RMcoolX

Purchased this Maxima yesterday. Happy with it, of course, but disappointed that the insurance rate is higher than I expected. My six month premium on the Alero GLS I traded in was $284 a month. The MaxSE will run me $340.

Surprisingly, the Bonneville SSEI(supercharged V6) and SLE models that I almost purchased were $260 and $250 respectively.

My 13-sec Mustang is only $15 higher than the MaxSE!

What give? Is it the 2 letters "S" and "E"???

Guest

I checked with my insurance before buying my SE and there wasn't a significant difference between the 3 models. FYI, I'm paying $67 a month for full coverage, about $10 more than I did for my 96 I30t.

Colonel

I had a 95 ford probe gt and was paying 530 every 6 months.
Got the 01 SE Max and it was only 550 every six months. I have 2 speeds on my record and that is it. I also have 100/300 coverage. So I guess its all relative. Also like mustangs, who usually purchases them and who wrecks them. Bonnevilles tend to be owned by "more mature" individuals and have less accidents. When I was looking for a Mustang, insurance was in excess of 1000 per six months. I looked at the same year cobra(98) and it was only 867 per 6 months. The cobra has way more power, but its also more expensive to purchase so the "average" person does not tend to buy and wreck....go figure...?

[Edited by Colonel on 03-08-2001 at 03:41 PM]

Oiprocs

On my policy, they never asked what model I have and have always listed it different on every damn form I get or each time I log onto my policy online. Until recently. They said from day one that they're all the same since they have the same power train and safety features on the GXE/SE/GLE/AE so it's all the same as far as they're concerned. Also, when comparing to an American car, OUTSIDE of power, you have to remember that the Maxima has a high stealing rate all over the place...and high crash rate because of the way people drive them. Therefore that jacks up the premiums for everyone

bert

It would cost me more to insure a base, stripped Civic Hatchback than my Max... lowest deductible and a couple of speeding tickets on my record.

blackmax2000

It's higher because it's a japanese car. The parts cost more. Build quality is better too. Plus the maxima gets a performance surcharge because it's lighter and you can get a stick. There are certain exceptions, like dodge neons for example, but there are more grandprix's out there than maxima's so the cost to insure is lower. More cars means more demand for parts, which means more competition, and lower prices

UMD_MaxSE

iTrader: (1)

hehe...I pay $950 for six months on my max. Thats with no tickets, wrecks, or any other violations ever....I am under 25 though

i•maxx

I could be older than most of you guys. With a $250.00 deductable, on a group insurance with 5 cars and at age 35 with no tickets since 1996 I register in at $920.00 every 6-months with ALLSTATE here in Georgia for the 2k1-SE (auto).

The New CLIMAX

iTrader: (1)

for my 2K no tickets, accidents, or insurance claims, clean record, but like others I am under 25 :sad:

Adam01GXE

sorry to burst everybody's bubble... if you're male and not married, your rates won't drop until you turn 30. at least that's how it is in KS. they also consider the crime rate for your location and how expensive it will be to repair/replace your car.

punkdork

That's about what I pay.. who do you go through? You may wanna try Allstate.