Just got assignment to Keflavik Iceland...I think Max not going
05-19-2005 | 04:25 PM
#41
Member
Joined: Dec 2004
Posts: 167
From: norfolk, va
Originally Posted by rmurdoch
No one has made me see the light. I've been sincere through this whole thread.
And my comments about people being car poor still stand. When scrolling through the fleet that Carcus has gone through in less than 10 years, its not hard to see how he got upside down on the Maxima. Its been a snowball effect over the years.
And as a 31-year-old, with 4 vehicles rays01se, you are obviously headed in the same direction. I guess misery likes company!
And my comments about people being car poor still stand. When scrolling through the fleet that Carcus has gone through in less than 10 years, its not hard to see how he got upside down on the Maxima. Its been a snowball effect over the years.
And as a 31-year-old, with 4 vehicles rays01se, you are obviously headed in the same direction. I guess misery likes company!
05-19-2005 | 04:28 PM
#42
Originally Posted by rmurdoch
I have lots of imagination. I imagine I've pissed a few people off today and struck a chord with others but I don't regret it.
Maybe its a different perspective I have of being a Canadian. There's a saying we've had for years pertaining to Americans: A chicken in every pot, and a Cadillac in every driveway. That used to be the American dream and it still appears to be the case, but the vehicle may have changed. I never cease to be amazed when I'm in the US how you see a big expensive car parked in front of a clapped-out trailer on the side of the freeway.
That's what a chicken in every pot and a Cadillac in every driveway is all about.
Long live the dream!
Maybe its a different perspective I have of being a Canadian. There's a saying we've had for years pertaining to Americans: A chicken in every pot, and a Cadillac in every driveway. That used to be the American dream and it still appears to be the case, but the vehicle may have changed. I never cease to be amazed when I'm in the US how you see a big expensive car parked in front of a clapped-out trailer on the side of the freeway.
That's what a chicken in every pot and a Cadillac in every driveway is all about.
Long live the dream!
WTF. Thats what freedom is about. You can do what ever the F**k you want with your money. a saying ha,Thats why you snowbirds go down to Florida for the winter living the American dream with a trailer and a car in the trailer park. Most of the time I am a great person but don't hate on my country. Warren
05-19-2005 | 04:33 PM
#43
Senior Member
Joined: May 2004
Posts: 6,190
I don't disagree with you at all, boone. And I'm not making generalizations. The majority of active .orgers are under 25 years of age and in the past six months or so I've noticed a lot of high-school-age kids posting. Many of these .orgers are sinking virtually their entire disposable income into modding their cars and filling up the gas tank. I don't have a problem with that, as its simply a stage they're going through and they will benefit in the long run from knowing how to work on and maintain a vehicle.
What I do have a problem with is taking out a mortgage (being flip here) to buy a new car and racking up 25,000 miles or more a year and trading it in in a few years time and increasing the mortgage, hence becoming car poor.
Granted as a Canadian my perspective is different. We can't write-off mortage interest on our income like you can in the US and we have a mindset of paying off a home as fast as we can, often making balloon payments and shortening the amortization of the mortgage to save thousands of $ in interest. Vehicles are much less important to Canadian than to Americans. What we concern ourselves about is no Hockey Night in Canada, lol!
However, in the US the common theme is to refinance residences and take out 30-year mortgages and buy toys with paper gains. When the housing bubble implodes and believe me it will soften, its just a question to what extent, many of these 4-car families fleet-size will be reduced.
And don't get me wrong if a person's pride and joy in life is their car(s) so be it. I just have difficulty in embracing the notion of mortgaging one's future lifestyle for the sake of a more expensive car.
I would much rather have the satisfaction of having my house paid off and be free to travel and enjoy some other aspects of life than to crave the next vehicle-du-jour.
What I do have a problem with is taking out a mortgage (being flip here) to buy a new car and racking up 25,000 miles or more a year and trading it in in a few years time and increasing the mortgage, hence becoming car poor.
