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Crazy accident need advice

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Old 02-20-2007 | 03:43 PM
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Crazy accident need advice

Last week thursday after getting out of work i'm driving with a friend of mines and we are comming up to a traffic light. i'm in the left only turn lane while cars are in the other two lanes to my right. some kid decides to cross over three lane to make an illegal left turn at which point i didn't notice the car coming out long story short there was an accident.

here are some of the pics.













The Insurance company towed the car to one of there body shops and two days later i get a call from the insurance company who had me on a three way with the body shop and said that they car was deemed total by the body shop. The insurance company is going to be picking up the car tommorrow for the final apraisal. Do you guys think the insuarance would total it because the body shop totalled it? My personal shop came to look at the car and said it can be fixed because the frame isnt bent but its got a big dent in it that need to be fixed. if the insurance company do tota the car out do you think it might be wise for me to buy it back and have my body shop fix it? Also what do you guys think the book value would be i checked KBB and it said the car was worth $13000?

Bare in mind i'm still paying on the car.
Old 02-20-2007 | 04:16 PM
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Oh damn, glad you are not hurt. Even if the car can be fixed, I'd say take the check and start over.
Old 02-20-2007 | 04:21 PM
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The body shop has no say about whether a car is a total loss. A big reason why an insurance adjuster will total the car is because the airbag fix is so expensive regardless of other damage.

You might be able to buy the car back from the insurance company and not fix the bags, but whether you do or not, the resale value of the car is ruined.

The only way to break even or get ahead is to part the car out, but I would take that money and put it in another ride.

Glad you're okay.
Old 02-20-2007 | 04:23 PM
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i would take the check...buy back the car...and part out whats good of it...and then buy a new car...haha
Old 02-20-2007 | 05:00 PM
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I agree, I think take the money and get a new ride. Look through the org classifieds, might find a killer deal. Glad you are okay and good luck.
Old 02-20-2007 | 05:01 PM
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GT
R

hahaha, sucks to see another mashed up maxima, but what the **** are people thinking when they put GTR badges on their cars
Old 02-20-2007 | 05:21 PM
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come on man, the guy totalled his car....at least he can sell the GTR emblem on ebay for like $3oo

Originally Posted by skillton
GT
R

hahaha, sucks to see another mashed up maxima, but what the **** are people thinking when they put GTR badges on their cars
Old 02-20-2007 | 05:37 PM
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Dayo...take the check and buy another 5.5 gen 6mt. I know you love the car in general. If you decide to do that, take off all your mods so you can readily install them when you get another 5.5 gen. thats my advice. keep me updated man. I wish you the best of luck man
Old 02-20-2007 | 05:37 PM
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If your willing to spend $1500-$2000 for airbags then be my guest. I'd say take the check and buy a new car.
Old 02-20-2007 | 06:18 PM
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Glad you are OK... I don't think its worth it to keep it. Take the money and re-invest.
Old 02-20-2007 | 07:28 PM
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suggestion... considering he still owes money on the car... if he buys it back he would still have to complete paying for the car damaged or not... correct me if im wrong
Old 02-20-2007 | 07:35 PM
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That sucks man...glad u are ok but I can see why its totalled, KBB and the insurance company use different books as far as I know...I'm guessing a hood is like a 6 or 700 dollar part(from the dealer) that headlight is easily 700 bags are probly 1100/piece, bumper is 700 plus fogs, radiator, radiator supports, whatever other parts are needed from damage you cant see PLUS the labor for it all.

I bet your car is def. worth 13000 at private sale but the fact of having a big accident means your resale takes a huge hit, so I would take the money. I'm not clear on what happens when you have a lien on the car, insurance would pay the bank the loan balance of what you owe, then you get a check if there's anything left over correct? Use it for a down payment man


Plus the windshield too, forgot about that
Old 02-20-2007 | 07:37 PM
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Originally Posted by The Law
If your willing to spend $1500-$2000 for airbags then be my guest. I'd say take the check and buy a new car.

