how much do u guys pay for insurance??
#1
how much do u guys pay for insurance??
i was just wonderin how much u guys are paying for insurance on ur max...
list..
1. Your Age (male,female)
2. Year of Max
3. # of tickets or accidents
4. 6 or 12 months insurance costs
i am 20/m and i pay about $2500/yr with no tickets.....but with one accident
just checking cuz it seems like my insurance is sooooo high!!
list..
1. Your Age (male,female)
2. Year of Max
3. # of tickets or accidents
4. 6 or 12 months insurance costs
i am 20/m and i pay about $2500/yr with no tickets.....but with one accident
just checking cuz it seems like my insurance is sooooo high!!
#2
when I first got my 96' back in 99', I was 18, no tickets/accidents it ran like $1200 every 6 $2400 yearly which was outrageous, now that I own a home it runs like $135 a month which is still high but you will see biggest decreases when you hit age of 25, assuming clean driving record
#3
1. 29, married
2. 1997
3. 1 in 2002
4. 1 yr for 97 maxima & 91 honda accord full coverage for both $1100 total.
Liberty Mutual usually waives the first accident if you are a good custumer.
2. 1997
3. 1 in 2002
4. 1 yr for 97 maxima & 91 honda accord full coverage for both $1100 total.
Liberty Mutual usually waives the first accident if you are a good custumer.
#4
I pay exactly the same, but I'm insuring 2 cars, my ins, company gives me a 15% discount for every 6 mos I go w/o a claim.
1250/6 mos
Age: 24
Cars: 95 liability, 03 Full coverage
Tickets: 1 ticket in the last 12 mos, before that, well we wont go there.
Timeframe: 6 months time period.
1250/6 mos
Age: 24
Cars: 95 liability, 03 Full coverage
Tickets: 1 ticket in the last 12 mos, before that, well we wont go there.
Timeframe: 6 months time period.
#10
Originally Posted by JLiusifer
i was just wonderin how much u guys are paying for insurance on ur max...
list..
1. Your Age (male,female)
2. Year of Max
3. # of tickets or accidents
4. 6 or 12 months insurance costs
i am 20/m and i pay about $2500/yr with no tickets.....but with one accident
just checking cuz it seems like my insurance is sooooo high!!
list..
1. Your Age (male,female)
2. Year of Max
3. # of tickets or accidents
4. 6 or 12 months insurance costs
i am 20/m and i pay about $2500/yr with no tickets.....but with one accident
just checking cuz it seems like my insurance is sooooo high!!
2500 - whoa
1. 20 (male)
2. 98
3. 0 tickets (a little over 3 years of safe driving/ no accidents)
4. 900 a year (on my parents plan with multiple discounts)
i was quoted 1600 w/ that record w/out being on my parents policy - thankfully they let me stay on theirs for a little while.
#13
how are some people paying soooo much more than others?
ie. madmvd is paying bout $700 for full coverage and i pay almost 3x more than he does.....we are the same age....im sure my 1 and only accident wont affect the price that much....
ie. madmvd is paying bout $700 for full coverage and i pay almost 3x more than he does.....we are the same age....im sure my 1 and only accident wont affect the price that much....
#15
Originally Posted by MaDMvD
20 Year Old Male
1997 GLE
0 Tickets/0 Accidents since 1999 (Where's some wood?)
$648/year full coverage, yes, full coverage.
1997 GLE
0 Tickets/0 Accidents since 1999 (Where's some wood?)
$648/year full coverage, yes, full coverage.
whats the catch - thats unbelievable.
#16
20 year old
1997 SE
2 tickets.1 speeding 1 yellow light. no crashes.
100 a month thur my mother paid yearly, for all but the one that protects if i crash but every other option.
on other note i tried to get a driving job and was turned down with them quoting i have 5 different tickets but maybe they lied.
1997 SE
2 tickets.1 speeding 1 yellow light. no crashes.
100 a month thur my mother paid yearly, for all but the one that protects if i crash but every other option.
on other note i tried to get a driving job and was turned down with them quoting i have 5 different tickets but maybe they lied.
#17
Originally Posted by JLiusifer
how are some people paying soooo much more than others?
ie. madmvd is paying bout $700 for full coverage and i pay almost 3x more than he does.....we are the same age....im sure my 1 and only accident wont affect the price that much....
ie. madmvd is paying bout $700 for full coverage and i pay almost 3x more than he does.....we are the same age....im sure my 1 and only accident wont affect the price that much....
#18
Originally Posted by JLiusifer
i was just wonderin how much u guys are paying for insurance on ur max...
list..
1. Your Age (male,female)
2. Year of Max
3. # of tickets or accidents
4. 6 or 12 months insurance costs
i am 20/m and i pay about $2500/yr with no tickets.....but with one accident
just checking cuz it seems like my insurance is sooooo high!!
list..
1. Your Age (male,female)
2. Year of Max
3. # of tickets or accidents
4. 6 or 12 months insurance costs
i am 20/m and i pay about $2500/yr with no tickets.....but with one accident
just checking cuz it seems like my insurance is sooooo high!!
22 male
97 se full coverage
0 tickets
12months..
#19
Originally Posted by MaxGordon7
i think you have to go around and check different quotes from companys!
