Insurance rates
02-09-2011, 07:21 PM
#1
Insurance rates
Just curious what you guys are paying on insurance...
Copy & fill it out below
Year: 2002
Trim: SE 6spd
Age: 32
State: MO
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: None
Insurance Company: State Farm
Monthly cost:
54.00
Copy & fill it out below
Year: 2002
Trim: SE 6spd
Age: 32
State: MO
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: None
Insurance Company: State Farm
Monthly cost:
54.00
Last edited by 95VQ30; 02-09-2011 at 07:37 PM.
02-09-2011, 07:29 PM
#3
Year: 1999
Trim: i30 limited
Age: 25
Coverage: Non Owners
Tickets/ Accidents: Quite a few cosmetic tickets (tint, neons <yeah I went through that phase>, exhaust, etc) no moving violations, two accidents both not my fault.
Insurance Co: Choice Insurance
Monthly cost: 35.00
They gave my car an 18 on the ISO rating....
Trim: i30 limited
Age: 25
Coverage: Non Owners
Tickets/ Accidents: Quite a few cosmetic tickets (tint, neons <yeah I went through that phase>, exhaust, etc) no moving violations, two accidents both not my fault.
Insurance Co: Choice Insurance
Monthly cost: 35.00
They gave my car an 18 on the ISO rating....
Last edited by VQ'rInWLA; 02-09-2011 at 07:33 PM.
02-09-2011, 07:36 PM
#4
Junior Member
Join Date: Feb 2008
Location: Ont Canada
Posts: 79
Year: 2001
Trim: I30 t
Age: 20
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: 1, not at fault
Insurance Company: The Personal
YEARLY cost:
4735.00 (canadian mind you)
friggin rediculous.
Trim: I30 t
Age: 20
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: 1, not at fault
Insurance Company: The Personal
YEARLY cost:
4735.00 (canadian mind you)
friggin rediculous.
02-09-2011, 07:39 PM
#5
Senior Member
Join Date: Jan 2010
Location: DALLAS, TEXAS
Posts: 111
Year: 2000
Trim: NottSure
Age: 24
Coverage: Full coverage - Progressive Insurance. (NO THEFT/VANDALISM covered) So it's not full. Currently has no insurance and is doing time as a highly modified yard ornament.
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: 2 / 0
Monthly cost:
$109
Trim: NottSure
Age: 24
Coverage: Full coverage - Progressive Insurance. (NO THEFT/VANDALISM covered) So it's not full. Currently has no insurance and is doing time as a highly modified yard ornament.
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: 2 / 0
Monthly cost:
$109
02-09-2011, 07:56 PM
#6
It'll literally be about a tenth of what you're paying now.
02-09-2011, 08:38 PM
#7
Something to consider when comparing policies superficially: Full coverage vs. full coverage is not a valid basis for comparison. Your full coverage may be different than mine. For instance, I may have bodily injury coverage of $500,000 while your bodily injury coverage is $50,000. Etc.
02-10-2011, 04:58 AM
#9
there is already a thread similiar to this....
Year: 2000
Trim: SE 5spd
Age: 25
State: SC
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: None
Insurance Company: Allstate
cost: 422 (6months); 75 (month)
Year: 2000
Trim: SE 5spd
Age: 25
State: SC
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: None
Insurance Company: Allstate
cost: 422 (6months); 75 (month)
02-10-2011, 05:42 AM
#11
YOU JUST WANT TO STALK ME! AHHHHH!
Car: '02 SE 6-Speed
Age: 21, but married
State: KY
Coverage: Full, 100K/300K bodily injury & un/under-insured, 50K property damage, 10K personal injury (for occupants of my car)
Deductibles: Personal injury 500, Comprehensive 300, Collision 500
Tickets: 0*
Accidents: 0
Insurance company: USAA
Premium: $68.46 a month/$410.76 per six months/$821.52 per year
*In Kentucky, we get to go to traffic school once every twelve months. Going to traffic school after virtually all moving violations (save speeding >=26 MPH over the limit, presumably racing) wipes them off your record so that only the police database can see them, insurance is never notified and background checks even come up clean. So I have "0" tickets.
The insurance is cheap because it's USAA. I'm paying for an '02 Maxima and an '07 Camry, so there's also a $54 multi-vehicle discount on my six-month premium on top of good student, anti-theft, airbags, etc.
Car: '02 SE 6-Speed
Age: 21, but married
State: KY
Coverage: Full, 100K/300K bodily injury & un/under-insured, 50K property damage, 10K personal injury (for occupants of my car)
Deductibles: Personal injury 500, Comprehensive 300, Collision 500
Tickets: 0*
Accidents: 0
Insurance company: USAA
Premium: $68.46 a month/$410.76 per six months/$821.52 per year
*In Kentucky, we get to go to traffic school once every twelve months. Going to traffic school after virtually all moving violations (save speeding >=26 MPH over the limit, presumably racing) wipes them off your record so that only the police database can see them, insurance is never notified and background checks even come up clean. So I have "0" tickets.
