Alright I know I go thru this about once a month, but this one really set it in stone. I also know I'm gonna get flamed but here goes anyway. I had to pay 1/2 my auto insurance today and it was $600 for full coverage for 6 months. Dear lord, thats almost $2400 a year... and to be honest I feel I'm not gonna pay this much money for a car that I dont really enjoy. I'm sick of the minivan suspension, the rattly dash, the Front wheel drive, limited (and expensive!) aftermarket market, poor build quality, the lousy nissan resale value and the fact I'm driving a family sedan I overpaid for. The overpay part was my fault, but I guess so was the choice in getting a FWD car. The rear suspension really blows, even with a RSB and FSTB on bumpy turns the car gets alotta lateral jerks and kicks. Even consumer reports in the report on the 98 said that bumpy roads produced rubbery side to side kicks.
I also drove my mom's 98 camry v6 (yes another FWD sedan) the other day, and that car is built 20x better and holds its value alot better then our car does, and its got a real suspension! Ontop of that, they have a factory backed supercharger thats $1000 cheaper then we do!

So, I'm gonna shop for a new vehicle. I'm just gonna have to take the hit on depreciation and tax, but the insurance is just way too much money. Anyway, I want something that is more fun to drive. I know alotta these factors wont be combined but I want RWD, stick, decent reliablity, power to run at least 15s in the 1/4 and smoke the tires, low depreciation, room for at least 2 15" subs in hatch/trunk, sunroof/t tops/convertable, good build quality, INDEPENDENT suspension, 2 or 4 seater doesnt matter, 2 or 4 door also doesnt matter, but i'm leaning towards 2 this time, and something that will be worth it to insure (and fuel)!

Potential candidates I thought of are c5 corvette, Honda S2000.... any other suggestions?

 

You might want to call your insurance company and see how much it would be to insure those cars. I know a few people who own an S2000 and their insurance is really high, I'm sure it would be the same way with the vette. Don't ask Shing how much he pays for the S2K because he has ridiculously low insurance for some reason, makes me sick. Just make sure you check on it before you buy it.

 

Typical Camry owner reaction! haha. Just joking bro. Dude if you think insurance is high for the maxima, just wait until you price insurance on those three cars you just mentioned! Fast RWD drive cars that have cheap insurance are rare nowdays. Unless you go used or something. How about a WRX? AWD baby! Or an Audi AWD??

The Camry sc is cheaper for a reason. Different design and it's more limited in upgrades as to the Vortech based Maxima SCs. You get what you pay for.

Personally(don't take this as a flame in any way), I don't think you have enough driving skill to fully exploit the differences between fwd and rwd. A well set-up fwd will handle very well w/ a skilled driver. Most of the time powerfull rwd set-ups just get novice drivers into 180 degree oversteers and into ditches etc.... If you truely want a super handler, a mild set up Miata will outhandle ***** out Vettes and Mustangs in the auto-x because of their small size and light weight. Depends on what you want out of the car. Hey I even doubt I could really put my or any other car through it's 99% potential. 99% of the people on this board probably can't either.

 

 

Why is this a stupid post?

 

[brainwashing][sarcasm][flame][for humor's sake]

Originally posted by ericdwong


[Puts on Flame-Retardent Suit]





That's ridiculous for a "family" car.



WTF? The Max is the best, man. QUIT KNOCKING IT!




HOW DARE YOU CRITICIZE THE MAX! NONE OF THAT IS TRUE, IT'S JUST YOUR OPINION! MY OPINION (which should be taken seriously and be seen as opposed to yours which is not because you don't like the Max) IS THAT YOU ARE THE ONE WITH THE PROBLEM, NOT THE POOR MAX.



The max is a great car. GET OVER IT!



B.S.! You have no clue what you are talking about or saying? Quit comparing the Max to your motorcycle. IT'S NOT A MOTORCYCLE! IT IS ONE OF THE BEST CARS EVER CREATED!