2. 97
3. 0 tickets, 2 accidents (1 at fault, 1 not at fault) my rates were never raised after the accidents
4. 200/month
-under moms name still with other discounts and got a quote if I wasn't under my moms name which was almost double so I said screw em.
Also I got an online quote from geico and they said $3000 every 6 months!!! I'm moving next door to MaDMvD when I get out of college
#22
26 male
99 SE
2 moving violations in Jan 2001 (had no insurance at all at the time)
i believe mine works out to ~700 / 6 months
lots of factors are invovled in insurance rates, as most of you are already aware. the obvious factors are age, driving record, and primary location of the car to be insured. one thing that some people don't realize is your credit score is also involved when calculating your insurance just as it is when you're trying to get the car itself.
99 SE
2 moving violations in Jan 2001 (had no insurance at all at the time)
i believe mine works out to ~700 / 6 months
lots of factors are invovled in insurance rates, as most of you are already aware. the obvious factors are age, driving record, and primary location of the car to be insured. one thing that some people don't realize is your credit score is also involved when calculating your insurance just as it is when you're trying to get the car itself.
#23
1. Age: 23 yr old male and married
2. Year of Max: 1996 SE
3. # tickets/accidents: 0
4. annual cost: $892 for full coverage ($250 deductible)
Marriage lowered my rates by almost half. I can't even imagine what turning 25 will do.
2. Year of Max: 1996 SE
3. # tickets/accidents: 0
4. annual cost: $892 for full coverage ($250 deductible)
Marriage lowered my rates by almost half. I can't even imagine what turning 25 will do.
#24
18 male/single
96 SE
1 accident (not at fault)
2 tickets (both cleared with traffic school)
Western United Insurance (AAA's other insurance company)
$900 every 6 months (mid-high liability coverage only)
96 SE
1 accident (not at fault)
2 tickets (both cleared with traffic school)
Western United Insurance (AAA's other insurance company)
$900 every 6 months (mid-high liability coverage only)
#27
Originally Posted by happyscrappy
lots of factors are invovled in insurance rates, as most of you are already aware. the obvious factors are age, driving record, and primary location of the car to be insured. one thing that some people don't realize is your credit score is also involved when calculating your insurance just as it is when you're trying to get the car itself.
We have state regulated car insurance, one of the only states to operate this way. Insurance rates are set each year by the state government. Many major companies (GEICO, etc.) will not write in Mass due to this. There is NO competition in our insurance market. You go to 10 different insurance agents, you get the SAME quote, since it's regulated. In addition, it's also against the rules in Mass to use a credit score as a factor in writing an insurance policy.
Christ, if the insurance company wants to offer an "installment plan", meaning you pay per month, that too has to be approved by the state.
FYI - More on Mass car insurance: http://www.mass.gov/doi/Consumer/CSS_auto.html
#29
Originally Posted by JLiusifer
ie. madmvd is paying bout $700 for full coverage and i pay almost 3x more than he does.....we are the same age....im sure my 1 and only accident wont affect the price that much....
I pay $1200 a year for liability.
#30
-20 male without prior 6 months history
-no tickets on background
-my own plan, no multi-car or family plan
under $1,100/6 months full cov. $250 deductable and more than state min. for other area's.
I'm definately looking forward to my 6 month review as its also after my 21st birthday and insurance is suppost to go down up to 25% after I'm 21+a couple more %'s after my first 6 months as long as I don't get speeding tickets
-no tickets on background
-my own plan, no multi-car or family plan
under $1,100/6 months full cov. $250 deductable and more than state min. for other area's.
I'm definately looking forward to my 6 month review as its also after my 21st birthday and insurance is suppost to go down up to 25% after I'm 21+a couple more %'s after my first 6 months as long as I don't get speeding tickets
#32
28 single ... no tickets but one accident at No Fault ...
98 I30 ... $444 for 6 months.
Limits: 100k/300k/100k and deductibles: 250 on COmp and 500 on Collision
Was paying StateFarm $590, switched over to 21st Century .. they are new in Illinois and forming customer base .. probably that's one reason for getting it for less .. oh! there is a computer professional discount that i claimed
98 I30 ... $444 for 6 months.
Limits: 100k/300k/100k and deductibles: 250 on COmp and 500 on Collision
Was paying StateFarm $590, switched over to 21st Century .. they are new in Illinois and forming customer base .. probably that's one reason for getting it for less .. oh! there is a computer professional discount that i claimed
#36
18/male
95 GLE
0 tickets, 1 at fault accident (no claims filed)
$75/month for just liability ($900/yr) - on parents policy with a few discounts
State Farm is decreasing rates by 5% or something like that so it should go down a little
95 GLE
0 tickets, 1 at fault accident (no claims filed)
$75/month for just liability ($900/yr) - on parents policy with a few discounts
State Farm is decreasing rates by 5% or something like that so it should go down a little
#37
all you guys are fukn lucky.....my car is registered through my mother and it still costs $3600/year (Allstate) for LIABILITY ONLY! I guess that has something to do with Brooklyn having the highest auto theft rate in the country...
no tickets or accidents
no tickets or accidents
#39
Originally Posted by Addicted2Bass
all you guys are fukn lucky.....my car is registered through my mother and it still costs $3600/year (Allstate) for LIABILITY ONLY! I guess that has something to do with Brooklyn having the highest auto theft rate in the country...
no tickets or accidents
no tickets or accidents