who uses paypal...and is there like a monthly fee?

 

I do, there's no fee; I think there's a fee for incoming funds, they deduct something from what I understand. I haven't had any problems.

 

It's free, but they charge you a transfer fee of 2% if you move money from your paypal account to a bank account (savings or checking account). They let you spend $500 on a credit card for every 6 month period (it works out great for me because I get a 1.5% refund at the end of the year through Capital One and Discover). You put money in your paypal account by entering you bank account to paypal to that you can transfer money from your bank to Paypal and then out to who ever. Just don't transfer the money from your Paypal account to your bank account and you shouldn't have anything to worry about.

 

I use PayPaL every chance I get (e-Bay) great for the buyer I have never had any problem..

 

I've tranfered money through paypal to and from my bank account and I've never gotten charged a fee?
Also, my credit card limit is $2000, not $500. I don't know why, but that's what it says in my profile.

Read all the fine print to make sure, but maybe I'm just lucky? I have been a member for a long time, maybe that's why?