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total loss with this much damage???

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Old Jul 25, 2007 | 02:24 PM
  #1  
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total loss with this much damage???

my car recently got broken into. Window smashed, stereo system stolen, and leather seats where torn up. Please reply back saying if my car would be totaled or not. thanks you.

1996 Maxima SE..
Old Jul 25, 2007 | 02:30 PM
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Originally Posted by J_Spec
my car recently got broken into. Window smashed, stereo system stolen, and leather seats where torn up. Please reply back saying if my car would be totaled or not. thanks you.

1996 Maxima SE..
can still drive.not totalled.
Old Jul 25, 2007 | 03:41 PM
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have you talked to the insurance company yet?
Old Jul 26, 2007 | 06:18 AM
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Originally Posted by Snypa
can still drive.not totalled.

Not true.
If the cost to repair the damages exceeds the vehicles worth then they total it out.
With the A32 Maxima getting older and older, its value continues to depreciate making it easier for insurance companies to total out the vehicles when they get damaged.
Old Jul 26, 2007 | 06:24 AM
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Not a chance it will be a total.
Old Jul 26, 2007 | 08:00 AM
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If the car is mechanically sound and you’re a DYI kinda of guy, I say let em total it. Could be a blessing in disguise, especially if you never planned on selling your ride in the first place.

Do a search and price the parts needed to fix your car. Window probably less than $200 (driver/passenger), new leather seats probably less than $700 on Ebay, Stereo equip is the only real variable I see so I don't know. Tally up your costs and ask how much they'll give you if you keep the car. If its more than what you need for parts, go for it, install what you can yourself and pocket the excess dough.


I did the same thing for my car. Damage was a crumpled up fender, broken corner light and bent shock. Collision shop quoted about 3.3k to fix WITHOUT painting the fender. Insur totalled car and paid me a little over 2k to keep it.

I was able to purchase a whole set of KYB struts/shocks, brand new corner lamp, new fender for both sides plus a new front bumper (previous damage), a R34 headlight set (after thought) and set of 6k HID's AND STILL pocket over a grand….although I did purchase a corner lamp I no longer need.

If you ain't afraid of a little work, this may work out better than you think.

Capitone
Old Jul 26, 2007 | 09:02 AM
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All the leather seats or just the fronts?

Probably not a total. I would think damage estimate would be under $2k.

Your car should be worth twice that, depending on mileage.

If you're smart, you should be able to replace/fix all that for less than $1k.
Old Jul 26, 2007 | 09:05 AM
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Originally Posted by Flava_24/7
Not true.
If the cost to repair the damages exceeds the vehicles worth then they total it out.
With the A32 Maxima getting older and older, its value continues to depreciate making it easier for insurance companies to total out the vehicles when they get damaged.
i just got rear ended and my car still drove fine but they totaled it out anyway, sucks, but thats how it is. iv got a full black leather interior for sale, still in really good shape.... i can send pics....
Old Jul 26, 2007 | 09:14 AM
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ty for everyone putting in their input. but after much thought i actually want my car to be totaled. Dont get me wrong i love this car however it has just giving me too many problems. engine light is on ( emissions code ) both shocks in the back are gone as well. i was wondering if there was a way a "break in" could some how become a total loss?
Old Jul 26, 2007 | 12:21 PM
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only way it wouldbe a total loss would be if they broke in and set your car on fire a seat and a window will not exceeded a couple of thousand
Old Jul 26, 2007 | 02:42 PM
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Maybe they'll give you enough to fix the theft damage and whatever other problems you have with it.
Old Jul 26, 2007 | 05:34 PM
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If the cost of replacing the leather seats exceeds about 3k it's totaled imo. All the windows being smashed don't help either.
Old Jul 26, 2007 | 07:17 PM
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Originally Posted by J_Spec
ty for everyone putting in their input. but after much thought i actually want my car to be totaled. Dont get me wrong i love this car however it has just giving me too many problems. engine light is on ( emissions code ) both shocks in the back are gone as well. i was wondering if there was a way a "break in" could some how become a total loss?
Sounds like insurance fraud to me.
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