If this is a repost, I surely can't find the original. 2-28, last Friday I got rearended, when I was slowing down for upcoming traffic. Insurance estimate details atleast $3,500. He was looking at something on the side of the road, then looked back toward the road, and BAM! Smashed into the back of me. It looks like I'm gonna get those SE tails after all... . I would post pics, but I don't have a personal website, and apparently I can't transfer them from my home computer. Enterprise was gonna give me a Sunfire , Cavalier, or Focus. They couldn't find the keys, so they gave me a Chevy Malibu. I guess I was the victim of those accidents that kids get into right after they get their license. I hope his rates go sky high .

 

Im 18 and my insurance for my max is SKY HIGH already and that goes with a steer clear program and deans list program discounts!

People make stupid mistakes all of the time on the road. Just becuase he was young doesnt mean thats why he hit u. It could have been anyone.

 

im 19 and i pay 900 for every 6 months from state farm with a $500 deductable.

 

I'm 19 and i agree that kids drive stupidly. i've almost been hit uncountable times by kids driving (i try really hard to drive like a normal person) i used to be one of the idiots out there, but came to a realization that its stupid! i refuse to ride with almost any of my friends cause i dont trust their driving. i drive all the time, unless my girlfriend drives us, thats ok too. otherwise, i've almost died too many times when other kids are behind the wheel. just today i saw this stupid kid in a riced out celica floor his car to go about 50 feet, then lock up all his wheels to stop for the stopsign/crosswalk, then floor it again to go the other 150 feet to the next stop sign. i dont ever want him driving behind me

 

It's stupid F*CKS like that, that increase our rates

 

Odds are that is why he hit him.

"The risk of crash per mile driven is four times higher for 16-19 year olds than for older drivers."

http://www.car-insurance-quotes-auto...eensinsure.htm

Don't take it personally... we were all 19 at some point. But most accidents involve an inexperienced teen driver.

 

Then there's the joke about the guy who read that "most accidents happen within 20 miles of your house" - so he moved!

 

 

MAN, im 17....that duznt make me a STUPID driver....just because there are alot of drunk high or just plain STUPID kids out there, that duzn't mean every kid is....i hate it when people blame us...WTF?!?!.....
wats worse is when YOU OLD people think you're SO much more mature and more educated than us, dont tell me that some of you guys dont "street race" out there...ive read the threads~!!!
true that there are REALLY stupid teens out there, but dont go getting all ****ed off cuz he RAMMED you from behind....TAKE ADVANTAGE of the situation and get ur old grumpy *** some chiropractic services, 10 sessions of massages.....ahhh~....and some rims, a rsb, and wat not...
freaking a....
oh....and like you ALWAYS keep YOUR eyes on the road ALL the time...
wtf, there are alot of people out there who are NOT teenagers and love to go fast, dont say there arn't cuz theres alot~, look around....US TEENS dont have jobs that pay as well as you guys, althougth we may work just as many hrs as you guys....
how old are the people who have REAL mods.???(turboes, sc, NOS, all the TOP notch crap)
dah....crap like this makes me mad....
oh...and my insurance is DAMN high several thousands of dollars high

 

Wow, there's something to be said here, but I think you make the case just fine for yourself.

 

Indeed...it almost makes me embarassed to be young

 

Lets just say...people have there own opinions.

 

it's statistics, man... plain and simple. I said nothing about YOU, just about people YOUR AGE.

insurance companies don't charge you out the wazoo because they know 19y.o. drivers can afford it, they charge your age group so much BECAUSE statistically that age group is the one involved in the accidents.

short story, you're being charged so much because the insurance company is betting you'll wreck your car or someone else's pretty soon.

and find a dictionary and look up "actuary." That's the person who figured all this stuff out. (edit: http://www.m-w.com ... it's definition number 2)

 

You're jumping to conclusions. No one said anything about anyone being drunk or high..

It's true that the majority of older people are more mature and educated than teens!!

Most of the streetracers are in their late teens or early 20s. I think most of them grow out of streetracing after their mid 20's. Or in my case, after a near fatal acident.

You stereotype the older generation while complaining about the older ppl stereotyping teens..
Get a grip..
adamlee2001GXE has a right to be angry.
When a old man rearends you, you can talk all the $hit you want.. But until then, STFU!..