The insurance is cheap because it's USAA. I'm paying for an '02 Maxima and an '07 Camry, so there's also a $54 multi-vehicle discount on my six-month premium on top of good student, anti-theft, airbags, etc.
Last edited by Eirik; 02-10-2011 at 05:45 AM.
02-10-2011, 07:25 AM
#13
Year: 2003
Trim: SE 4AT
Age: 19
State: AZ
Coverage: Full
Tickets/ Accidents: 3 speeding, 1 felony racing arrest (edit: None in the Maxima)/ No accidents
Insurance Company: Allstate
Monthly cost: Used to be about $400 a month, is now $250.
Trim: SE 4AT
Age: 19
State: AZ
Coverage: Full
Tickets/ Accidents: 3 speeding, 1 felony racing arrest (edit: None in the Maxima)/ No accidents
Insurance Company: Allstate
Monthly cost: Used to be about $400 a month, is now $250.
Last edited by azdevils013; 02-10-2011 at 07:34 AM.
02-10-2011, 09:08 AM
#14
Year: 2001
Trim: SE AE auto
Age: 22, still as new driver, just got a car
State: NY (registered in Rockland County)
Coverage: Liability
Deductible
comp: 500
coll: 500
Tickets/ Accidents: None
Insurance Company: Statefarm, first insurance ever
cost: 154 a month,
that includes renter's insurance.
Trim: SE AE auto
Age: 22, still as new driver, just got a car
State: NY (registered in Rockland County)
Coverage: Liability
Deductible
comp: 500
coll: 500
Tickets/ Accidents: None
Insurance Company: Statefarm, first insurance ever
cost: 154 a month,
that includes renter's insurance.
02-10-2011, 09:49 AM
#16
Year: 2000
Trim: SE A/T
Age: 21
State: IL
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: Don't know, I think only 1 is on my record
Insurance Company: Forget the name
Every 6 Months:
600.00
Trim: SE A/T
Age: 21
State: IL
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: Don't know, I think only 1 is on my record
Insurance Company: Forget the name
Every 6 Months:
600.00
02-10-2011, 11:06 AM
#17
2002 SE
Age: 49
Location: Arlington, TX
Driving record: clean
Insurance Company: Nationwide
Full coverage, including comprehensive, uninsured/under-insured protection, 495 deductible
$108 a month
Insurance rates are insane down here, so many illegals without insurance causing accidents, I'd save $30 or so a month dropping uninsured protection.
Age: 49
Location: Arlington, TX
Driving record: clean
Insurance Company: Nationwide
Full coverage, including comprehensive, uninsured/under-insured protection, 495 deductible
$108 a month
Insurance rates are insane down here, so many illegals without insurance causing accidents, I'd save $30 or so a month dropping uninsured protection.
02-10-2011, 11:47 AM
#19
So many horrible drivers here besides the illegals (which make up 10% of the population here) that insurance rates are nuts. Plus you have the spring hail storms making the tops of cars look like golf *****.
02-10-2011, 03:23 PM
#21
Junior Member
Join Date: Feb 2008
Location: Ont Canada
Posts: 79
Well now that would just be fraud...... Wouldnt i have to find a permanent place of resisdence there to report to the insurance company? Anyone know of any good (university) student discounts ?
02-10-2011, 03:33 PM
#22
Pretty sure he meant it as in "for comparison reasons only", not to go get a quote there and actually think about getting coverage using that quote.
02-10-2011, 04:50 PM
#23
Junior Member
Join Date: Feb 2008
Location: Ont Canada
Posts: 79
Yeah i figured, just was curious in terms of what the rules are. Dont want to get f**ked by the long **** of the insurance companies.
02-10-2011, 05:05 PM
#24
Junior Member
Join Date: Feb 2008
Location: Ont Canada
Posts: 79
BTW just checked, you werent kidding, picked a bogus postal code in Montreal and got a qoute for 870$ a year from TD.
If I replicate everything I put, but change my address to my suburbian house in Ontario, I get quoted 4900$ from TD
W
T
F
02-10-2011, 06:03 PM
#25
Need to add city or major metropolitan area because that will affect rates as well. Also, a lot of insurance companies give discounts for combo rates, such as having your home owner's insurance, more than one car, motorcycle, life, personal articles, etc.