Granted as a Canadian my perspective is different. We can't write-off mortage interest on our income like you can in the US and we have a mindset of paying off a home as fast as we can, often making balloon payments and shortening the amortization of the mortgage to save thousands of $ in interest. Vehicles are much less important to Canadian than to Americans. What we concern ourselves about is no Hockey Night in Canada, lol!
However, in the US the common theme is to refinance residences and take out 30-year mortgages and buy toys with paper gains. When the housing bubble implodes and believe me it will soften, its just a question to what extent, many of these 4-car families fleet-size will be reduced.
And don't get me wrong if a person's pride and joy in life is their car(s) so be it. I just have difficulty in embracing the notion of mortgaging one's future lifestyle for the sake of a more expensive car.
I would much rather have the satisfaction of having my house paid off and be free to travel and enjoy some other aspects of life than to crave the next vehicle-du-jour.
05-19-2005 | 04:36 PM
#45
Member
Joined: Dec 2004
Posts: 167
From: norfolk, va
This ***** doesn't know what freedom is. That's why he's trolling around on U.S. soil. You are walking on eggshells Sir on the Canada vs. U.S. thing. Don't make me go there with you. It will definitely get hot and heavy in here as I am proud to be an American and even more proud to be a member of the Armed Forces. As we stand in the Navy, stand by for heavy rolls.........
05-19-2005 | 04:49 PM
#46
Senior Member
Joined: May 2004
Posts: 190
Murdock - I'm military and I've worked with Canadian Military on two different occasions (Maryland and Hawaii) and all of them love Canada and have their Canadian pride but they would all trade everything they own to be able to stay here with us "car poor" folks. So please stop making your broad statements about a subject that obviously have no clue about. Stick to hockey and fishing where your expertise lies.
05-19-2005 | 04:52 PM
#47
Senior Member
Joined: May 2004
Posts: 6,190
I have not said anything disparaging about the US, its citizens or the military. I have not made any argument about Canada vs US or freedom. I've only commented on cultural differences and if you don't understand that than obviously you are the one with the problem.
You never did say what you're going to do with your house.
You never did say what you're going to do with your house.
05-19-2005 | 04:54 PM
#48
Senior Member
Joined: May 2004
Posts: 6,190
I always thought it was the other way around, thanks for enlightening me. Why is it common knowledge that young Americans travelling in Europe and Asia, sport a Canadian maple leaf flag on their backpacks?
Originally Posted by JayMAX22
Murdock - I'm military and I've worked with Canadian Military on two different occasions (Maryland and Hawaii) and all of them love Canada and have their Canadian pride but they would all trade everything they own to be able to stay here with us "car poor" folks. So please stop making your broad statements about a subject that obviously have no clue about. Stick to hockey and fishing where your expertise lies.
05-19-2005 | 05:15 PM
#49
Supporting Maxima.org Member
Joined: Oct 2003
Posts: 943
From: Denver, CO
Originally Posted by carcus
Thanks to all for the input and especially the military guys, 15 year E-6 here, find out if I make E-7 next month.
First of all, I was due for a short tour, not bummed I got Iceland...good short for the AF...I did put in for a 1 year for Iraq...but this is what the AF had for me and I got it, now way to change it.
Now, about my money situation.....I am not hard up for cash, I was upside down because I traded in a used car and bought the Maxima in early 2004 when they were alot more expensive than now it seems. I have no problems making payments on the car. I pay by allotment so it comes out of my check automatically. I have no gripes on what I have to pay for the car.
My intentions were to be responsible and get rid of the toys and get a good brand new FAMILY car which I would pay off and run into the ground as this will be my last brand new car and one I will give to my son in 6 years when he car drive. Selling it would not be an option. My point is I am bummed becuase bad timing....but that is the military way of life...adapt and overcome. I do love the military and spent over a year total in various combat zones in the sand box.
