does a salvage titled car's insurance be more expensive than a the same car a clear title?

 

why not make one thread for both questions?

 

I have AAA. My car is a salvage and you can only get liability coverage. so someone could steal my car and id be ****ed.

 

both of my rides are salvage and I only pay $70/month for both of them.Its pretty sweet considering some of these other guys paying $300/month.

 

Most insurance companies will NOT charge higher premiums for a salvaged vehicle. The fact that it is salvage usually only applies to your collision portion of the policy. Obviously if your salvaged car gets in a wreck, since it is not worth as much as a new car, they won't want to have you insured at non-salvaged car payout. For example, if your salvage cost $7,000 and gets totalled, insurance will pay a percentage of what it would have been worth non-salvaged. My insurance pays 80% I believe. I have both comp and collision on my salvage. My insurance does NOT cost any more to insure. It has been safety inspected (passed), so it is at least as safe as a non-salvage, but it is worth less because of the title. Comprehensive insurance rates are typically based on Year/Make/Model and Driver history, not title. If your company is threatening to charge you more for your salvage, shop around to get some negotiating power.

 

it shouldnt

id personally just worry about selling the car and just the overall structural integrity of the car.

 

I have a salvage title and Geico had no problem giving me theft/collision. No increase becauses its salvaged