i feel your pain...

 

I'm 24 with my 2k2 and only paying 600 dollars every year with state farm. I have insurance with the rest of my family (mom and dad) but it is under my name now. One accident which wasnt my fault and one speeding ticket which i went to driving school to get taken off. its always been about that price even with my 2000 max. Full coverage with 500 deductable

 

I'm 24 and live in SLC, UT. I pay $85/month with a $500 collision and $250 comprehensive deductable. $100k liability coverage. No tickets and no accidents.

 

ooo yeah. I forgot to add. This is full coverage.

 

I'm in Port St. Lucie, Fl.
I have multi car full coverage with State Farm.
2 accidents, 1 my fault
3 speeding tickets
I'm paying $930 every 6 months.
I can't wait till I'm 25 when it goes down!

 

1 claim for a totaled intrepid - not my fault
No tickets
500 ded. - with 1million life coverage - AAA
pay $133 per month
will drop to about $80 next june

 

you got three points for turning on a no-turn-on-red???

 

Age: definitely an old fart
Deductible: $500.00
Insurance co: Farmers Home
Home: Beaverton, Oregon
Record: Clean, as is wife's
Payment: $376 every six months

 

Is it safe to say that NY and CA pay the highest followed by ...

 

23 years old.

2k maxima

6500 a year under my name (i'm totally ticket-free, clean record)

4000 under my uncle's name.

currently under my uncle's name (he been thru 3 accidents, including hitting a walkin grandma, still cheaper than mine)

i'm thinking of changing to liability under my uncle also, will be about 3000 a year for the max.

god darn it, how the hell u people get so cheap insurance......

i currently use progressive.

oh, i'm in queens, ghetto land!

 

NJ and Cali are the hightest

 

I am 26 years old and my girlfriend is 33 years old(clean record).

2k maxima with $498.60 every 6 months for full coverage and $250 deductibles on comprehensive and collision. Avearge is about $83 every month just for the Maxima. (i had an at-fault accident on my sportbike in April 2004, no other violations)

I have Geico and all my vehicles (including motorcycle) are registered in North Carolina. Trust me, rates in North Carolina are WAY cheaper than NYC. Not only that, but I use mass transportation in NYC and drive only in NC. Girlfriend takes care of vehicles in NC. Just had to clear that up before people think I am a fraudulent a--hole contributing to the rise in rates nationwide.

On the policy, my girlfriend and I have a 1990 Lumina with liability only, 1991 Cavalier with liability only, the Maxima(rates posted above) and a Kawasaki Ninja ZX6R full coverage with $250 deductible on comprehensive and collision.

My total yearly premium with all my vehicles and motorcycle is about $1038 a year, about $86 a month.

 

21 years old.Newark, NJ (not the best place in the world) 1 accident at fault, car totaled (2k2 gle), 1 accident not at fault but person was at fault was uninsured, 2 points for speeding 14 over 3 years ago.

Just switched to Geico and saved $1000.00 to 4400 a year. 750 deductibles. With good student discount.

 

$600 for 6 months..got a ticket for limo tints on front windows but thats all, no speeding or accident tickets/fines

 

Im 18 from CA paying 2,000/yt with 21th century with a 97 mph speeding ticket (yeah i slowed down as much as i could before he clocked me)

 

WOW, you guys have high rates.. I'm in Chicago, IL, married, only discount i have is multi-car. I have a 03 maxima se, and my wife drives a 00 jetta, our insurance for 6 months is $780 for both cars.. thats 1000 ded. though.

in break down, i think the maxima is around $450 for me

 

by the way, thats with State Farm, and i also have the accident free discount (just remembered.)

 

Is it me or are there alot of Orgers who are Married?? (and not too much older than me)
I'm 24 pay $525 a month 9 month cycle from GMAC...the reason why it's so high is cuz I have tickets and a DUI from 99' (no accidents) I get the defensive driving discount ($76)month and $1000 deductible, what can I say I was young and stupid Drugs are bad MMMMkay...