Reason I do not want to take it to Keflavik.....like I said, no parts, bad roads....imagine a VOLCANIC island that freezes, the roads...makes NYC look like a smooth glass city. Also, too much of a hastle with converting it to meet Islandic standards for 1 or 2 years.
I have 2 options, go on the tour alone without the family for 1 year and my wife stays here and drives the Maxima, or put the Max in storage for 2 years, take the family with me....if my families medical clearance is squared away...still have to wait on that. I CHOOSE BEING WITH MY FAMILY OVER THE MAXIMA....my personal choice.
I know it will depreciate in storage, but hell, I am upside down now, so guess on the bright side, if I store it will like one of the military guys said....appreciate the info and tips on storage....at least I come back to a brand new...well...semi used car.
The frusterating part right now is not knowing if the family will be able to come with me. Wife just recovered from cancer after I got back from my last deployment....depends on what my tour length is on what I do with the family and car, if the Navy base denies medical clearance, family stays, wife drives the Max, I am gone for a year. If they let the family go medically cleared, Max is stored for 2 years, family and me for 2 years in Keflavik. That is what I want. Again, money is no problem, I am not broke....and if the family goes over there my COLA is $560 bucks a month living in base housing...over 2 years when I get back....imagine what I can do the Max after the warranty is expired...and all the $$$$$.
Just wanted to explain to you all my view. The military guys will understand it best. I did get one of the best shorts in the AF.....but with the WX, no place for a brand new car and chains, major pot holes, no mechanics, no parts....drilling in side markers, removing tint. You get the picture.
Sorry so long but wanted to respond to all of you. Iceland will be AWSOME!!!! But want the family with me and the car can stay.
Also, will be passing on my site probably in August. I will still have internet in Iceland but no web space to host the mod pic site. I can still be a co-owner though. Also...will still be posting from Iceland on the ORG...looking at all you guys modding and driving the Max...something to look forward to. I will be in Iceland first week of September, will send you all some pics. Thanks again and hope this cleared up my point of view. Glad I did not get the aftermarket Nav kit now, would have sat for years with no use.
I would have been the only 6th gen sporting 20" rims in Iceland though....wonder what the locals would have though with the bass coming and all the bling....LOL
First of all, I was due for a short tour, not bummed I got Iceland...good short for the AF...I did put in for a 1 year for Iraq...but this is what the AF had for me and I got it, now way to change it.
Now, about my money situation.....I am not hard up for cash, I was upside down because I traded in a used car and bought the Maxima in early 2004 when they were alot more expensive than now it seems. I have no problems making payments on the car. I pay by allotment so it comes out of my check automatically. I have no gripes on what I have to pay for the car.
My intentions were to be responsible and get rid of the toys and get a good brand new FAMILY car which I would pay off and run into the ground as this will be my last brand new car and one I will give to my son in 6 years when he car drive. Selling it would not be an option. My point is I am bummed becuase bad timing....but that is the military way of life...adapt and overcome. I do love the military and spent over a year total in various combat zones in the sand box.
Reason I do not want to take it to Keflavik.....like I said, no parts, bad roads....imagine a VOLCANIC island that freezes, the roads...makes NYC look like a smooth glass city. Also, too much of a hastle with converting it to meet Islandic standards for 1 or 2 years.
I have 2 options, go on the tour alone without the family for 1 year and my wife stays here and drives the Maxima, or put the Max in storage for 2 years, take the family with me....if my families medical clearance is squared away...still have to wait on that. I CHOOSE BEING WITH MY FAMILY OVER THE MAXIMA....my personal choice.
I know it will depreciate in storage, but hell, I am upside down now, so guess on the bright side, if I store it will like one of the military guys said....appreciate the info and tips on storage....at least I come back to a brand new...well...semi used car.
