durckelg

~How much are you paying for insurance? I don’t care if you give me the answer in months, 6 months, or years. It seems like every 6 months my premiums go up. I am 26 have a perfect driving record. My current company currently wants $589.00 for 6 months.


Here is a quote I receive from Geico

Bodily Injury Liability(BI) $100,000 / $300,000
Property Damage Liability(PD) $100,000
Medical Payments(MED) NO
Uninsured Motorist Bodily Injury $100,000 / $300,000
Underinsured Motorist $100,000 / $300,000
Uninsured Motorist Property Damage $15,000
Comprehensive(COMP) $500 deductible
Collision(COLL) $500 deductible
Emergency Road Service(ERS) YES
Rental Reimbursement(RR) $25/day, $750 max per claim
$591.60

nismo0604

iTrader: (18)

i pay 3 g's per 10 months so dont complain... ****en massachusetss

durckelg

I am not really complaining. At one point it was under $500 every 6months. That was when I was 24. The car must be getting more expensive to insure.

casper980

I pay 3G for 10 months also
mass suxs

Puppetmaster

iTrader: (48)

I paid $520 for 6 mths with the extra coverages on top of what you listed... I had Geico too...

But now that I'm married, the same coverages for both my wife's car (VW Passat) and my car are $820 TOTAL for 6 months ...

upstatemax

iTrader: (15)

dont forget that your car was just listed as the second most stolen car in the country... the basic insurance rate for the car went up , insurers see the car as a greater risk.

Puppetmaster

iTrader: (48)

Oh yeah, and since I turned 25, my rates have been steadily declining... even with 2 tickets... so I'm not sure what else to tell ya...

But I'd still say that 590 is a decent price...

SkoorbMax

27, married, no accidents. I pay I think $210/3 months for the 97 and $240/3 months for the 00. I get a nominal discount if I pay in 6 month increments. My coverage is pretty high (as high as allowed, which I have to add sucks compared to how high you can go in Canada), and my deductible is $250. Collision on both vehicles. My premium has not changed in a couple of years. Provider is Alfa, which when I signed up with them, were able to offer much lower than geico or progressive. Geico, to their own loss (go to hell), didn't want to recognize my driving past in Canada, and essentially wanted to sign me up as a new driver. It has since cost them some thousands of dollars.

SoonerFan

iTrader: (5)

full coverage
6 months - $465.15

nadeemp8

iTrader: (5)

full coverage with 50/100/50 limits and perfect driving record and i'm paying about $550 every 6 months. Geico wanted about $700 for the exact came policy. I'm also 24....for another 6 moths....

maray

iTrader: (2)

Full coverage = 720 p/yr. I am with AIG, used to be with Geico, they are WAY overpriced...

BLUEMAX01SE

full coverage with AAA not AA $672 every 6 months . You got a pretty good deal on insurance durckelg.

grey2002_ny

960 for 6 months in NY. 32yo, never had an accident or ticket. Geico

Trance Artur

iTrader: (2)

Geico, "save 15% or more." Yeah right, its like "pay 15% or more"!!!!!!!!

LA02MAX

iTrader: (3)

good lord yall suck!! i pay 340 PER month...but im a 16 y/o so what do you expect?? i have a clean record though and straight A's (i heard that makes a difference...my friend dropped down to A's and B's and his insurance costs went up)...i have geico btw

MY2000MAX

I pay $350 for full coverage for every six months. Got one speeding ticket. And i'm under 25. My company is USAA and its military only.

Puppetmaster

iTrader: (48)

What can I say, they've given me the best rates so far...

2KBluePearlMax

20 yrs old, $230 a month full coverage with Geico I have had no tickets but they said that it didn't matter because my rates won't go down until I turn 25. Oh well it's worth it

ben02smse

30 years old, divorced, clean record and multi-car discount from State Farm here in ATL. $510 every 6 months on my 02' SE.

Barc

iTrader: (2)

*knock on wood*

Mine is basically the same as yours with the exception of the rental policy and is also through Geico. Married, no tickets (myself or wife) or wrecks in the last 5 years. My wife has an 05 Altima 2.5 SL with the same coverage. That all comes out to about $600 / 6 months. Get married and it will come down. Joking!

