Drive around Car's value now: $20K Major wreck, car totalled Who pays?: YOU!! Need to do some homework there!!! Originally posted by Ma><iManiac You might want to learn about this a little more...Sounds like you could be in for a surprise if you ever have a bad accident. maybe this is not available in NY, because when I bought this car as with my other NINE prior cars, I was never offered this nor was mention ever made of it....I was only given the gap coverage (actually I was FORCED to take it) when I leased the vehicle which only happened twice.... I will call my ins soon...I gotta get a lower premium anyway...$3000 a year is killing me |
Re: what's your insurance cost?
Originally posted by Teser Ok, I know there was a couple of threads like this, but i still would like a bit more info. Please post following: Age/Gender Car(s) Location (State, City) Insurance company Insurance cost for a year Any extra info that influences total cost of insurance, such as traffic vialations, etc. 23/M 2K Maxima Wilmington, DE Progressive 1,600/year full coverage (500compr, 1000collision) 1 accident not at fault. Thanks. 2k Maxima GXE Portage MI Progrressive apx. 1000/year Full Coverage 1 accident/ 97 1 speeding ticket/ 97 the below is all in one incident 1 carpool lane ticket/ 01 1 didn't wear seat belt / 01 1 illegal changing lane |
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