 

Are you gonna sit there and tell me that your insurance is lower because you get good grades???? WTF!?!?!?! What the hell does good grades have to do with good driving? Now I've heard it all. These insurance companies have lost their marbles.

On thing that upsets me about this is that when I was going to high school I was working 40 hours a week to pay for stuff and my grades weren't the best as a result. I'm not sure if it's you Igor911, but I thought you said that both your parents were doctors which enabled you not to work and concentrate on school. Don't get me wrong, you will turn out better for it...but should someone who has to work to pay their own way be punished with higher rates because they are not on the dean's list?

I don't mean to flame at you (and forgive me if you are not the one with 2 doctors for parents) but rather the insurance companies.

Having said that, I was a nut when I was younger...amazing I'm still alive. Now I'm still a nut but my ***** have shrunk. I will give up a race if there is the slightest chance of a scratch on my car

 

spta97: It's real simple. If you get good grades, that shows a level of responsibility that kids who get poor grades don't have.

My personal opinion is that it's asinine to let an inexperienced (less than 100,000 miles) driver unsupervised behind the wheel of a car like the Maxima. It's a tricky car to drive if you don't know what you're doing (mostly due to the torque steer), and requires a level of maturity that kids often don't have.

I'm 29, and believe me, it wasn't *that* long ago I was in some of you guys' shoes. I almost got myself killed several times learning to drive, and that was in a POS 1983 Pontiac 6000 (slow *** 4 banger.. for that car 55 was a goal, not a speed limit).

I have no doubt some of you are decent drivers (if you think you are, you aren't, particularly if you have tickets), but you unfortunately have to pay for the immaturity of your peers. Part of the high insurance you pay is to dissuade you from driving a high-performance vehicle - the real expense to insurance companies in accidents aren't the cars themselves, but the people you kill and injure and compensating your victims' families.

Street racing is no different than waving a loaded gun in a crowd of people. Maybe someone will get hurt, maybe not, but it is an unnecessary risk that will land you in prison for a *long* time if things go bad.

 

If young people want to complain about being discriminated against, particularly with regard to being immature, then they should at least take the time to present their argument in a reasonable and understandable matter.

I too, am one of those younger drivers who get caught in the trap of being young and "irresponsible" on the roads. I don't like it, I don't agree with it, however, posts like the one I referred to do nothing to help our case.

That was the only opinion I was expressing.

 

Kids...... I knew everything in the world too when I was 17.

 

where do you live???

 

damn you people....i got mad and started talking out of my a$s b/c of the thread title..."got rear ended by a 17yr old PUNK AZZ" WTF~!!
i dunno wat ur opinions maybe, but that PUNK AZZ seems to be directed to teens in general...

RBA....wtf are you talking about....i mean...wat r u talking about? how am i stereotyping???
its a fact that you guys make more money, if not i pity them, how many of you older people earn minimum wage and manage to live off that??? you probably can't, even w/ welfare..
and dont tell me STFU....YOU guys are the more "mature and intellegent" ones~
NOW ill be the one to say IM SORRY IF YOU TOOK WHAT I SED OFFENSIVELY,I DONT POST TO PI$S PEOPLE OFF, i TRY to help as much as i can, and in the same time learn.
there ARE alot of drunk and high teens, im not jumping to conclusions, i just stating some facts there are alot who dont, real clean....im one of them, never smoked or got drunk..guess my parents are raising me right

orbit- we can talk all we want and have a real good arguement, but thats not going to change anything, my rates wont get any cheaper.

asu- im obviously dont know everything, i just need to vent, reading that title REALLY got to me...

2k2- have you ever thought that the teens drive alot more than adults? We are excited to finally be able to drive, want to explore, and usually have nothing to do but chill w/ friends...for sen. its time to finally rest, wait for college responses. i know that my friends and i drive alot more than any adults we know, i have about 15k on my car for about 9 months of driving, one of my friends somehow got 25k miles in a yr. IM NOT SAYING YOU GUYS DONT DRIVE ALOT.(im not trying to) it seems to me that the teens are wandering around aimlessly.

ugh....thats all i want to say for now, i can't think anymore, have to rest up for the apex sale...
oh....APEXi Garage sale tomarrow, city of orange,ca
i dont think you gusy would want ot miss it

 

EVERYONE just chill... we are on here for a reason to talk and discuss about ours cars... that is one thing we do have in common, a maxima... lets just stick with that...

