I'm just wondering what would be a good insurance company for a 18 year old driver (me) with no tickets or accidents. I want to find some cheap PLPD. Thanks in advance

 

Nationwide, geico or progressive.

http://www.safeauto.com/ is cheap but i dont think they service your state.

Run away from AAA, state farm, all state, and all others that hate anyone under 87.

 

goodluck with finding cheap insurance. the rates will drop when you reach 25. they will drop/wont increase as long as you dont get tickets, get into accidents or drive a red car

 

Are you still on your parent's insurance? Believe it or not, if you still are, you probably should stay on it. Your parents rates well help keep your rates down, plus both your parents and you benefit from a multiple car discount, etc. I'm 23 and am still on my dad's insurance. Also another thing to take advantage of. If your in college, take advantage of a the good student discount...just keep your grades up, etc.

S

 

i've found progressive to be the cheapest for younger drivers

 

How much, say, for a black '96 SE with mods. Oh yea, im 19...

 

I didn’t think Progressive was too cheap. They gave me a quote (when I was getting the max) of about 200 a month. That was just liability. I’m 18, no accidents, tickets, etc…I also got outrageous quotes from other companies as well.

So I stuck with Grange insurance, and still pay a lot (130 month). I’m on my parents insurance, good student, and the lowest coverage I can get with a high deductible.

Also, the insurance price will vary from VIN to VIN. Even if 2 cars are identical (make, model, etc…) the insurance will probably be different on one of them. So if you're calling to get quotes, it helps to have your VIN number to get more accurate.

 

too many variables to take into account to say... you'd have to call them to find out.... but when i went to get insurance.. i called around to more than a dozen companies (big and small)... and progressive was the cheapest BY FAR.... i was 21... HORRIBLE record... full coverage..... they charged me $350/mo.... whereas the next cheapest company was like $490 or so......