well i have no clue how auto insurance works but i think my question is straightforward.

DO they raise your ANNUAL PREMIUM just for reporting accidents?
I have been in 2 accidents. For both, the money to repair my vehicle has come out of my pocket because my deductible is $2,000 dollars. Both accidents have been much much less than $2,000 to get fixed.

So in no way have they assisted me this year, but i was curious will they raise my premium just for the fact i was in 2 accidents.

Roger
p.s. one more week and shall have my baby again..
oh yeah i missed my car so much that im gonna make it up to her, im gonna start working to get her rims and some Xenons(real ones).

 

Hmmmm...if you paid for them, then they might not. But, were the accidents your fault?

 

u mite want 2 learn how 2 drive the car ... it's a 2000 & you've been in 2 accidents already?

n e wayz ... premiums only go up if u put thru claims .. quite simply .. in your case ... it won't go up ....

take care of her!

 

I'm an insurance agent, and I can tell you it's probably just a coincidence. All insurance companies in the US are having to take Rate increases either in 2k, 2k1, or 2k2. The cost to repair the average accident went from $1,000 to $1,500 in 99, so we have to make up for it somewhere.