Crazy accident need advice
02-20-2007, 02:43 PM
#1
Crazy accident need advice
Last week thursday after getting out of work i'm driving with a friend of mines and we are comming up to a traffic light. i'm in the left only turn lane while cars are in the other two lanes to my right. some kid decides to cross over three lane to make an illegal left turn at which point i didn't notice the car coming out long story short there was an accident.
here are some of the pics.
The Insurance company towed the car to one of there body shops and two days later i get a call from the insurance company who had me on a three way with the body shop and said that they car was deemed total by the body shop. The insurance company is going to be picking up the car tommorrow for the final apraisal. Do you guys think the insuarance would total it because the body shop totalled it? My personal shop came to look at the car and said it can be fixed because the frame isnt bent but its got a big dent in it that need to be fixed. if the insurance company do tota the car out do you think it might be wise for me to buy it back and have my body shop fix it? Also what do you guys think the book value would be i checked KBB and it said the car was worth $13000?
Bare in mind i'm still paying on the car.
here are some of the pics.
The Insurance company towed the car to one of there body shops and two days later i get a call from the insurance company who had me on a three way with the body shop and said that they car was deemed total by the body shop. The insurance company is going to be picking up the car tommorrow for the final apraisal. Do you guys think the insuarance would total it because the body shop totalled it? My personal shop came to look at the car and said it can be fixed because the frame isnt bent but its got a big dent in it that need to be fixed. if the insurance company do tota the car out do you think it might be wise for me to buy it back and have my body shop fix it? Also what do you guys think the book value would be i checked KBB and it said the car was worth $13000?
Bare in mind i'm still paying on the car.
02-20-2007, 03:21 PM
#3
Donating Maxima.org Member
Join Date: Jan 2007
Posts: 311
The body shop has no say about whether a car is a total loss. A big reason why an insurance adjuster will total the car is because the airbag fix is so expensive regardless of other damage.
You might be able to buy the car back from the insurance company and not fix the bags, but whether you do or not, the resale value of the car is ruined.
The only way to break even or get ahead is to part the car out, but I would take that money and put it in another ride.
Glad you're okay.
You might be able to buy the car back from the insurance company and not fix the bags, but whether you do or not, the resale value of the car is ruined.
The only way to break even or get ahead is to part the car out, but I would take that money and put it in another ride.
Glad you're okay.
02-20-2007, 04:21 PM
#7
come on man, the guy totalled his car....at least he can sell the GTR emblem on ebay for like $3oo
Originally Posted by skillton
GT
R
hahaha, sucks to see another mashed up maxima, but what the **** are people thinking when they put GTR badges on their cars
R
hahaha, sucks to see another mashed up maxima, but what the **** are people thinking when they put GTR badges on their cars
02-20-2007, 04:37 PM
#8
Dayo...take the check and buy another 5.5 gen 6mt. I know you love the car in general. If you decide to do that, take off all your mods so you can readily install them when you get another 5.5 gen. thats my advice. keep me updated man. I wish you the best of luck man
02-20-2007, 06:35 PM
#12
That sucks man...glad u are ok but I can see why its totalled, KBB and the insurance company use different books as far as I know...I'm guessing a hood is like a 6 or 700 dollar part(from the dealer) that headlight is easily 700 bags are probly 1100/piece, bumper is 700 plus fogs, radiator, radiator supports, whatever other parts are needed from damage you cant see PLUS the labor for it all.
I bet your car is def. worth 13000 at private sale but the fact of having a big accident means your resale takes a huge hit, so I would take the money. I'm not clear on what happens when you have a lien on the car, insurance would pay the bank the loan balance of what you owe, then you get a check if there's anything left over correct? Use it for a down payment man
Plus the windshield too, forgot about that
I bet your car is def. worth 13000 at private sale but the fact of having a big accident means your resale takes a huge hit, so I would take the money. I'm not clear on what happens when you have a lien on the car, insurance would pay the bank the loan balance of what you owe, then you get a check if there's anything left over correct? Use it for a down payment man
Plus the windshield too, forgot about that
02-20-2007, 06:37 PM
#13
Senior Member
Join Date: Aug 2006
Posts: 601
Originally Posted by The Law
If your willing to spend $1500-$2000 for airbags then be my guest. I'd say take the check and buy a new car.
It's a lot more than 2K in airbags. For every airbag deployment you have to replace the Airbag Controller unit or u'll never turn off that light.
