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Insurance Co. wants to total my 4th gen!!!

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Old Jul 27, 2005 | 08:48 AM
  #41  
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Originally Posted by Gears & Crosses
Thanks for everyones advice! I didnt take the first offer (as suggested) and they are refiguring the offer. Its taking a little while but I guess thats normal. They still want to total the car however.

I will just have to document everything like Candiman suggested.

My wife is basically OK with the exception of an aggravated neck. It starting to get better. Thanks for asking

Pray for me,
Gears
Why dont u just make the insurance company pay for the fixing up? I got in a accident, and they payed for everything. And what company is it? is it a big company or a small company. Big co. will usually take care of it because of there money.
Old Jul 27, 2005 | 09:52 AM
  #42  
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Um you did take the wife to the doctor and started a seperate insurance claim to their insurance right?

Originally Posted by Gears & Crosses
Thanks for everyones advice! I didnt take the first offer (as suggested) and they are refiguring the offer. Its taking a little while but I guess thats normal. They still want to total the car however.

I will just have to document everything like Candiman suggested.

My wife is basically OK with the exception of an aggravated neck. It starting to get better. Thanks for asking

Pray for me,
Gears
Old Jul 27, 2005 | 10:45 AM
  #43  
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Originally Posted by Jeff92se
Um you did take the wife to the doctor and started a seperate insurance claim to their insurance right?
Yes, there is a seperate claim on that.
Old Jul 29, 2005 | 02:42 AM
  #44  
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I tried to contact the insurance four times yesturday. All I got was voice mail. I am hearing some bad things about a Salvage title. Like an insurance company won't insure the car or I wont be able to get a License plate either?

Anybody know about this?
Gears
Old Jul 29, 2005 | 07:10 PM
  #45  
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The Insurance company called my wife today and offered me $5,850 for the car. I am OK with that offer, but I can't seem to find a car like mine locally for that price. I am still interested in fixing mine, but I need to see how much they want for the buy back.

Gears
Old Jul 30, 2005 | 05:10 AM
  #46  
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Originally Posted by Gears & Crosses
I tried to contact the insurance four times yesturday. All I got was voice mail. I am hearing some bad things about a Salvage title. Like an insurance company won't insure the car or I wont be able to get a License plate either? Anybody know about this?
Gears
Even though I stated I would buy my car back I'm not sure if you'll be able to insure a salvage title vehicle, maybe you can maybe you can't. Since you mention you're trying to buy a house, I guess it's like buying a re-sale house. If the previous owner made a insurance claim, depending on the type of claim it's a possibility the new owner might not be able to find a insurance company to insure his new re-sale house.

I'm about to close on a re-sale house and the previous owner made a claim for a busted water pipe. The repairs were made but he had to disclose this information to all prespective buyers so they knew what they might face. I guess the insurance companies might consider it as being too much of a liability and choose not to insure a salvage title and/or a house with a previous claim (depending on the type of claim) Then again they might consider doing so with a hefty premium.

Do you have pics of the damge?
Old Jul 30, 2005 | 06:39 AM
  #47  
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From: Interior Alaska
Originally Posted by CandiMan
Even though I stated I would buy my car back I'm not sure if you'll be able to insure a salvage title vehicle, maybe you can maybe you can't. Since you mention you're trying to buy a house, I guess it's like buying a re-sale house. If the previous owner made a insurance claim, depending on the type of claim it's a possibility the new owner might not be able to find a insurance company to insure his new re-sale house.

I'm about to close on a re-sale house and the previous owner made a claim for a busted water pipe. The repairs were made but he had to disclose this information to all prespective buyers so they knew what they might face. I guess the insurance companies might consider it as being too much of a liability and choose not to insure a salvage title and/or a house with a previous claim (depending on the type of claim) Then again they might consider doing so with a hefty premium.

Do you have pics of the damge?
People buy and insure salvage vehicles all the time. Of course you can insure it. All 50 states (I think) require liability insurance. If you couldn't insure salvage cars, a salvage car would be worthless and no one would drive them.

Car insurance and homeowners insurance are two totally different things.
Old Jul 30, 2005 | 06:35 PM
  #48  
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Originally Posted by CandiMan
Even though I stated I would buy my car back I'm not sure if you'll be able to insure a salvage title vehicle, maybe you can maybe you can't. Since you mention you're trying to buy a house, I guess it's like buying a re-sale house. If the previous owner made a insurance claim, depending on the type of claim it's a possibility the new owner might not be able to find a insurance company to insure his new re-sale house.

I'm about to close on a re-sale house and the previous owner made a claim for a busted water pipe. The repairs were made but he had to disclose this information to all prespective buyers so they knew what they might face. I guess the insurance companies might consider it as being too much of a liability and choose not to insure a salvage title and/or a house with a previous claim (depending on the type of claim) Then again they might consider doing so with a hefty premium.

Do you have pics of the damge?
I don't have pics yet. I have been extremely busy lately. I will take some because I want them for reference. Can I attach photos in my sig maybe or as a thumbnail???? I would like you all to see the car.

Gears
Old Aug 23, 2005 | 05:31 PM
  #49  
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hmmm

Dear Mr Cheapazz insurance guy, if this goes to court I'll have to bring up the injuries to my wife. Our doctor believes some troubles she is having may be related to the accident.

Sure you dont want to make a more reasonable offer before we take this to court?

AKA... the OH MY NECK move
Old Aug 23, 2005 | 05:41 PM
  #50  
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From: Displaced New Yorker in Southern, MD
Originally Posted by uwackme
Dear Mr Cheapazz insurance guy, if this goes to court I'll have to bring up the injuries to my wife. Our doctor believes some troubles she is having may be related to the accident.

Sure you dont want to make a more reasonable offer before we take this to court?

AKA... the OH MY NECK move
You have potential...
Old Aug 23, 2005 | 05:44 PM
  #51  
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From: sarasota FL
Originally Posted by uwackme
Dear Mr Cheapazz insurance guy, if this goes to court I'll have to bring up the injuries to my wife. Our doctor believes some troubles she is having may be related to the accident.

Sure you dont want to make a more reasonable offer before we take this to court?

AKA... the OH MY NECK move
This took place a couple weeks ago............................................... .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. .................................................. ..................
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