Also, ask them how much it would be for basic coverage on a second car (it would have to be a beater that runs well but doesn't get stolen a lot... like a Honda 4-cylinder or older Stanza or something). The reason I say this is because with a multi-car discount you may get more of a discount on the Maxima than the coverage costs for the second car equaling a net decrease in your premium even though you have two cars. Also, if you claim the second vehicle as the primary one, that would help, too!

Good luck!

ikalinin

iTrader: (1)

I'm around there too.

State Farm - Full Coverage $486/ 6 months

ihavea5spd

About $528 per YEAR. Full coverage. All State.

TXT-1

iTrader: (1)

$1175 every six months through Geico. 5 total points (3 insurance, 2 DMV). Geico in the state of NJ is actually one of the cheapest. Once the points clear from my record, will be going with NJ Manufacturers which is the best non-government insurance company in the state, but not available to everyone.

NYghettoGLE

iTrader: (11)

6500 for 12 months.

Progressive

24 years, clean record.

NY <----sux!

Geico asking for 6300

All state 6600

sigh.......

Puppetmaster

iTrader: (48)

Wait, are ya sure ya didn't miss out a decimal point there? It really is sixty five hundred dollars for 12 mths? That's

Imax00

3700 for 12 months liability

AcerX

589 every 6 months sounds about right, just don't get a speeding ticket or that will go way up!

Max96GLE

iTrader: (2)

$1440 for liability only, my friend is paying $2800 for full coverage on his G35X (Geico).
I have Country Wide. Male, 27, Married.

Canecreekfreak

iTrader: (1)

I'm in Mass w/comp & collision $1621 a year. Step 13, I think. Approx. the same levels of coverage, same $500 deduct.

luniz97

i used to pay 4500 in san francisco...then i got smart and used my brothers address where he goes to college =) now it down to 1600 per year

ihavea5spd

looks like i win. :0)

pharmer

$474 for 6 months...full coverage from Progressive on my 01 SE. I think I could save another 10-15% if I'd pay it all at once rather than dividing it up into 6 monthly, automatic payments.

I'm 26/male/unmarried but I do get the discounts for active theft prevention and homeowner's insurance. My rates are a little higher because Minnesota is a "no fault" insurance state, but that may be changing.

Progressive has a new type of policy where you plug a data recorder into your OBDII slot and then upload the info to them monthly. My girlfriend has been doing it for about 2 months because she rarely drives and takes the bus to her downtown office. She's going to end up paying about $200 or so for a 6-month policy on her '00 Accord. Not half bad...works really well for her driving habits. I don't think I'd like them to see my data, though.

PaulyPoTz

iTrader: (3)

my car is under my parents name they Have the house under the same insurance...My dads Lincoln LS My moms 05 Elantra n my 00 Max Mine comes out to 1295 6 months NY BLOWS

brettb

iTrader: (2)

Who cares you drive a sweet as car at 16 years old. I had a beat up truck when I was 16.

nyc10034

Geico. I have a deductible of $250(full coverage) which costs $496 every 6 months on the Maxima. I am 26 years old, 1 motorcycle accident on April 9, 2004. I have a 1990 Lumina(liability), the Maxima(stated above), 1991 Cavalier(liability) and a 2004 Kawasaki Ninja ZX6R(full coverage) with Geico. My girlfriend is also under the policy and she is 33 with a clean record. For all the vehicles, I pay $2,132 a year.

NYghettoGLE

iTrader: (11)

nope, not missing any decimal points.

24 single no previous records living in queens, NY.

according to all insurance companies, nissan maxima #2 stolen vehicle in NY. Probably because of the HIDs.....so i asked hids are on the 02-03 models not on mine, still gettin crazy rates >.<

wngan9447

iTrader: (4)

Wow dood.....

I'm not complaining about my $3600/12mths full coverage anymore...

ihavea5spd

oh, you're still getting bent over. just not as bad as he is.

adithius

Thats fraud, but I'm not the