It's a lot more than 2K in airbags. For every airbag deployment you have to replace the Airbag Controller unit or u'll never turn off that light.
I would just take their money and just buy out another car.
They like to write off a car so u can't go back after and say not this is wrong now that is wrong my bose cuts out on left side speakers or i got rattles and paint is peeling, etc.
Old 02-20-2007 | 08:21 PM
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Maxima I may buy it

Originally Posted by carsarecool
That sucks man...glad u are ok but I can see why its totalled, KBB and the insurance company use different books as far as I know...I'm guessing a hood is like a 6 or 700 dollar part(from the dealer) that headlight is easily 700 bags are probly 1100/piece, bumper is 700 plus fogs, radiator, radiator supports, whatever other parts are needed from damage you cant see PLUS the labor for it all.

I bet your car is def. worth 13000 at private sale but the fact of having a big accident means your resale takes a huge hit, so I would take the money. I'm not clear on what happens when you have a lien on the car, insurance would pay the bank the loan balance of what you owe, then you get a check if there's anything left over correct? Use it for a down payment man


Plus the windshield too, forgot about that
Air bag light can be reset and you dont have to replace Module. Phone # for reset and they are in Canada 905-6730090....they did two modules for me and all works fine. Sorry, for the loss but I will be interested in buying whole car. I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art
Old 02-20-2007 | 08:42 PM
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aw man, glad to hear nobody got hurt.

well there ya go then! Sell it to maksima for $500 more than the insurance company will give it to you for! If not, dude, strip the bejesus out of that car right before the insurance company picks it up, seriously, they send a wrecker and tow it to the auction and rarely ask for the leather seats, bose, passanger headlight, tails, etc etc back, if they do then give them some crap in a box and play it off, trust me.........
Old 02-20-2007 | 09:13 PM
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Originally Posted by maksima
I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art
MaximaGT-R, If he is offering $500 American over the the insurance settlement, take the deal, but make sure he accepts it as-is and pays for delivery.
Old 02-20-2007 | 09:16 PM
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Dude, take the money. Once a car has seen that much damage it will never be the same, unless you happen to find some great repair shop that does out of this world work. As far as the value of the car, a car with a salavge title is commonly worth at least %50 less then NADA book.
Old 02-20-2007 | 11:12 PM
  #18  
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Originally Posted by maksima
Air bag light can be reset and you dont have to replace Module. Phone # for reset and they are in Canada 905-6730090....they did two modules for me and all works fine. Sorry, for the loss but I will be interested in buying whole car. I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art
We have Nigerian scammers here too?
Old 02-21-2007 | 07:00 AM
  #19  
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at least your alright man....id say take the check and start over.....
Old 02-21-2007 | 11:17 AM
  #20  
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Glad you're ok, but ROFL @ GT-R emblem on a Maxima.
Old 02-21-2007 | 12:28 PM
  #21  
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not worth buying it back....way to expensive for nissan parts.
Old 02-21-2007 | 01:19 PM
  #22  
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Originally Posted by Gjohnson
Dude, take the money. Once a car has seen that much damage it will never be the same, unless you happen to find some great repair shop that does out of this world work. As far as the value of the car, a car with a salavge title is commonly worth at least %50 less then NADA book.
Take the money.

I worked in a collision repair shop years back, and I can tell you, that no matter how good the shop is, the car will _NEVER_ be the same!!!!! The shock from the impact affects everything in the car and while the repair shop may be able to put the car back to square and put the cosmetics back 100%, it won't age as gracefully as a car that hadn't been mashed.

And this presumes that you can find a truly qualified collision repair shop. These cars are built with high tensile strength steel, which requires a repair process that is different from cars built with cold-rolled steel. If traditional techniques are used then, well... I could go on, but.....

