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The "what are you paying for insurance" thread

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Old 04-27-2005, 10:54 AM
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The "what are you paying for insurance" thread

Make sure to include your location too


$100,000/$300,000 liability
+
collision with $500 deductible


live on Long Island

$1024/yr.
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Old 04-27-2005, 11:17 AM
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Age: Male, 26
Location: New Jersey
Carrier: Geico
Ded: $1000
$100K/300K
Premium: $2400 per year
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Old 04-27-2005, 11:18 AM
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make sure u def have 100/300, everyone in ny & nj will sue u for ur last penny & leave u homeless
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Old 04-27-2005, 11:34 AM
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100/300, 505 ded, full coverage
progressive
cincinnati, oh
2 speeding tix, plus lapse of coverage penalty
$193/mo, $2316/yr
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Old 04-27-2005, 11:50 AM
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I only pay $1044 a year ($87 a month). I have AAA.
$100k/$300k, 500 ded, full coverage
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Old 04-27-2005, 11:51 AM
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100/300, 500 deductible, Full
Geico
Queens, NY
185/mo.

(Insured on my father's name. :P)
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Old 04-27-2005, 11:53 AM
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Memphis 10
State Farm
$500.00 Ded
$712.00 Yr.
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Old 04-27-2005, 11:53 AM
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$100,000/$300,000 liability
+
collision with $500 deductible

01 Maxima

+ another car 2005 Camry wifes car

$105.00 per month for both
Orlando FloridA
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Old 04-27-2005, 12:16 PM
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$5,500/yr.
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Old 04-27-2005, 12:19 PM
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2003 Maxima
Massachusetts <--- this is the killer
Age 22

3600/year, down from 4800 last year.

Tickets owned me.
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Old 04-27-2005, 12:20 PM
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Originally Posted by NYPD-Arnold
100/300, 500 deductible, Full
Geico
Queens, NY
185/mo.

(Insured on my father's name. :P)
Oh snapz, we even got the same insurance company? Stop copying me.

same as arnold except I pay $250/month.

$3,000 a year. (I HATE NYC)
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Old 04-27-2005, 12:23 PM
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XGaSpAcHo
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24, Male
Long Island, NY
Geico
$500 deductible
lowest possible coverage
approx $2,700 a year (that's with my 10% off for defensive driving)
 
Old 04-27-2005, 12:25 PM
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Damn!!

What is wrong with you people? LOL..DOES ANYONE DRIVE THE SPEED LIMIT?

How many tickets do you guys have on your license? (or maybe that should be a different thread altogether!)

all you guys who are paying more than $2000/yr, you have tickets/accidents?
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Old 04-27-2005, 12:28 PM
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Originally Posted by Bones45
Damn!!

What is wrong with you people? LOL..DOES ANYONE DRIVE THE SPEED LIMIT?

How many tickets do you guys have on your license? (or maybe that should be a different thread altogether!)

all you guys who are paying more than $2000/yr, you have tickets/accidents?
i have two speeding tickets which got pleaded down to tailgating. and only one at fault accident on my record. my insurance should drop a little once i turn 25...i think.
 
Old 04-27-2005, 12:30 PM
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Originally Posted by XGaSpAcHo
24, Male
Long Island, NY
Geico
$500 deductible
lowest possible coverage
approx $2,700 a year (that's with my 10% off for defensive driving)
Hey Jay, why did you add that you're male when the thread doesn't say to specify your gender?? Looking for a hook up on max.org??
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Old 04-27-2005, 12:35 PM
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Originally Posted by Sizzo718
Hey Jay, why did you add that you're male when the thread doesn't say to specify your gender?? Looking for a hook up on max.org??
ummmmm no

i just saw someone else post it so i figured i'd include it.
 
Old 04-27-2005, 12:35 PM
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Originally Posted by Sizzo718
Hey Jay, why did you add that you're male when the thread doesn't say to specify your gender?? Looking for a hook up on max.org??

A/S/L hehe.

I have one accident and three tickets
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Old 04-27-2005, 12:39 PM
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age: 24
Location: Queens, NYC
100/300
Geico
clean record (for now) have 1 speeding ticket with 6 points coming on me pretty soon, once i get convicted.

1000 deductible

premium 4500 a year

i'm expecting 5500-6000 next year when the insurance gets the speeding ticket info.
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Old 04-27-2005, 12:50 PM
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Man, Y'all are some sh!!ty drivers.
- almost 24 (less than a month in case any one wants to send me some b-day $)
- 03 GLE
- Acworth, GA (Atlanta suburb)
- 100/300
- USAA
- 500 deduct.
- ~$2200/year
- ~$180/month
- no tickets in 4 or so years. (knock on wood)
*edit* I forgot to add this ->
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Old 04-27-2005, 12:57 PM
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Originally Posted by NYghettoGLE
age: 24
Location: Queens, NYC
100/300
Geico
clean record (for now) have 1 speeding ticket with 6 points coming on me pretty soon, once i get convicted.