I would just take their money and just buy out another car.
They like to write off a car so u can't go back after and say not this is wrong now that is wrong my bose cuts out on left side speakers or i got rattles and paint is peeling, etc.
02-20-2007, 07:21 PM
#14
SCAMMER DO NOT BUY FROM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!11
iTrader: (18)
Join Date: Oct 2005
Posts: 125
Maxima I may buy it
Originally Posted by carsarecool
That sucks man...glad u are ok but I can see why its totalled, KBB and the insurance company use different books as far as I know...I'm guessing a hood is like a 6 or 700 dollar part(from the dealer) that headlight is easily 700 bags are probly 1100/piece, bumper is 700 plus fogs, radiator, radiator supports, whatever other parts are needed from damage you cant see PLUS the labor for it all.
I bet your car is def. worth 13000 at private sale but the fact of having a big accident means your resale takes a huge hit, so I would take the money. I'm not clear on what happens when you have a lien on the car, insurance would pay the bank the loan balance of what you owe, then you get a check if there's anything left over correct? Use it for a down payment man
Plus the windshield too, forgot about that
I bet your car is def. worth 13000 at private sale but the fact of having a big accident means your resale takes a huge hit, so I would take the money. I'm not clear on what happens when you have a lien on the car, insurance would pay the bank the loan balance of what you owe, then you get a check if there's anything left over correct? Use it for a down payment man
Plus the windshield too, forgot about that
Art
02-20-2007, 07:42 PM
#15
Supporting Maxima.org Member
iTrader: (29)
Join Date: Oct 2005
Location: Middleboro/Carver, Ma
Posts: 4,572
aw man, glad to hear nobody got hurt.
well there ya go then! Sell it to maksima for $500 more than the insurance company will give it to you for! If not, dude, strip the bejesus out of that car right before the insurance company picks it up, seriously, they send a wrecker and tow it to the auction and rarely ask for the leather seats, bose, passanger headlight, tails, etc etc back, if they do then give them some crap in a box and play it off, trust me.........
well there ya go then! Sell it to maksima for $500 more than the insurance company will give it to you for! If not, dude, strip the bejesus out of that car right before the insurance company picks it up, seriously, they send a wrecker and tow it to the auction and rarely ask for the leather seats, bose, passanger headlight, tails, etc etc back, if they do then give them some crap in a box and play it off, trust me.........
02-20-2007, 08:13 PM
#16
Donating Maxima.org Member
Join Date: Jan 2007
Posts: 311
Originally Posted by maksima
I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art
Art
02-20-2007, 08:16 PM
#17
Dude, take the money. Once a car has seen that much damage it will never be the same, unless you happen to find some great repair shop that does out of this world work. As far as the value of the car, a car with a salavge title is commonly worth at least %50 less then NADA book.
02-20-2007, 10:12 PM
#18
Senior Member
Join Date: Nov 2004
Posts: 236
Originally Posted by maksima
Air bag light can be reset and you dont have to replace Module. Phone # for reset and they are in Canada 905-6730090....they did two modules for me and all works fine. Sorry, for the loss but I will be interested in buying whole car. I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art
Art
02-21-2007, 12:19 PM
#22
Senior Member
Join Date: Mar 2006
Posts: 116
Originally Posted by Gjohnson
Dude, take the money. Once a car has seen that much damage it will never be the same, unless you happen to find some great repair shop that does out of this world work. As far as the value of the car, a car with a salavge title is commonly worth at least %50 less then NADA book.
I worked in a collision repair shop years back, and I can tell you, that no matter how good the shop is, the car will _NEVER_ be the same!!!!! The shock from the impact affects everything in the car and while the repair shop may be able to put the car back to square and put the cosmetics back 100%, it won't age as gracefully as a car that hadn't been mashed.
And this presumes that you can find a truly qualified collision repair shop. These cars are built with high tensile strength steel, which requires a repair process that is different from cars built with cold-rolled steel. If traditional techniques are used then, well... I could go on, but.....
Shed your tears, say goodbye and take the money and run!
02-21-2007, 12:24 PM
#23
Take the money and move on, the amount of time and work involved in gathering all the parts and sheit for the car just isnt worth it. GL with that and hope the best for you. That sheit looks crazy!
02-21-2007, 03:30 PM
#25
Thanks for all you advice guys. the insurance company picked up the car today and they are going to get back to me in a couple of days about what they are going to do. i know they are going to pay off the car and then the bank sends me they rest of the cash if any. What do you guys tink the car might be worth?
