as a maxima 2000 GLE but i have a GXE. It's obvious GLE has more options, so insurance would be higher. I have a full coverage on my 2000 gxe due to it's a lease car.(thank god it's going to end in couple of months). Was i paying all extras all this time? or GLEs and GXEs doesn't make a difference on insurance? i just wanna hear some opinions before i call in tomorrow.
thanx

 

really i dont think it may be a big difference but u can call first and asked to see if there is a difference. and if there is, then bring it up to there attention.

 

Just happened to me too on my 2003 SE. Insurance listed
it as a GLE! I haven't called yet but I'm not too worried.

boo

 

I had a 95 GLE, and I payed a lower rate than the 95 SE (classified as a high theft vehicle). I don't know if that's still true. You may want to find out if there's a difference before you complain about it. Good luck.

 

Some sites shows GLE/GXE/SE , some just GLE for all three no diference which one U have.

Mine is GXE, on autocheck.com it shows GLE. on CarFax - GLE/GXE/SE .

But let us know if U get somthing changed on insurance

 

ok. thanx guys

 

I have Travelers Insurance and noticed the same thing. They have my car listed as a GXE and it's a GLE. I called them to inform them and they informed me that it's all the same on their books and a GXE is all they had listed.

 

This one is for the NJ guys.... I recently sent in an application for New Jersey Manufacturers coverage. These guys are pretty selective (as well as inexpensive), and I've been rejected before because my primary vehicle was classified as High Output (aka High Risk).

Have any of you been successful in getting coverage on your 02-03 Maximas through NJM (in light of the HID thefts in our area)?

I have a spotless driving record, and haven't processed a COLLISION claim in over 10 years. I was upfront in the application regarding my two HID theft incidents. I trust they will not blame me directly for this.

 

SE and GLE are classified the same with the 4 Canadian insurance companies I called, but GXE was a fair bit cheaper.

 

A very tough company to get into. If you are accepted, you go into a pool group. Basically the same rates as any other company, but then after "a few years" you'll come out of the pool and into their main group. Thats when you start saving $$$.

Give First Trenton Indemnity a call. I got excellent rates with them. I think they are one of only 3 in NJ that are writing new policys. This state sucks with it comes to Auto Ins.

BTW: First Trenton lists all Nissan Maxima's as GLE's. I too though a mistake was made being I own as SE, but that wasn't so.

 

I got on NJM last year with no problem and that was with losing my liscense 6 years ago. I know it was in the past but they want a complete driving history. My price with this is a little lower than it was with Liberty Mutual. I had First Trenton a few years ago and as soon as I left them my rates went down like $500. Maybe they are a little cheaper these days I but I wasnt too happy with them. I guess as long as your getting a good rate with decent coverage stay with it. Your right about NJ though...It sucks to get insurance these days!!!

 

In North Carolina all 2K2, and 2K3 Maximas are the Same symbol(17). If this is the same in your state it would make no difference in your rate. I would check and make sure the VIN# is the same on your statement to avoid any claims problems.

 

It sounds like you're saying that Liberty Mutual was $500 per year cheaper than First Trenton (at least a few years ago). I have Liberty Mutual now and the rate isn't that bad, but I keep getting razzed by my friends paying hundreds less with comparable vehicles on NJM.

I called First Trenton on njmaxseltd's recommendation, and requested a quote. I was sold when I noticed that my favorite body shop is listed as one of their preferred repair shops (no more waiting a week for the appraisor to inspect the car)

We'll see what happens when all the dust settles. I'll let you Jersey guys know which company came in cheapest.

 

Well good luck and keep us informed. Whatever comes the cheapest is always the best. I will say that they did have a good list of body shops when I used them. Im going to stick with NJM as long as possible.

 

It doesn't matter what they list your car as because they go by your VIN number. I was ****ed when I saw my car was documented as a GLE me having a SE thought the luxruy edition would be more expensive, but soon found out they don't look at that anyway. It's all about the VIN numbers.

 

OK, the results are in....

After requesting a quote from the following Insurance Co.s in NJ, this is the result for annual coverage premiums:

NJ Manufacturers Re-Insurance - $2,800
(I guess I didn't rate for their "select" group)

First Trenton - $2,900

Liberty Mutual - $1,900
(this was/is my current insurer)

I guess I'll stay put for another year.

Curious... Except for my HID theft claims, I have a spotless driving record... Wonder if that was sufficient to scare off NJM???

 

I have been with GEICO for over 15 years and have an immaculate record. When I bought my 03 GLE and asked for a quote six months ago, the premium was reasonable. Just about a week ago I received a policy renewal notice which informed me that I have to pay $220 more a year because the Max is now classified as a "high performance" car. I was told that GEICO (and other insurance companies) recently changed the classification for the Max. It sounds to me that many Max owners also got their insurance bill hiked, right? Is 250 hp the magic number? The Altima 3.5 SE has pretty much the same engine, although it may be rated slight lower in hp. Does anyone know whether the Altima's insurance is lower?

 

Dunno, but we pay a higher premium for the Max then we do for my wife's Millenia, even though the Mill has a higher book value. My insurance co. told me that the new Maximas are rated higher than my '95 was (HP = bad ).

 

The symbol for the Max just went down to a 16 and the Altima se is a 15 in North Carolina. So the Altima is cheaper, But the difference is probably in the HID theft problem and the cost of repair rather than horse power. Neither, car is a hot car, or a warm car. Hondas that are a lot slower tend to have higher insurance cost. a prelude is a symbol 21 same as a mustang.

 

Is there a listing of these 'symbols/numbers' anywhere? Or do you have to talk to the insurance agent to find them out? This might make a difference in the next car I buy for my wife.

 

I'm an Insurance agent so I Have a big book with all of the symbols and the software. I don't know if you can find them any where. I don't see why it would be a secret though, these symbols are decided opon by the states insurance commisioners office, not by the companies.

 

I have a 2003 SE and I have been with Allstate for 10 years now.

I am 33 yrs old, and live in the Chicago area.

I pay roughly $000 every six months for Liability (above state limit), Comp, Collision ($250 deduct each)... the works.

I don't know why the other rates are so high, other than the fact that it may be a bit higher in other areas and the fact that you may be a young driver and be in the 'high risk' category.

If your car is coded different, you need to contact your insurance agent IMMEDIATELY and correct it. The SE may be a higher premium than the GLE (and the GLE higher than the GXE) because it is a 'sport' edition.

Here in Illinois (at least, with my insurance and in the Chicago area)... there is no "high performance" baloney you mentioned.

Shop around, get the best rates, and stay aware of the market.

-R

 

The symbols also have to do with theft rates as well.

The insurance I pay on the Max is higher than I would have paid on a similar new 300M. Why? Because theft rate is higher on a Max (especially with HIDs)...

-R

 

I doubt maxima's are on the stolen list because of ther emobilizer chip. Camery is now the top stolen car.

 

Same with my 4th gen. I have Travelers and they listed mine as a GXE. I don't think it matters for insurance purposes. They base your rate on the car's "symbol" which I think is largely dependent on the model's repair cost and engine. Although airbags should make a difference so make sure they know if you have SAB. Antilocks too.