1000 deductible

premium 4500 a year

i'm expecting 5500-6000 next year when the insurance gets the speeding ticket info.
do NOT plead guilty to the ticket. fight that ish in court and get it reduced. then take the defensive driving to get rid of the points (4 in NY) and drop your insurance 10%.
 
Old 04-27-2005, 01:48 PM
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8000 with 500 ded...
6000 with 1000 ded...
i chose the one with the 1000 ded...
tickets owned me...
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Old 04-27-2005, 01:48 PM
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how can u tell if u have 100,000/300,000 liability?
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Old 04-27-2005, 01:53 PM
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Originally Posted by Bones45
Damn!!

What is wrong with you people? LOL..DOES ANYONE DRIVE THE SPEED LIMIT?

How many tickets do you guys have on your license? (or maybe that should be a different thread altogether!)

all you guys who are paying more than $2000/yr, you have tickets/accidents?
It's called living in New Jersey bud.
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Old 04-27-2005, 01:55 PM
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yah jersey rapes you and i have usaa... and they only cover jersey if ur in the armed service/military... but i also have 10 traffic vio. and 3 acc. points
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Old 04-27-2005, 01:57 PM
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Age: 16, male
Location: San Antonio, Tx
insurance company: geico
100k/300k liablility
500 deductable
no tickets/violations
$3600/year
$300/mo.
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Old 04-27-2005, 02:03 PM
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Full coveage at about $800 per year.... 38yrs old with a spotless record doesn't hurt. Didn't use to be that way, worked long and hard to clean it up. Had MANY infractions as a youngster but there all good now.
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Old 04-27-2005, 03:17 PM
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21 Male
Chicago, IL
$500 Ded Full Coverage
$120 per month, No traffic convictions
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Old 04-27-2005, 05:03 PM
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There have been numerous insurance threads, but I still love to post my info.....

There's one good thing about being old (over 45), married and safe:


100/300/50
250 deductible
full coverage
IDS Insurance Company
clean record for the past 16 years
Oshkosh, WI





































$464 per year. Hehehehe. So guys/gals......get old, get married, drive safely and obey the law (or just don't get caught)
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Old 04-27-2005, 05:31 PM
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Originally Posted by TXT-1
It's called living in New Jersey bud.

Yeah, tell me about it, When I was in PA, my insurance was ~ $1000 a year. In NJ with no new violations, no subtractions of any violations, and the same coverage is now ~ $3100 a year.

BTW I'm 20 with 2 speeding tickets, 1 accident, and have Geico.

NJ sucks.
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Old 04-27-2005, 05:32 PM
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Insurance:Safeco
Paying:$815 on dads policy and if i was to pay the whole thing it would be 1400 a year.
Hope that helps you out.
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Old 04-27-2005, 05:39 PM
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soon to be 26 - charlotte, nc
100/300
500 deductible
full coverage, no tickets
$62 a month but i also have my homeowner's insurance under the same company. (allstate)
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Old 04-27-2005, 06:04 PM
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thats a really good rate dude!!
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Old 04-27-2005, 07:05 PM
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00 max
Full Coverage from State Farm
150/month
250 ded
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Old 04-27-2005, 08:04 PM
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22 yrs old
2k max
Cleveland OH
Full Coverage 100/300 from Grange
$1380 a year

got a ticket last summer, and my insurance still went down...and now i got another ticket last month. i will see what happens in oct when my policy is up for renewal. Those are my only 2 tickets in 6yrs or driving. first was speeding...second is failure to come to a complete stop at a stop sign(even though i stopped)
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Old 04-27-2005, 08:18 PM
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2003
Southern California
Full Coverage 100/300 AllState

$87 month

$1014 year

Just to give you an idea, I am getting my gf a 2005 Altima 3.5 manuel this weekend and she has 3 tickets, which will all be gone by this time next year if she does not get any more, knock on wood. Her rate will be:100/300 1000 deductible and it will be $1409 for six months, $234 a month so take it from experience, do not SPEED, they will gank you, period.
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Old 04-27-2005, 08:19 PM
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19 years old no tickets
2k3 max
Wichita Kansas
Full Coverage $75 month $900 year
Under my moms name for now. if it wasnt then $300 a month, $3600 a year
oh just switched to some cheapo company from progressive.
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Old 04-27-2005, 08:25 PM
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5360$/yr.
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Old 04-27-2005, 09:25 PM
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$100,000/$300,000 liability
+
comp/collision with $500 deductible


indiana

$420/yr.

been with state farm for the last 6 years
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Old 04-27-2005, 09:25 PM
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Hanover Ins. Mass. Too many Violations, 250 mo, 3k a year
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Old 04-27-2005, 10:46 PM
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Coverage: 100,000/300,000
Deductible: $500

I've had one ticket in 5 years and I pay mine every 6 months, so $483 per 6 months.
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