 

$776/yr through Commerce. Discounts include AAA, Air bag/autom seatbelts, anti theft, and for driving record. had one speeding ticket about 5 years ago but i think that should be just about off there. full coverage, $500 deductible and I live in Concord, MA.

 

I pay $947 a year on 02 Max SE, 02 S10 CrewCab, and 04 Altima SE. Full coverage
on all vehicles. I've gotten a few tickets but I have beaten them all in the court.
I get multi-vehicle discount, alarmed system with built in ignition cutoff switch discount,
and garage discount.

Mike

 

I'm in the north Chicago 'burbs...

Full coverage, $500 deductible, clean record (knock on wood)...
$375/6 months or $62.50 a month. I just turned 25.

Before i was paying about $800/6 months

 

City: Portland, OR
Age: 25
Wrecks: 1 (not my fault, I was rear ended) and it did not affect my rates.
Deductible: $500
Ins. Co.: Safeco (they suck)
Monthly payment: ~$135 although it keeps going up (b/c Safeco sucks)

 

Here is another question with the guys that have high rates are you fully insured or do you have just certain things?

 

I think it is due to the headlights... At least thats what i was told. Anyways I pay $360 (the policy is under my fathers name) for three cars (1993 Max SE, 2001 Volvo S40, 2003 Max SE) I get the Steer Clear Discount from State Farm. I am also listed under the 1993 Maxima only which reduces my rates significantly and since i live in the same house, I am obviously covered under all the other cars. Multiple cars on a policy are great =)

Full coverage on all of the cars except the 1993. Perfect dricing record... no wrecks etc..

 

Guys...I told you what the answer was as to why our rates jumped recently

And the reason why NC rates are so low is b/c state law dictates the rates "Tha Facility" All insurers charges the same rates in NC (more complicated than that but its essentially right)

 

28, couple of points, 500 deductable, 1,000,000 collision (work requirement, don't ask), full coverage, $2,400 per year. Can't wait till I say "I do" and move the wife over to the max and me to the Jeep Grand Cherokee for the primary driver...

 

I'm 28 with one speeding ticket (80 mph in a 55). I only pay $350 every six months with state farm. Full coverage w/ roadside assistance and car rental and a $250 deductible. Not too bad compared to what everyone else is paying.

 

Age/Sex: 21 Male
Car: 2000 Sunlit Sand Maxima GLE
Company: State Farm Insurance, Full coverage, $100 deductible @ $96/mo.
Claims: I just had an accident last month; don't know if policy will increase.

 

21 yrs old? $96.00 a month?!?!?! I am officially moving to NC.

About our rates being high... My adjuster said it was the theft of lights, i forgot to point out that my adjuster told me this. (it is an epidemic here in Miami... Not too sure about other places) All in all he was able to work with me and list me under the 1993 SE we have at the house.

 

adjusters don;t know d.i.ck. about how rates are developed. Thems the actuaries and underwriters....

 

I've got 2 speeding tickets worth 3 points each and an accident that was not my fault, I changed companies after the accident and I'm paying $205 a month on my own policy as I was driving up my parents' insurance and I was paying $250 a month. They have much higher liability than I need though so that's basically why.

 

i used to pay 1600 a year with i21.com
and one accident came off my record because of 3 years it comes off....they told me its now 2400 a year...i told them to F OFF and went to AAA which is 10 times more expensive...usually....now its 1068 a year.
California, san francisco
25
no tickets or accidents - knock on wood
500 dollar deductible
single car
300k/500k coverage

 

I pay $768/year for full coverage with $500 deductible. I'm 35, married, and have 3 cars and a house on my policy, so I get pretty good rates on my car insurance. Of the three cars we own, my '98 Ford Explorer actually costs me more to insure than the '03 Maxima or the '03 Corvette. But I pay less than $200 per month to insure all three cars.

 

I pay about $700/year for an 03. Hey Alicious I like the idea of the rewired fog light. I know how to rewire it and I am actually thinking of doing it too so it will enable you to turn on your fog lights after tuning on the parking lights instead of having to turn on your headlights also like the current setup. Don't know why Nissan decided to wire it this way whey they know some people are going to rewire it. The mod is very simple.