BLAH BLAH BLAH....WTF does Consumer Reports know? They are PAID OFF to say those things. Deep down, they LOVE the rear beam!



Oh geez! Why are you comparing a car that is similar to the Max? That is just stupid. Who cares if for the same money you can get a better built, better riding car that holds re-sale much better and has a better suspension? IT'S A MAX AND IT'S SUPERIOR!

Next time, compare the Max to something more in it's class like the 528i, A6 Quattro, M3, etc.



So what!?! What's $1000 when it comes to having a Max instead of a <barf> Toyota......Camrys suck! Why? Because I say so and I know more than you!



Well good riddance to you Maxima HATER!



Equations:

Maxima = FUN TO DRIVE
Maxima = SUPERIOR
Maxima = LOVE IT OR WALK!



BLAH BLAH BLAH.....the Max already does all that....just do some more mods......

THE ONLY SUGGESTION I HAVE IS ANOTHER MAXIMA!

[/brainwashing][/sarcasm][/flame][/for humor's sake]

 

Most likely because it DARES to criticize the Max.






And, BTW, why are you even here if you drive a crappy Rustang?

 

Nice Bill, nice...

 

he's complaining about paying 2 much insurance for a sedan ... then he starts dreaming about a coupla 2 seaters ... C5 or S2000 .... n e vehicle with 2 doors will b more expensive 2 insure than a 4-door ...

& the math seems funny 2 me ... maybe I can't read ... but if u paid $600 for 1/2 a year coverage ... doesn't that equate to $1200 for the full year rather than the $2400? i must b missing something ... or wait ... maybe he's just ... [see my post subject]

 

So he practices "fuzzy math" or maybe he just made a mistake. And you are also wrong in another aspect, I drive a 2 door car.. and let me tell you, it is cheaper to insure than my Max was so not all 2 door vehicles are going to be more expensive. Don't jump to conclusions so quickly, because I'm sure you don't go without making a mistake. And if you do, let me know because I want to be prepared for the second coming.

 

whoa ... aren't u the moderator?

 

EVIL moderation at its best!!!(j/k) you can't get this in any other forum!

 

If you couldn't tell, Bill was using sarcasm.

 

The S.F.D. (smiley for diffusion) was just a little kind flame for Mustang1999......it wasn't personal....


Or was it?

:vampire:

 

I think he meant he has to "help" pay for his insurance by paying 1/2 of it. $1200 x 2 = $2400 year.

If this is not the case, he's just really crappy at math.

 

no ... really?

 

awright ... i can't read ... still my other point is valid ... a 2-door car will always b more expensive than a 4 door .... whew!

 

We ARE still "wet" behind the ear, aren't we?

 

Well a 2-door Yugo ain't gonna be more than a new M5 4-door to insure.

I'm not 100% on that but I'm pretty sure! hehe.

 

You must not have read my post. My 2 DOOR car is less expensive than insuring my other 4 DOOR car. Now, you tell me why that is. Because I know in the eyes of the insurance company a Mustang is more of a sports car than a Maxima.

 

sheesh .. now we're getting 2 specific ... in gen'l a 2door will cost more than a 4-door ... Rustangs r the exception ... I don't think we need 2 say n e more ... do we? i mean ... it is a FORD

 

Oh that's original... someone give him a cookie.

 

secrete to inexpensive insurance... well clean/clear record, over 25, not under 20, more than one car.

There are some folks that pay atleast $2400 a year for an S2000 on insurance. Judging from what you are paying for the Max, you are probably not over 25 and live in a fairly expensive insurance area. I suspect the sports cars you mentioned would be expensive to insruance.

BTW, starting next months, my insurance should be about $170 a month for two comprehensive + 1 liability all above min covreage.



-Shing

 

Hey I agree with ericdwong the max is a nice car. Yet its not worth the insurance its like they rate it as a sports car or something. For you people arguing about insurance I went a few months ago and did insurance quotes. I can get a supra twin turbo for cheaper as far as insurance goes than the maxima. Why I dont know its just how it is.
Mustangs are cool and I'm sure a ton of them will blow the doors of any maxima here.