02-21-2007, 03:42 PM
#26
Originally Posted by MaximaGT-R
Thanks for all you advice guys. the insurance company picked up the car today and they are going to get back to me in a couple of days about what they are going to do. i know they are going to pay off the car and then the bank sends me they rest of the cash if any. What do you guys tink the car might be worth?
02-21-2007, 03:53 PM
#28
Go to Nada .com and pull the value. That will give you a rough estimate on what you will be looking at. Every bank that I have worked for uses Nada as well as every car lot my father has sold cars at in the last 20 years. I don't know of any establishment that uses KBB. (Not that it won't be close, you never know.)
02-21-2007, 04:00 PM
#29
oh ok thanks
Originally Posted by Gjohnson
Go to Nada .com and pull the value. That will give you a rough estimate on what you will be looking at. Every bank that I have worked for uses Nada as well as every car lot my father has sold cars at in the last 20 years. I don't know of any establishment that uses KBB. (Not that it won't be close, you never know.)
02-22-2007, 05:07 PM
#32
i took out most of the mods already the only left on the car is the suspension setup because i dont have the stock setup anymore, the door speakers and my alarm system. i'm not worry about those too much i can always start fresh. thanks for the advice.
02-22-2007, 05:33 PM
#33
Originally Posted by pikers
We have Nigerian scammers here too?
http://forums.maxima.org/itrader.php?u=61759
02-22-2007, 07:25 PM
#34
Senior Member
Join Date: Aug 2006
Posts: 601
Originally Posted by maksima
Air bag light can be reset and you dont have to replace Module. Phone # for reset and they are in Canada 905-6730090....they did two modules for me and all works fine. Sorry, for the loss but I will be interested in buying whole car. I will pay you $500 over if the price is right. I purchased back my Maxima from state farm after they totaled it and they wanted $900 so maybe we can make a deal.
Art
Art
Cool we can reset the light with Consult but we had a few cars come back with the light on and we looked it up in the manual and it said for every deployment new airbag module has to be installed. this is on less than 2 year old vehicles.
03-01-2007, 05:30 AM
#35
Junior Member
Join Date: Dec 2006
Location: Quakertown PA
Posts: 27
Insurance totals the car if the cost to fix it is over 80% of the car's value.
First you have to fight them to make sure it is the correct value - do you have receipts for mods and such? If they screw you on the price or value of the car, then you definitely want to buy it back and part it out.
The one guy is correct that a car is never the same after a hard hit. You can also sue the guy that hit you for "loss of value" in the car.
Best of luck and don't be a push over to the insurance people if they are screwing you.
John
First you have to fight them to make sure it is the correct value - do you have receipts for mods and such? If they screw you on the price or value of the car, then you definitely want to buy it back and part it out.
The one guy is correct that a car is never the same after a hard hit. You can also sue the guy that hit you for "loss of value" in the car.
Best of luck and don't be a push over to the insurance people if they are screwing you.
John
03-18-2007, 02:30 PM
#36
Originally Posted by JohnWEngle
Take the money.
I worked in a collision repair shop years back, and I can tell you, that no matter how good the shop is, the car will _NEVER_ be the same!!!!! The shock from the impact affects everything in the car and while the repair shop may be able to put the car back to square and put the cosmetics back 100%, it won't age as gracefully as a car that hadn't been mashed.
And this presumes that you can find a truly qualified collision repair shop. These cars are built with high tensile strength steel, which requires a repair process that is different from cars built with cold-rolled steel. If traditional techniques are used then, well... I could go on, but.....
Shed your tears, say goodbye and take the money and run!
I worked in a collision repair shop years back, and I can tell you, that no matter how good the shop is, the car will _NEVER_ be the same!!!!! The shock from the impact affects everything in the car and while the repair shop may be able to put the car back to square and put the cosmetics back 100%, it won't age as gracefully as a car that hadn't been mashed.
And this presumes that you can find a truly qualified collision repair shop. These cars are built with high tensile strength steel, which requires a repair process that is different from cars built with cold-rolled steel. If traditional techniques are used then, well... I could go on, but.....
Shed your tears, say goodbye and take the money and run!
Nicely said.
. I had the similar accident but for me the insurance paid $8K to fix. Car runs great again but allignment is sometimes an issue.
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