im curious to see what people are paying and what companies theyre using. i have harleysville insurance and got in an accident back a snowstorm back in december causin 3k in damage and they raised my rates 1250 bucks. so now im payin 3350 a year and cant afford it. so i wonderin what companies are treatin you guys good. thanks

 

Wow, that's pretty steep. I've never been in a wreck, but had numerous speeding, suspension, tow etc and I pay $1200 a year. But I'm listed under the minivan as an ocassional driver. not cool...

 

hi- We have this insurance talk about once every other month. try the search function if you don't get enough replies.

btw- I'm paying $1750/yr for full coverage. IFA Insurance, NJ.
25/yo female.

 

800 a year, 25 y/o male with one ticket and one accident.
USAA

 

hi- We have this insurance talk about once every other month. try the search function if you don't get enough replies.

i know and i usually read through it everytime, just lookin for fresh info and all my searching is goin towards finding a new insurnace company

 

we're on the same boat

 

Mine was about 3100 till I bought my second car, now it's about 2400 a year for both cars.

 

$1600/ year in PA
USAA
Male 23
One minor accident and one ticket (Disobeying a traffic control device)

Once you turn 25 your rates drop. (24 if your with certain companies)

 

about 1800/year

 

I pay $2600 a year on both my vehicles '99 I30t(occasional), and '01 F-350 diesel dually(driver). I am with Allstate and i am a 22 y/o male with no violations. (i work in Louisville, KY but the vehicles are insured in Biloxi, MS)

 

$900 a year 26 year old male I am with USAA

 

Dude you should look up USAA, I bet your rates will drop
They have awesome rates for soldiers/dependants/vetrans.

 

$1070.00/year ($85/mnth) Allstate

20 yr old female

It got cut in half from the Mustang! Woot!

 

i think around $900/6 months

 

They wanted ~$2700 when i only had my explorer (before the Infinity and F-350) which was last year

 

Mine went down from 200 a month with an 99 Acura CL and a 98 Pathfinder, to 120 with lower deductables and homeowners insurance. Then it went down to 800-850 a year with just the I30 after selling the other 2 cars.

 

everyone who has usaa seems to have pretty reasonable rates. im gunna have to check into them. i just stopped at a different agent and hes supposed to check and see what he can do. i gotta be able to find something better than 3300 a year. thanks for your replies

 

$494 a year, full coverage w/ allstate. but we also have like 6 other cars w/ them too.

 

Just turned 21, '96 Max SE and '89 Jeep Wrangler, $1278 per year with All-State. No collisions or tickets. All-State gave me the '25 years old and married' discount on my Maxima. So for my Max alone its about $550/yr. That's how their rates work if you have two vehicles with them. As far as I know this is the only company that does this. Their rates blew me away, my Farmers agent was quoting $250/month ($3,000/yr) IF he could get a special 'pleasure use' rate for my Maxima. Check out All-State!!!

 

I beat you all......$5220 a year (NATIONWIDE, it's not really on your side) 17 year old male---2 accidents, 3 speeding tickets (which the dmv says i have 12 points for which is impossible seeing how they were all droppped to 9 over the speed limit which is 2 points per offense 2x3=6-3 for defensive driving=3)

 

That sucks.

 

Tell me about it, and i'm listed as the secondary driver as the car

 

 

I was paying $1500 a year for my 97 Maxima. Now I'll have to pay $2600 for the bimmer. Step 11, clean record.

 

wow if i hadda 5200 a year for my max it would be sould and i would be driven pos.

 

$1670/yr. 24yrs. old male NO tickets/accidents in Arizona

Progressive, I just hope I don't EVER have to use them.

 

dammit... and i thought i would have beaten all of you by far, paying 5100/yr. oh well, a close 2nd. im 21, NYC, one accident, but i was found 100% not at fault, 1 speeding ticket 3 years ago.

 

750 every 6 months

20 - no points
good student discount
full coverage, raised comprehensive to $500 and collision to $1,000

 

That's State Farm by the way

 

farmers: $4200 a year

 

Must be alot of military people here because it seems there's a bunch of you with USAA including me.

(USAA) $950/year
26/m in Florida, but stationed in Korea.
No tickets or accidents, just alot of close calls.

 

$800/yr, but I have been with allstate for 5yrs, and I have both my cars with them, and my homeowners.

26yrs old, married with one child.

 

735 for 6 months, full coverage

25/male in Austin, TX
no accidents, no tickets
Farmers Insurance

 

3350/year. 1 speeding ticket (14mph over limit), 2 accident (both not my fault).

 

1) Have a beater car
By having a beater car, you get multi-car discount and you reduce the number of dings

2) Get renters insurance
It knocks off a bit more

3) Get good grades
State Farm offers a good student discount, it remains in effect until you turn 25 - your insurance drops then!


Here's the big one:
I just found out that I could switch my vehicle insurance to "storage" and I plan to do that for the winter months.
a) You don't need to put it in storage - having it parked in your apartment complex parking lot qualifies as storage as long as you don't drive it.
b) it only costs $45 for 6 months storage and you still get comprehensive coverage (stolen, hit & run, etc)
c) No more winter abuse!

I'm 22 male single no accidents or tickets, $45 for 6 months is a DEAL!!! Especially when I'm already using my Escort beater for winter. Think about it

 

46 y/o / 1 speeding ticket(2 yrs ago - 14mph over)/ no accidents in past 28yrs/ major metropolitain area/ $2M liability & property damage/ collision/ comprehensive/ 15,000 miles/year.

= $750US

 

i pay 1400 per year
17 year old male
local insurance company
Chubb Insurance group

 

My insurance co. told me explicitly that hit and run falls under collision. Wonder why yours is different? I may have claimed the scratches if it fell under comp since that is $200 deductible where my coll is $500.

 

2800/year 18 with one accident. All state

 

Hmm ... I was under the impression that damage sustained to the vehicle while it was parked for storage was covered under comprehensive ... I'll have to check