To The older People: Don't strees the younger org. members with there harsh remarks, but yes young people are always getting stereotyped DWY.... Driving While YOUNG>>.. Anyways, you older people do not no everything, because no matter how much you know, someone else will always no more and that goes for all age categories.

To the younger People: I am 20 going on to 21 and let me tell you, when I was 16 and 17, I thought I was the shiet and was the king of the world and new everything, but unfortunatly that all came to and end soon... I grew up and became more responsible... Just take it easy... I also had some help with cops harrasing me and giving me fix it tickets on MY Civic and speeding of course... Oh well, its just the wonderful things you have to deal with being young... Don't worry in a couple of years and some college, light will dewell on you...
And in no way, am I say to slow down and drive like a granny, but no your limitations... If you see traffic ahead, no sense in speeding... No if its 1 or 2 in the morning on the freeway and some one wants to prove a Maxima wrong, show him whats up! Other than that, just be cautious and take it easy and be a consederate driver...

 

ugh~ im sick of threads like this, first and last time i post in one of these...THESE THREADS SHOULD BE BANNED, nothing gets solved, its exactly like the cl vs max threads, WORTHLESS....

once again, just incase u guys didn't see it, im sorry if i have offended any of you, that "17 y.o.PUNK AZZ" quote sorta ticked me off...dang, i hate when i have to argue pointless crap~
sorry u guys

 

I am 17 and just bought my Maxima and am working to pay it off. I consider myself a very good driver, however I have two tickets for speeding. I don't see how you connect that with driving skill. I know plenty of my friends who are horrific drivers, yet they dont have tickets because they dont have the skill to drive safely above the speed limit. Tickets, at least speeding, have nothing to do with driving skill, I believe. The only connection I can make is tickets = speeding = dangerous = accident.

Just my .02 as a 17 yr old. And I have the good student discount

 

we're not picking on you... we were all teens once. We're just trying to point out that in your first post it seemed you were defensive that he said he was hit by a teen. You didn't make it clear you meant you were upset by the thread title.

having said that, 'punk azz' is probably pretty fitting. I mean, he did rear-end the guy didn't he? You should be ****ed at the punk-azz 17 year old for making your age group look bad, not at adamlee2001GXE for calling him that.

last, you're making a common mistake with your 'who drives more' question. Even if all 16-19 year olds doubled how much they drive, there are 10x more 'adults' (20-54) so an individual teen might drive more than an individual adult, but as a group (and that's how statistics are gathered) they don't drive anywhere near the amount of miles 'adults' do. You're also leaving out people who drive for a living (adults mostly).

http://www.nhtsa.dot.gov/people/inju...ub/yorept.html

go there and click on "chapter 1"... read, look at the graphs. It shows "miles driven by age" and "accidents by age." Sobering stuff.

 

wow, I start this thread about getting rear-ended, and it blows up like wildfire, about irresponsible, immature, know-it-all teenage drivers. All I meant was, every single person I know has a when I got my license story...I was the person that got smacked into.

 

I say let him (adamlee) vent cause of the incident, after all, he is the one who has to pay the price for getting his car hit for no admitted fault of his own...I would be ****ed too and if I had to take it out metaphorically, I would categorize just the same...


no different from the jacka$$ that cut in front of my wife two years ago and damn near killed her from driving erratically. I will not categorize by the make of car but the nature of the character...even though the driver had no insurance on him and the car he was driving was not his and the owner had no insurance either ...

neither of those things would make someone drive any more attentive...but does not prevent law-abiding safety concious drivers from tearing them a new **** when they involve us against our will in mishaps.