Shed your tears, say goodbye and take the money and run!
Old 02-21-2007 | 01:24 PM
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Take the money and move on, the amount of time and work involved in gathering all the parts and sheit for the car just isnt worth it. GL with that and hope the best for you. That sheit looks crazy!
Old 02-21-2007 | 04:27 PM
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i'm Nigerian too buddy


Originally Posted by pikers
We have Nigerian scammers here too?
Old 02-21-2007 | 04:30 PM
  #25  
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Thanks for all you advice guys. the insurance company picked up the car today and they are going to get back to me in a couple of days about what they are going to do. i know they are going to pay off the car and then the bank sends me they rest of the cash if any. What do you guys tink the car might be worth?
Old 02-21-2007 | 04:42 PM
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Originally Posted by MaximaGT-R
Thanks for all you advice guys. the insurance company picked up the car today and they are going to get back to me in a couple of days about what they are going to do. i know they are going to pay off the car and then the bank sends me they rest of the cash if any. What do you guys tink the car might be worth?
if you're lucky i say 11 G's
Old 02-21-2007 | 04:48 PM
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not bad at all


Originally Posted by PandaXpress
if you're lucky i say 11 G's
Old 02-21-2007 | 04:53 PM
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Go to Nada .com and pull the value. That will give you a rough estimate on what you will be looking at. Every bank that I have worked for uses Nada as well as every car lot my father has sold cars at in the last 20 years. I don't know of any establishment that uses KBB. (Not that it won't be close, you never know.)
Old 02-21-2007 | 05:00 PM
  #29  
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oh ok thanks

Originally Posted by Gjohnson
Go to Nada .com and pull the value. That will give you a rough estimate on what you will be looking at. Every bank that I have worked for uses Nada as well as every car lot my father has sold cars at in the last 20 years. I don't know of any establishment that uses KBB. (Not that it won't be close, you never know.)
Old 02-21-2007 | 07:30 PM
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And I'm One Proud Nigerian 00 Autotragic Maxima Owner

As for GTR, expect about $13,000 since I got $11K for my totalled 00 Maxima with 193K miles early last year.
Old 02-22-2007 | 05:28 AM
  #31  
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w/e you do Dayo, pull your mods off before insurance takes it!!!
Old 02-22-2007 | 06:07 PM
  #32  
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i took out most of the mods already the only left on the car is the suspension setup because i dont have the stock setup anymore, the door speakers and my alarm system. i'm not worry about those too much i can always start fresh. thanks for the advice.
Old 02-22-2007 | 06:33 PM
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Originally Posted by pikers
We have Nigerian scammers here too?
Uh, a bunch of us have bought stuff off Maksima's parts cars, so I doubt he's a scammer:

http://forums.maxima.org/itrader.php?u=61759
Old 02-22-2007 | 08:25 PM
  #34  
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Originally Posted by maksima
Air bag light can be reset and you dont have to replace Module. Phone # for reset and they are in Canada 905-6730090....they did two modules for me and all works fine. Sorry, for the loss but I will be interested in buying whole car. I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art

Cool we can reset the light with Consult but we had a few cars come back with the light on and we looked it up in the manual and it said for every deployment new airbag module has to be installed. this is on less than 2 year old vehicles.
Old 03-01-2007 | 06:30 AM
  #35  
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Insurance totals the car if the cost to fix it is over 80% of the car's value.

First you have to fight them to make sure it is the correct value - do you have receipts for mods and such? If they screw you on the price or value of the car, then you definitely want to buy it back and part it out.

The one guy is correct that a car is never the same after a hard hit. You can also sue the guy that hit you for "loss of value" in the car.

Best of luck and don't be a push over to the insurance people if they are screwing you.

John
Old 03-18-2007 | 03:30 PM
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Originally Posted by JohnWEngle
Take the money.

I worked in a collision repair shop years back, and I can tell you, that no matter how good the shop is, the car will _NEVER_ be the same!!!!! The shock from the impact affects everything in the car and while the repair shop may be able to put the car back to square and put the cosmetics back 100%, it won't age as gracefully as a car that hadn't been mashed.

And this presumes that you can find a truly qualified collision repair shop. These cars are built with high tensile strength steel, which requires a repair process that is different from cars built with cold-rolled steel. If traditional techniques are used then, well... I could go on, but.....

Shed your tears, say goodbye and take the money and run!

Nicely said. . I had the similar accident but for me the insurance paid $8K to fix. Car runs great again but allignment is sometimes an issue.
Old 03-18-2007 | 05:16 PM
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that sucks bro, i would take the check and start over. and the GTR emblem is strong! must be made of titanium! if you do end up getting another max, no more GTR emblems.
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