How much you guys pay for 4th gen insurance
around 1850 annually, with maximum limits/minimum deductibles on everything they offer (uninsured motorist w/economic loss to 300K, 100 ded. on comp, 250 on collision, 250/500 on liability with an added 1M liability umbrella on my homeowners, max med pay, towing/hotels, etc.).
i'm 47, and have a perfect record over the last 10+ years.
and new orleans is pretty high on insurance rates, too. but then my car insurance PALES in comparison to my howmowners insurance - over 5K a year... OUCH!!!
hurricanes will do that to your rates...
when i did my taxes, i figured for 2 cars, the house, and health ins. (wife and i are both self employed), i spent over 16K on insurance last year.
i'm 47, and have a perfect record over the last 10+ years.

and new orleans is pretty high on insurance rates, too. but then my car insurance PALES in comparison to my howmowners insurance - over 5K a year... OUCH!!!
hurricanes will do that to your rates...

when i did my taxes, i figured for 2 cars, the house, and health ins. (wife and i are both self employed), i spent over 16K on insurance last year.
mine went up to $289 a month thats why i had to sell her
but i wound up getting my new love the Eclipse and pay $110 sense its only liability and i dont have a loan on it so it doesnt require full coverage like my max did.
but i wound up getting my new love the Eclipse and pay $110 sense its only liability and i dont have a loan on it so it doesnt require full coverage like my max did.
Originally Posted by afroken
there are a lot of "kids" on the board and im just wondering what insurance is like for you guys. for me: im 20, live in houston,tx and the cheapest reputable place is $3500 a year which would make me wreck my car every 12 months to get my money's worth. any feedback is cool. btw-the car is in my moms name and so is insurance (im not on any policy now)
ps-im not sure if anyone has made a thread on this yet.
ps-im not sure if anyone has made a thread on this yet.
Originally Posted by 97maxxx
damn i didnt realize how much i pay -thanks guys lol i pay 2400 a year for pretty much basic liability just upped a lil bit and im 18 under my own insurance and a clean record-i am def getting ****ed lol
1500 a year for liability only lol im 20 with 26 tickets and have had my lisence gone 2 times for 6 months and caught driving w/o lisence twice. thats not a typo btw i got pulled over 26 times with over half being BS! i could scan a couple like "suspicious activities-turning around in the parkinglot of a closed business" "deviating lane change" while i was trying to avoid an accedent i went over the center line- reckless driving for the same exact thing- 5 from throwing gravel in the air from tires in parkinglot which i didnt do- ive only got 3 for speeding the rest are all bs lol there after me around here goodtimes -Ryan
Originally Posted by joosdawg
1500 a year for liability only lol im 20 with 26 tickets and have had my lisence gone 2 times for 6 months and caught driving w/o lisence twice. thats not a typo btw i got pulled over 26 times with over half being BS! i could scan a couple like "suspicious activities-turning around in the parkinglot of a closed business" "deviating lane change" while i was trying to avoid an accedent i went over the center line- reckless driving for the same exact thing- 5 from throwing gravel in the air from tires in parkinglot which i didnt do- ive only got 3 for speeding the rest are all bs lol there after me around here goodtimes -Ryan
$1500 per year. That includes the Maxima and a Dakota for both my wife and I. 100k/300k/100k, roadside, rental, overnight, unnisured motorist. 8 accidents in the last ten years between us, none our fault. 10 tickets in the last ten years. None on the record, all but four were dismissed by the court. No traffic school. Discounts for security systems, ect. Join the armed forces, get good insurance.
About $1050 a year when I was on my parent's, now I'm on my own policy and it's about $1450 a year with full coverage at age 22 with 21st Century insurance.
No tickets, no accidents, clean as a whistle. I wish it'd be cheaper with such a clean driving record
No tickets, no accidents, clean as a whistle. I wish it'd be cheaper with such a clean driving record
$150/ month
Nationwide
Under mom's name, home owner insurance discount, driver education discount, safe driver discount, 0 tickets, 1 accidents (1 not @ fault), 22 years old.
500/500 deductible (collision/comprehensive), full tort
Money received from insurance = $0 (my car had no damage after the accident)
Money paid for a piece of paper in car that says nationwide on it = Several thousand $$$$ I'm really getting screwed here I don't get it
Nationwide
Under mom's name, home owner insurance discount, driver education discount, safe driver discount, 0 tickets, 1 accidents (1 not @ fault), 22 years old.
500/500 deductible (collision/comprehensive), full tort
Money received from insurance = $0 (my car had no damage after the accident)
Money paid for a piece of paper in car that says nationwide on it = Several thousand $$$$ I'm really getting screwed here I don't get it
I pay about $800 a year for PL/PD. I have one or two at fault accidents depending on how you look at it and one speeding ticket. I got a deal because its a family friend otherwise it would be at least $1600 a year. I'm in Michigan btw
Remember those days. 96GXE Pearl White 99SEL Black/Black with full coverage 200 comp/coll ded 100 liability 300/500 BI 10K PIP, UM, UIM runs me $1400 year. San Antonio, TX. Did'nt want to admit it but it also includes my wifes 97 Grand AM (hate that car).
$90 a month for full coverage on my 2k max and a 98 integra for my wife and I, $0/$500 deductable, plus our homeowners insurance. Its supposed to go down further come January.
Damn some of you guys are getting raped. I just switch to Geico and saved tons of money, literally! I was paying about 1200 a year before on my parents insurance. Im 23 and pay 458 dollars every 6 months for full coverage with the Gecko. With a 500 dollar Deductable.
Originally Posted by sdoherty_tjm
16, primary driver, $1950 every six months, full coverage. my dad put me on our accord though so its 400 cheaper a year. he thinks its cus my car is so much faster.
Damn bud! Im under my dads name as primary driver, 17 years old in Cali, 1600 six months full coverage...no accidents...expensive AAA. Have you been in any accidents/tickets?Edit: Ive decided to take a risk and am now on liability...1600ish a year