 

** cracks knuckles getting ready to type **

aquiring driving skills doesn't happen over night nor does it happen after a couple of months, it takes a great deal of driving over a number of years. I myself have been driving for 3 years now and I have around 35,000 miles under my belt. To date I have 2 speeding tickets and 4 accidents (2 minor, 1 bad, 1 $4000) After I recieved my second speeding ticket for doin 85 in a 50 the judge decided to take my license away for a month. That was the best thing that has happened to me (with my license) because in that month I realized how much I need to drive and by doing what I did, I put my life and other lives in danger. Also, during that month, one weekend my whole family went on vacation while I had to stay home with no license and I was sick as a dog, without anywhere to go or anyone to take me there. When most kids first get their license they think they're on top of the world as in nothing could happen to them. Well they're wrong and they haven't realized it yet but they will when something like this happens. I'm very fortunate to have learned the right way in a most unfortunate way.

Most kids are like this, but then there are some kids that are good drivers. But there usually the ones that don't have their own car. These kids that are spoiled and drive Maxima's, BMW's, Audi's, Honda, MB's are usually out there (on the road) to prove that they're "cooler" than the kid in the lane next to them. And when this "cooler" kid next to em proves em wrong thats when kid A gets all p/o'd and drives like a maniac putting other drivers on and off the road in harms way. What they haven't learned yet is the ability to accept defeat.

There are a lot of people that have worked really hard to get their cars, they have sacraficed a lot to get it and then to throw it away doing something stupid to prove what. To prove that that person is immature. So what if someone drives a nicer car, has a louder radio system, or beats you in a race. SO WHAT. Throwing all that hard work away for something as stupid as that is pointless. When you're older and by yourself on a tighter budget, you'll appreciate those things that are given to you and those things that you have.

As far as getting good grades, that has absolutly nothing to do with driving whatsoever. The statistic of kids being worse drivers than those that are older is because kids tend to look around at their surroundings, looking at people passing them by and this is the most common thing, looking at guys/girls on the side of the road. I know when I first got my license my dad told me that I wasn't to have anyone in the car with me so that I could learn to drive without distraction from inside the cab. Everyone get a rubber neck every once and a while, and it's what causes most traffic, everyone slowing down to look at the accident on the side of the road, everyone does it. But when you do this it's just like reading while driving, where your eyes are off the road for more time than they're supposed to be and thats what causes accidents.

For those people in this thread that are young, try evaluating your situation. You have a car ( and a nice one at that ), most of you said that you get good grades, which means you'll get into a good college and get a good job afterwards. Most of you probably have girlfriends (or a wife where applicable). You also probably have loving parents and other people that respect you. Now why would you wanna risk losing that all, cause I know I certainly don't want to lose any of it

now I know i've gone a little off the subject with this, but this isn't just for you, tell your friends. Remind them that they drive like a maniac or the drive unsafe and that it'll only lead to trouble down the road (no pun intended).

and one other thing to all the young'ns ... listen to people that are older than you, they are only trying to help

btw adam, how's the car now?

 

That is an incorrect assumption. I remember this one kid in my school had a brand new SAAB turbo. He was a good student (with rich parents) and decided to street race one of his friends on a Saturday. Some old lady backed out of her driveway and he slammed into her and killed her. That same night he went to a party, one week later his parents bought him a brand new SAAB. Seems to me like despite his good grades, he was not responsible at all.

The kid didn't seem to care much at all that he killed the woman, but he was getting good grades so I guess it doesn't matter

 

I am 16 years old, and watching people in the school parking lot, you can tell that some of these kids are really immature. But you can't just stereotype everyone in that age group.

 

oh jesus ...

well to make some of the kids feel better, old people are bad driver too

 

One anecdote does not mean anything. It's sad and tragic (that kid's parents should be shot), but meaningless statistically.

Seriously, use common sense. If you have a group of 'D' students and a group of 'A' students, who do you think the more responsible group is going to be? You're always going to have aberrations like your Saab guy, but think about it. It takes a responsible, determined person to keep their grades up. Notice I didn't say "intelligent", because in high school that means little.

Driving is all about realizing the consequences of your actions, and assuming the responsibility of being behind a ton and a half of steel. Doing well in school obviously isn't a perfect correlation, but it's no different than them giving discounts to married people or being 25 or older (at least in Michigan, YMMV). The company's assumption of risk is less, and working hard in school is just one small piece taken out of your insurance bill.

