SuperBlack2k2SE

Hey guys, just wondering what everyone pays for insurance. If you can, post your city (not that important) age, how many wrecks, tickets, points, and whatever would effect it. Also, post what discounts you have and whatnot too, also who your carrier is. I figured this would be a good reference for other and noobs.

Lontar1

iTrader: (5)

In your case.. don't ask.. you are 17 so your insurance is going to be really high until you pass the 26 ... so good luck.....

Also I have two cars and pay 1,200m and the ins cover is the highest on both.....

Jasonb1982

iTrader: (3)

I'm 22 and have multi car, AAA and other standard discounts (airbag, wear my seatbelt) $2400 a year for just the maxima. And a perfect driving record too.

SuperBlack2k2SE

Yes, I know what insurance is like. I've got a good student discount, multiple car discount, good driver discount, and $1500 deductible and mine is $150 a month. Thats for my mazda though, I'm thinking about getting the Maxima.

CEFIRO

HAHAHAHA im 20 in ATL and pay 350 a month more than my car which i pay 274

CEFIRO

and my deductible is 1000

kevin_in_va34

You guys may not be aware, but rates are extremely high on the Maxima not because of you and your stats but the Maxima is the second most popular car to be stolen besided the Cadillac Escillade for the last 3-4 years running. Insurers keep track of this and thats why insurance premiums are so high. What I dont know is is it the second most stolen car becasue it is a damn fine car or easy to steal......any car thieves around know the answer?

zourtney

I'm 20, no wrecks, no tickets (knock on wood!), good student discount. I pay about $140 a month, with a really high deductible. I live in Oregon, and have State Farm Insurance.

The car is paid off, life is good

Max20SE00

iTrader: (3)

I live in florida, am 20 and have only a 100 deductible. Have had no speeding tickets but got in an accident about a year and a half ago that my insurance company ended up forking out $68,000 for. 2 totaled cars and guys medical bills. I was cited for the accident, I fell asleep while driving. Just a freak accident. Anyways, I still pay only 148 per month and like I said full coverage, 100 deductible. I think I get low rate because on my families plan and my parents have their houses, boats, and all cars under same insurance company.

llhotrydall

im 20 and live in north jersey... i have 2 points... i have a 500 dollar deductable liability, fire, and theft.. i pay 1200 for 6 months

irish44j

iTrader: (38)

Actually, it's not the car that gets stolen so much per se, but the HIDs on the 2002-2003 models. Those models get stolen more for their lights than the cars themselves.The insurance on the 2000-2001 models are much lower because of this fact.

Now as to answering the original question:
I'm 28, have a few speeding tix here and there over the last 5 years or so, 1 minor accident claim, and live in Washington DC area. I have USAA with a $500 deductible and very high liability coverage. I pay about $1200 a year total for my 2000 Maxima AND my wife's 2004 Mazda 3s (she has a perfect driving record)......but you really will never get rates lower than USAA with any other company....

† ErV †

Who the heck did you get it from?

wait.. do you pay 350 for insurance or 350 + 274? still, who sold you the policy

Gsilk

i'm assuming you have alot of tix/accident claims. if not you are getting

Max20SE00

iTrader: (3)

hey I know this may sound dumb, but how do you all get those faces to appear in your posts?

SuperBlack2k2SE

You can't do it in the quick reply at the bottom, you have to click the post reply button. They are on the right, just click the one you want.

† ErV †

click on the post reply button and you will get the full menu.. then click on more to get the full list. sigh

or just type them out if you know the exact smiley. they are converted to the graphics upon posting.

† ErV †

hm you replied while i was typing it..

CEFIRO

or just click inthe go advanced button right next to post quick reply

mclee45

iTrader: (13)

I'm 26.. Paying $800 a year for full coverage with $500 deductible

mrmj1218

I'm 19 in VA. I pay $186 per month with a $500 deductible(Geico). I have no tickets or accidents. I had state farm and for the same coverages I was paying $328 per month... Since the car is in my name the insurance is solely in my name also.

TXT-1

iTrader: (1)

State: NJ
Company: Geico
Deductible: $1000
Driving record: 1 at-fault accident, careless ticket linked to that
Age: 26 Male
Rate: $2400 per year

Mass_Media

Im 17, 3 tickets (1 for speeding 10 over, failure to yield and not having a front license plate) and mine is 600 every 6 months....I haven't had any accidents Salt Lake City and I go through state farms

Puppetmaster

iTrader: (48)

Yes you can, you can have smilies anywhere ya post, even in PMs... ya just hafta know the code... for that, you can go the bottom where it says "Smilies are on" and click on the word "Smilies" and another page will open with a list of all the smilies and the code....

Puppetmaster

iTrader: (48)

Back to insurance.... I'm 28 and pay $580 per 6 months.... no accidents or break-ins, 2 speeding tickets (89 in 55 and 89 in 65, yeah 89 isn't too lucky of a number for me) and one ticket for turning on No Turn on Red.... Geico baby....

