Why is insurance so high on these cars?
Why is insurance so high on these cars?
My Maxima is more expensive to insure than my 98 Formula Firebird. My friends Max is more expensive than his 02 Supercharged Harley F150 or his new 04 F150. Anyone know why?
Just venting,
Gears
Just venting,
Gears
Originally Posted by Gears & Crosses
My Maxima is more expensive to insure than my 98 Formula Firebird.
Unless you changed insurance companies, got a huge ticket or have a 2005 Maxima.
Originally Posted by Gears & Crosses
My Maxima is more expensive to insure than my 98 Formula Firebird. My friends Max is more expensive than his 02 Supercharged Harley F150 or his new 04 F150. Anyone know why?
Just venting,
Gears
Just venting,
Gears
Because no one steals 98 Thunderbirds or f150's... (as much)
Originally Posted by aspec0002
i think your insurance should just come out with it and say..... "heres the shaft, have a nice day." i just turned 18 and have 5-6 tickets under my belt w/ no collisions and my insurance is about 100 a month.
Originally Posted by NightRider
My Maxima is more to insure than my 300zx. $4550/ 6 mos. for the max. $2680/ 6 mos. for the Z. I'm 24 with tickets in the past that have since cleared. One not-at-fault accident. MD insurance.
Originally Posted by goodhead
how are you guys gettign such cheap insurance ? im 23 and for liability 1 year was like 2800 under my gf it would have been 2200 she's 24 i had to put it under my moms name to get 900 /yr
Originally Posted by tavarish
I'm 17, in NJ, $1000 a year w/full coverage 
98 Max GLE

98 Max GLE
lol he's 17 with $1K a year, full coverage. What do you think? Even driving a golf cart, that is a steal.
I'm 26 with zero accidents and it's still $850ish a year. When I was 17.... man it was about $2500 a year for a POS civic.
I'm 26 with zero accidents and it's still $850ish a year. When I was 17.... man it was about $2500 a year for a POS civic.
Originally Posted by ScarfaceTHX
lol he's 17 with $1K a year, full coverage. What do you think? Even driving a golf cart, that is a steal.
I'm 26 with zero accidents and it's still $850ish a year. When I was 17.... man it was about $2500 a year for a POS civic.
I'm 26 with zero accidents and it's still $850ish a year. When I was 17.... man it was about $2500 a year for a POS civic.
well i dont know how i compare to you guys but mines is:
150 every month full coverage under my parents (im 16) Totaled 1 car but no tickets.
I just about to drop the full coverage as my car isnt work it.
150 every month full coverage under my parents (im 16) Totaled 1 car but no tickets.
I just about to drop the full coverage as my car isnt work it.
insurance is low for me because i saved 100 babies from a burning building.

Of course i'm under my parent's name, there is no way in hell i would have that low of insurance in nj...there are 2 other cars in the policy, a 2003 mitsu montero and a 2000 kia sportage.
by the way, i have nj manufacturer's insurance, and my deductible is 1000, i believe. They have the best rates in nj, as far as i know. I'm just lucky, i guess, my friend pays 1800 a year liability for his salvage title mitsubishi eclipse gst.

Of course i'm under my parent's name, there is no way in hell i would have that low of insurance in nj...there are 2 other cars in the policy, a 2003 mitsu montero and a 2000 kia sportage.
by the way, i have nj manufacturer's insurance, and my deductible is 1000, i believe. They have the best rates in nj, as far as i know. I'm just lucky, i guess, my friend pays 1800 a year liability for his salvage title mitsubishi eclipse gst.
I am looking to get a 4th gen maxima in about a year from now so I asked my insurance company why would it be so high. They told me that the maxima has a high point status which means that it is up there in repair costs. Some of it had to do with my age, Im 23 yrs old. I cant wait until I turn 25. Oh, with just liability for me on a 98 maxima se it was $125 a month with collision it was like $225. That bit!
Originally Posted by ohannon7
$1600 yr/full coverage, no tickets, 23, Allstate, and I shopped around. and I have multi-car discount blah blah blah, still too high i think
Originally Posted by Tyrexx
Big V8 Sports car..... Family sedan....
I mean, are you serious?
I mean, are you serious?
This is straight from my latest Auto Insurance policy (6 months):
1998 Formula Firebird- Bodily Injury $209 , Property Damage $130
1997 Nissan Maxima SE- Bodily Injury $239 , Property Damage $149
I do admit that the comp. and collision insurance are higher on the Formula but I dont understand why is the Liability higher. These rates are from AIG Insurance.
Also keep in mind that my buddy (posted earlier) with the trucks has a different insurance company than me. He also stated to me when he was thinking about buying a new Nissan Titan it was $300 more every 6 months to insure than a new V-8 F150. That was the reason he bought the Ford. Sad but true...
Gears
131 a month, Liberty Mutual Insurance, 1 ticket when i was 16(22 now, insurance company never knew
) no accidents, full coverage, car is in my name, insurance in my name, with 2 other cars on the policy(a 04 Lexus GX470/03 Lexus RX300). And when i turn 25, it goes to about 70 a month.
i cant believe someone is paying 4500 per 6 months to insure a maxima, that was what my insurance company wanted for me to drive my dad's Infiniti Q45t for a entire year, of course thats when i was 16 and newly licensed trying to get insurance on a 55k car.
) no accidents, full coverage, car is in my name, insurance in my name, with 2 other cars on the policy(a 04 Lexus GX470/03 Lexus RX300). And when i turn 25, it goes to about 70 a month. i cant believe someone is paying 4500 per 6 months to insure a maxima, that was what my insurance company wanted for me to drive my dad's Infiniti Q45t for a entire year, of course thats when i was 16 and newly licensed trying to get insurance on a 55k car.
im paying 1900/ year under mommys name im 22 and there's also home insurance discount. 500 deductable for both collision and comprehensive. one at fault accident, no tickets. Don't forget location people. If you live in NYC, philly or other major cities your doomed.
I had a hooked up 86 IROC-Z when I was 16-17 and it cost me 500/yr no collision. I now pay 2100/yr for my 96 maxima w/collsion, 21 yrs old, under my name. When I first got my maxima, 18 yrs old, 3000-3600/yr under my parents insurance.
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