 

Well this was my post "I had to pay 1/2 my auto insurance today and it was $600 for full coverage for 6 months. Dear lord, thats almost $2400 a year..."

So broken down I say I have to pay 1/2 of my 6 month auto insurance which is $600 for the 1/2, so that means $1200 every 6 months, and $2400 every year.

 

i was just wondering what that kid was thinking when he said poor resale?? i mean the only car i know that really hold value better is certain Jeeps(for a none collectors car). a rusted old CJ is still worth a few thousand, they were like 6-7,000 new... maximas have a damn high resale i would say. higher than a camry or a ford taurus or anything else like that... and a nissan isnt in any way worse built than a toyota... quality is quality... mine is going to live forever!

 

Maxima resale really isn't that *great*. I mean back in '98, at the end of the year, nissan was giving many many thousands back. for example, there were people that bought a car for $25k. Then nissan started to give $3-5k. Now, your few month old car just lost so much value because nissan shot you in the foot. I donno, but losing $5k+ in a few months is kinda steep.

-Shing

 

THIS MUST BE FLORIDA, CUZ I SMELL FLAMES!!!!

oops, there i go yelling again, SORRY

To all a flamy day.

 

That must be the dumbest crap I have seen in years, what were you smoking when you brought that you ricer. LOL

 

2400 for insurance... haha wat did u do? total ur last 4 cars in the last year? i duno man but i'm 18, in expensive san diego... and my insurance only runs me $900
Maxima vs camry? hahaha heheh would you SERIOUSLY wana be seen in a camry? even if it is some BS "TRD Racing Camry" with a SC? my stock max could smoke it... and it looks cooler in the process... and build quality... i duno i kinda like the max's sound vs the camry's tomblike interior... jeez maybe ur gettin old or sumthin... and the Max's suspension is 10xs better than the camry... the 98+ camry's ride like buicks...
i duno man... its up to you, but in my opinion you gota be kidding... oh well... have fun in ur new car... g'luck gettin a S2000 or a C5 Vette with less insurance

 

hmm very funny... this has to be the most unique response to a car being more quiet... "I like the sound more"

heh

 

Nope, this is my 2nd car. Havent totaled anything, the Max in this area is just flat out expensive to insure. I've done the progressive online quotes too...

Quote:

i duno man but i'm 18, in expensive san diego... and my insurance only runs me $900
Maxima vs camry? hahaha heheh would you SERIOUSLY wana be seen in a camry?

I used to drive one. My first car was a 90. I never said I want to drive a camry, I was merely pointing out how dissapointed I was in the maxima performance after driving a comparable rival sedan.

Quote:

even if it is some BS "TRD Racing Camry" with a SC? my stock max could smoke it... and it looks cooler in the process...

Uh huh, sure you would...

Quote:

and build quality... i duno i kinda like the max's sound vs the camry's tomblike interior... jeez maybe ur gettin old or sumthin... and the Max's suspension is 10xs better than the camry... the 98+ camry's ride like buicks...

I see how it is... like I said, I'm getting flamed. ANd I'm getting flamed by someone just old enough to vote who doesnt have any experience in vehicles. The Maxima suspension flat out sux. Its got a MINIVAN rear supension! What the hell FWD car that costs $20k+ has a beam axle in the rear? Dear lord, even a corolla and I think a tercel has independent suspension. As for build quality, how many people here have their cardboard sunroof covers pop off their tracks or their leather (which isnt even full seat) have stress marks all over the place? Then we have the rattly dash and the ash tray that keeps poppin out... I can go on and on.


Oh yea, I'm really gettin old considering I also ride a CBR600F4i which would smoke the hell outta any car in question here.

Quote:

i duno man... its up to you, but in my opinion you gota be kidding... oh well... have fun in ur new car... g'luck gettin a S2000 or a C5 Vette with less insurance

I never said less insurance, I said insurance thats worth it for not. $2400 a year, or even $1600 for that matter IS NOT worth it for a 4 door family sedan that has its fair share of disadvantages.