 

btw adam, how's the car now? [/B][/QUOTE]

Thanks for asking, I just dropped it off at the body shop on Fri. Which when you think about it, from the time I got hit, and the time it went into the shop, was only a week, which was respectable. Considering meeting with the insurance adjuster, finding a body shop, and arranging for a rental. I assume it will take a week to fix: New trunk, bumper & cover, SE tails, and blending the paint from the back to the roof of the car, since there are no "break points" or quarter-panel sections.

 

40 hours? if u spend that much money its partly ur fault

 

I got a new 4th gen handed to me when I was 18... that makes me a bad driver?

 

Are you bipolar or what? Get a good shrink, take a vacation and for everyone in the org, please take some spelling lessons. And yes I am older and smarter than you

 

It makes you spoiled and lucky, but not a bad driver.

I think a parent takes a risk when they give an inexperienced kid a high-performance sport sedan. Personally, my kids are getting either a heavily used Ford Crown Victoria (the weak base model, of course) or Chevy Caprice. Painted flourescent orange.

 

i was a bad driver when my dad bought me a 1988 honda prelude and it was donated away because of all the **** that i did to it .. and then he got me a 1996 maxima and 1 month later i got into a $4000 accident he fixed it but i didn't learn my lesson yet, i learned when i wasn't allowed to drive anymore that i realized it's not worth it ... if you recieve a new car i believe that that person is a bad driver for a little while because you're going to "test the limits" of your new car, and most of this testing is done in an irresponsible and reckless way.

people don't appreciate the things they take for granted until they're gone.

 

when i drive the maxima really fast, or do anything to it, i feel so bad after cause i feel like i just hurt it.......

 

I'm much older now, but I know when I was 16-19 no way could I afford the Maxima I'm driving now. I worked in high school and college and played sports and all that crap.

The difference is my parents would not give me a car or even co-sign a loan for a car because in their opinion they would have to subsidize my use of the vehicle (i.e insurance , gas, repairs etc.).

I just can't believe how many of of these younger drivers are driving relatively more expensive cars like a Maxima. Plus they seem to have money to spend on mods.

I hope your parents are helping you with the cost of purchasing/owning these cars because over the long haul it looks to me like these kids are going to be in debt forever.

Get a cheaper car and save the money on you're spending on payments and insurance and gas - it's just a car. When you get older you can get an even better car and not worry so much about your age and your insurance and people calling you punk azz teenagers

 

Ok, let me chime in on this 3 pages later.

I'm 21 now, going on 22, so it wasn't that long ago that I was a "teen". Hmmm, where do I start now? Well, I ended up having my license suspended for almost a year (supposed to have been 1.5 yrs) because in MA, if you get 3 speeding tickets while you're under 18, say bye-bye to your license for 1.5 yrs. And guess what, that happened to me. Through some serious negotiation with the DMV, I was able to get my license back after 9 months, and had a cinderella license for another 6 (could only drive between 8am-8pm) months. I didn't have any accidents, and I consider myself a really good driver. I don't think you can relate speeding tickets to bad driving skills, because you can get a speeding ticket for doing 10mph over the limit, and I'm sure we've all seen areas where the speed limit is 10mph too low (i.e. road conditions allow for faster travel, but speed limit set very low). It's hard to say where speeding is equal to bad driving, because we'd all have to be there and witness the road conditions, weather, traffic, etc etc to judge whether speeding was wreckless.

As far as 17yr olds thinking they're the ****, well I agree, cause I was just like that back then. I thought I knew everything, and if not, I could BS my way through. A lot of dumb stuff happened to me during 16-18 yrs old, and that's where I learned the most through my troubles and experience. Luckily, nothing ever truly bad happened to me, and my learning experience did not cause any long-term harm to myself or others. That's the main difference in my opinion. Some people grow up during their teen years, get more mature, and start making more rational decisions, and others just never truly get older (mind still stays the same). That's the older guys who still act like 17 yr olds.

The key to being a teenager is trying to learn while minimizing harm done. I would say 95% of teenagers (at least boys) are not mature enough to handle a car responsibly at that age, but hopefully as they get older and more mature, they change their ways. If not, you end up hearing about them on the 6 o'clock news.