MaxMaMaSE

State: VA (wash dc metro)
Company: Geico
Deductible: $1000
Driving record: 1 at-fault accident claim, 6 points on record (speeding tickets)
Age: 30 Male
Vehicles covered: 1996 Jeep Grand Cherokee, 2001 Mercedes Benz CLK430, 2002 Nissan Maxima SE.
Rate: appx $2000 per year - I think the Max is $700 of that.

L8Braker

I'm in North Carolina, am 35, and pay $940.00 a year. That's with a $500.00 deductible, and no tickets or accidents....knock on wood.

Farm Bureau is the carrier.

XGaSpAcHo

i'm 24 from long island, NY. one major at fault accident, 2 speeding tickets which got reduced to tailgatting, and defensive driving discount ($117 every 6 months) I pay about $2,600 per year with Geico or about $330 per month but it's weird with geico because you only pay for four months for your 6 month coverage.

alicious

iTrader: (8)

State: MD (wash dc metro)
Company: Geico
Deductible: $500
Driving record: Clean as a virgins honey pot
Age: 22 Male
Vehicle covered: 2001 Maxima GLE
Rate: $110 per month for full coverage under my own name

2kprlmax

iTrader: (16)

I don't understand it it seems if you have a clean record you pay more than those with points and ****. Not hatting but DAMN!
My ins is travelers/29/about $330 a month

NM2000

Ha, no comment. Just check out page 5 of my Car Domain account here: http://www.cardomain.com/memberpage/640022/5

I have one ticket for doing 54.2 in a 25 in a Town and Country, but the cop was cool and let me off with just a $105 fine. I was happy there were no points involved. For the Altima, they did no investigation, just assumed it was my fault and I received 3 points to my license. One of the accidents in my Saturn was my fault the other was not so I have a total of 3 wrecks. My insurance is pretty high. One company already dropped me (Erie..they suck anyway, NEVER cover break-ins). I'm with Nationwide right now and they don't seem to be too bad. Anyone feel my pain?

MONTE 01&97 SE

iTrader: (1)

I pay $874 a year for the 03 Max SE and $899 a year for the 03 350Z Full coverage, 200 a year liability on the 89 Max, 250 dollar deductible (Progressive). I'm 31 my wife is 33 both with clean records.

Puppetmaster

iTrader: (48)

Well, I'm not sure if this has anything to do with it... but the 2 speeding tickets were not in my home state (VA) but were in MD and OH, so its possible that I don't have points for those.... the No Turn on Red was in VA though, and I know I got 3 points for that....

I'm not complaining....

ThaHotness2k

-4 on my record and a killer pothole last winter combined with being 22 and living in the DC metro area with the country's biggest a**hole drivers brings me up to about 3500 a year with allstate...gotta love it..

Puppetmaster

iTrader: (48)

Holy schnikeys... I'd just take the Metro if my insurance got that high... sorry... don't mean to rub it in or anything... but that is just nuts...

speye022

$350, in the city, 28 yrs old,
IM NOT TOO PROUD OF THESE VIOLATIONS BUT HERE THEY ARE....
tickets: 20+ speeding, 3 improper equipment (once for foglights and twice for exhaust, 1 stop sign, 1 theft, 2 at-fault accidents, 3 driving under suspended license.
My insurance is going down slowly as my points are being reduced. These are the reductions I have right now: driving for more than 6 yrs, anti-theft device, etched windows, airbags, and less than 7500 miles of driving per year. Another thing that helps, if you know someone that lives in the boondocks, complete your insurance information as if you were living at their house(in the boondocks)...in most cases city=$$$ and boondocks=saving
.....and oh yeah, fight ALL your tickets!!!

fourthrail

I've got an 01 Max, 02 Sequoia, and a 91 Vette, $2200/year for all 3. Wife and I both over 30 with clean driving records.

kratz74

Actually,the real reason has to do with how ISO (Insurance Services Offices) recently changes the categorization of the Maixima and the V6 Honda due to the hp ratings. I am counsel for a large insurer which is how I know this. Any insurer which subsribes to the ISO rates/symbols will have the higher premium rate for these two vehicles.

boondoxmax

iTrader: (1)

$1500 a year for my 2002 maxima...breaks down to around $125.00/month. thats up from last years $1100 a year. damn hid thieves

Teufelhunden

iTrader: (8)

probably under his parents name...

i have my ins fron USAA real cheap
i had 2 accidents since i got the max (my fault)
and still paying 800 for 6 months full coverage with a 250 deductable
before the 2 accidents i was paying 600 for 6 months.
im about to be 24 in jan, i hope my ins goes down..

A33 VQ30DEK

iTrader: (23)

18
San Francisco, CA
State Farm
3200 without good student discount
2800 with good student discount

zero tickets, zero accidents, zero everything