2000 GLE
Age: 33
Location: Los Angeles, CA
Driving record: one speeding ticket
Insurance Company: State Farm (multiple policies discounts with two autos, motorcycle, homeowner's insurance, personal article insurance)
Liability - Bodily Injury / Property Damage: $100,000 each person / $300,000 each accident / 100,000 each accident
Uninsured Motor Vehicle - Bodily Injury: $30,000 each person / $60,000 each accident
Uninsured Motor Vehicle - Property Damage: $500 each accident
Comprehensive Deductible: $500
Collision Deductible: $500
Medical Payments: $1,000 each person
$72 a month
2000 GLE
Age: 33
Location: Los Angeles, CA
Driving record: one speeding ticket
Insurance Company: State Farm (multiple policies discounts with two autos, motorcycle, homeowner's insurance, personal article insurance)
Liability - Bodily Injury / Property Damage: $100,000 each person / $300,000 each accident / 100,000 each accident
Uninsured Motor Vehicle - Bodily Injury: $30,000 each person / $60,000 each accident
Uninsured Motor Vehicle - Property Damage: $500 each accident
Comprehensive Deductible: $500
Collision Deductible: $500
Medical Payments: $1,000 each person
$72 a month
02-10-2011, 07:02 PM
#26
Year: 2002
Trim: SE 6spd
Age: 25
State: AZ
Coverage: lowest in existence, not even sure what it will cover but it's legal
Deductible-
comp: no clue
coll: no clue
Tickets/ Accidents: don't wanna talk about it lol
Insurance Company: Assurance
cost: 82/mo
Trim: SE 6spd
Age: 25
State: AZ
Coverage: lowest in existence, not even sure what it will cover but it's legal
Deductible-
comp: no clue
coll: no clue
Tickets/ Accidents: don't wanna talk about it lol
Insurance Company: Assurance
cost: 82/mo
02-10-2011, 07:25 PM
#28
Member
Join Date: Dec 2008
Posts: 62
Year: 2000
Trim: gxe
Age: 24
State: FL
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: 6 speeding tickets (all in turbo 99 camry), 3 accidents(2 my fault), 1 reckless driving, 1 aggressive driving
Insurance Company: Geico
Monthly cost:
3k six months
Trim: gxe
Age: 24
State: FL
Coverage: Full
Deductible-
comp: 500
coll: 500
Tickets/ Accidents: 6 speeding tickets (all in turbo 99 camry), 3 accidents(2 my fault), 1 reckless driving, 1 aggressive driving
Insurance Company: Geico
Monthly cost:
3k six months
02-10-2011, 09:07 PM
#30
Year: 2002
Trim: SE 6spd
Age: 20
State: ON ( Canada
Coverage: Full
Deductible-( one of them is 0...I cant remember lol)
comp: 300... i think
coll: 300 i think
Tickets/ Accidents: One speeding, one no insurance card
Monthly cost:
900$
Trim: SE 6spd
Age: 20
State: ON ( Canada
Coverage: Full
Deductible-( one of them is 0...I cant remember lol)
comp: 300... i think
coll: 300 i think
Tickets/ Accidents: One speeding, one no insurance card
Monthly cost:
900$
Last edited by Maxterror; 02-11-2011 at 09:59 PM.
02-11-2011, 02:44 PM
#32
Senior Member
Join Date: Mar 2009
Location: Maryland
Posts: 1,380
Year: 2002
Trim: SE 6spd
Age: 30
State: KY
Coverage: Liability (minimum everything)...Even if I die,I would burry myself
Deductible-
comp: 0
coll: 0
Tickets/ Accidents: None
Insurance Company: Shelter insurance
6-Months cost:
290.00
Trim: SE 6spd
Age: 30
State: KY
Coverage: Liability (minimum everything)...Even if I die,I would burry myself
Deductible-
comp: 0
coll: 0
Tickets/ Accidents: None
Insurance Company: Shelter insurance
6-Months cost:
290.00
02-11-2011, 04:04 PM
#33
Had a customer that was paying $30k a year for a Rolls Royce Phantom, 45' Newell Motor Coach, Mercedes S600 and the Chevy truck his son was driving. Main reason it was so high is that his wife totaled an S600 and his son totaled a Silverado SS and flipped and burnt to a crisp a G35.
02-11-2011, 09:59 PM
#34
I live in Ontario...in the big city... most people my age who are not under their parents are paying over 350 a month at LEAST ... no matter the car
....at least I have full coverage, my buddy Gabe pays 500+ a month for a 1995 integra ( clean driving record ) for the lowest of the low liability
....at least I have full coverage, my buddy Gabe pays 500+ a month for a 1995 integra ( clean driving record ) for the lowest of the low liability
Last edited by Maxterror; 02-11-2011 at 10:03 PM.
03-02-2011, 12:08 PM
#37
Newbie - Just Registered
Join Date: Dec 2010
Location: Montreal
Posts: 15
Lol your insurance rates are f*ing expensive.
Year: 2001
Trim: AE SE 4AT
Age: 20
State/Province: Montreal, Quebec Canada.
Coverage: Liability + Fire, Vandalism and Theft.
Deductible: $500.00
Tickets/ Accidents: 1 Speeding, no accidents.
Insurance Company: ING Insurance
Monthly Cost: $99.00
Contract is done in april, I got a new quote with National Bank Insurance the same coverage for $750.00 a year or $62.50 a month.
Year: 2001
Trim: AE SE 4AT
Age: 20
State/Province: Montreal, Quebec Canada.
Coverage: Liability + Fire, Vandalism and Theft.
Deductible: $500.00
Tickets/ Accidents: 1 Speeding, no accidents.
Insurance Company: ING Insurance
Monthly Cost: $99.00
Contract is done in april, I got a new quote with National Bank Insurance the same coverage for $750.00 a year or $62.50 a month.
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Omar Abdurrahman Siddiqi
5th Generation Maxima (2000-2003)
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