 

Yes, trucks, SUVS and jeeps will have high value, but as for the maxima, try again. The Maxima has lousy depreciation compared to a Camry. Wanna know why? Theres not as much demand for them. Figures why the Maxima only sells a hundred thousand or so cars a year, rather then the accord and camry which sell in the 400,000 range. Ontop of that, use edmunds.com or any other car appraisal service and you'll see what i mean.

 

$2400 for car insurance? Stop crying! If i tell you how much i pay for insurance it'll turn your asshairs white.
just to give an example, i almost didn't get insurance this year. if tier 5 is the highest you can go with car insurance, they set up a little chair on top of that for me. i was paying 6,400 a year. but got it lowered to 4,900 for taking out a 1500 deductable (my dad said it would be a "good" idea. till i got it stolen, but i lucked out. only 100 deductable for thief)

 

Hey man, do what you want, but don't come in here knocking everything about the car. You're just ticked because you're getting screwed in insurance and you want a new ride. There's no point to knock our rides.

I'm 27, married, own a house, and my insurance is $600 a YEAR. This is full coverage in KC. Before you bought the car you should have priced insurance for the Max in the particular area you live. You sound like a "spur of the moment kind of a guy". Most of my friends are this way and they've had 8-9 car in the past 4 years and they are deep into debt because they want something new (then always regret selling what they had). I can assure that the insurance on a medium priced sporty late model 2-door WHATEVER will be as much as the Maxima if not more. What are your choices? Let's see ($ = Max insurance):

MR2 $$
Miata $$
F-Body $$$
Stang $$
Del Sol $$
Civic $
Integra $
240SX $$
300ZX $$
Supra $$$

As for the 4th gen being a rattle trap 4-door family car with a minivan suspension. Hmmmmm... My Max has no rattles, even with a full suspension, unless I nail a bump hard. I have a lot less rattles than my buddies 94 Supra TT. The rear beam axle suspension is far from minivan like. I don't see coil over shocks, trailing arms, and the ever important lateral link on a minivan. If you knew anything about the Max beam axle suspension, you'd know that it behaves almost like 4-wheel steering and handles better than the 3rd gens IRS on a smooth surface. Only on bumps in the turns is where the beam shows some weakness. You do realize that many of the current Volkswagens are running beams, right? There are plenty of mods out for the Maxima, the only difference is we don't have 40 different makes of intakes, headers, and catback. We don't have 80 different "commando" bodykits and "combat" wings available. Everything you need to go fast and not look non-ricey is there . You've got full exhausts, intakes, SCs, NOS, full suspension, wheels, interiors, hoods, bodykits, lighting, etc available to buy. What else to you need? It's all the same stuff when you think about it.

I get enjoyment out of having one of the few modded Maximas in Kansas City and the only one that races at KCIR in a sea of modded Hondas, F-Bodies, and Stangs. Every once and while I too get the itch for something new, but I keep telling myself I want to finish what I started. I want to make my Max the ultimate family sedan. I figure the SC will let me achieve that. I figure $4500 in mods and I'll be done. IMO, no other 4-door cars can match the style and speed (13s with the SC) available for the price.


Dave

 

There's a big difference between under 25 and single vs over 25 and married.

-Shing

 

oh come on, is anyone laughing at my "asshair white" joke? i thought that was very clever and well thought out. sorry, this damn improv company is getting to me.

 

your humor is lame.

 

When I was 21, I owned a 94 Z28. I had a clean driving record and the insurance was $1200 a year for full. When I was 24, I got the Max and was still single (no house either). Insurance on the Max was $800 a year. 3 years later, married, 2 cars, and one house I'm at $600/yr. My wife's 97 Altima is more expensive to insure than my Max (Altima = $650 a year).


Dave

 

Dude ill buy that cattman Y off of u, good luck with the camry...lol...this is the wrong place to flame a maxima, esp with such retarded comments...but seriously i want the Y