The frusterating part right now is not knowing if the family will be able to come with me. Wife just recovered from cancer after I got back from my last deployment....depends on what my tour length is on what I do with the family and car, if the Navy base denies medical clearance, family stays, wife drives the Max, I am gone for a year. If they let the family go medically cleared, Max is stored for 2 years, family and me for 2 years in Keflavik. That is what I want. Again, money is no problem, I am not broke....and if the family goes over there my COLA is $560 bucks a month living in base housing...over 2 years when I get back....imagine what I can do the Max after the warranty is expired...and all the $$$$$.
Just wanted to explain to you all my view. The military guys will understand it best. I did get one of the best shorts in the AF.....but with the WX, no place for a brand new car and chains, major pot holes, no mechanics, no parts....drilling in side markers, removing tint. You get the picture.
Sorry so long but wanted to respond to all of you. Iceland will be AWSOME!!!! But want the family with me and the car can stay.
Also, will be passing on my site probably in August. I will still have internet in Iceland but no web space to host the mod pic site. I can still be a co-owner though. Also...will still be posting from Iceland on the ORG...looking at all you guys modding and driving the Max...something to look forward to. I will be in Iceland first week of September, will send you all some pics. Thanks again and hope this cleared up my point of view. Glad I did not get the aftermarket Nav kit now, would have sat for years with no use.
I would have been the only 6th gen sporting 20" rims in Iceland though....wonder what the locals would have though with the bass coming and all the bling....LOL
). Of course, if your family has to stay then there is no question (just leave it for your wife to drive, as it sounds like it is your family car).Which ever route you chose, good luck in Iceland. And be sure keep in touch via the .Org.
05-19-2005 | 05:18 PM
#50
Supporting Maxima.org Member
Joined: Oct 2003
Posts: 943
From: Denver, CO
Originally Posted by rmurdoch
I always thought it was the other way around, thanks for enlightening me. Why is it common knowledge that young Americans travelling in Europe and Asia, sport a Canadian maple leaf flag on their backpacks?
05-19-2005 | 05:21 PM
#51
Thread Starter
Senior Member
Joined: Jun 2004
Posts: 951
rmurdoch...don't even know where to start with you. Just going to let that be. Again.....I take no financial advice from a so called accountant...or ONLINE accountant, who drives a 95 Maxima. You have no idea how much I might have invested, how much education I have or anything about me. Also, you have no clue about the military. Thanks for your wishes...best to step aside now as this thread is getting ugly and not the way I wanted it to turn out. I am not going to tell you I am rich, or poor, but have enough in my bank account to pay off the Maxima and then some. Upside down, some people do for a reason, not because they are poor. I have enough money, provide good for the family, and have a nice nest egg. Just will not waste it on a car I intend to keep. You missed the point of me not wanting to sell it. The reasons I traded in the cars before are different....not just BECAUSE. I will not even waste bandwith showing what I own or what I do or what my degrees are, pointless as everyone on the web can be what they want to be.
In the military, I am a E-6, Command and Control Instructor
I teach technical school....Master Instructor and proud of it
My life....basic, I love cars.....more cars than Nissan, and the family
My finance.....I do OK and that is all you need to know.
15 years in, alot of saved up combat pay, SRB for the military guys.....and you know how that goes. Some people like to trade in cars with 0 down...that is me.
OK....back to the Storage issue before the THREAD CRAPPING and stereo type.
Hey, I am a NCO, I provide financial assistance, counciling, and dicipline.
Guess I am a master online in accounting, psychology, and correction....besides my poor spelling after my college degrees.....LOL.
In the military, I am a E-6, Command and Control Instructor
I teach technical school....Master Instructor and proud of it
My life....basic, I love cars.....more cars than Nissan, and the family
My finance.....I do OK and that is all you need to know.
15 years in, alot of saved up combat pay, SRB for the military guys.....and you know how that goes. Some people like to trade in cars with 0 down...that is me.
OK....back to the Storage issue before the THREAD CRAPPING and stereo type.
Hey, I am a NCO, I provide financial assistance, counciling, and dicipline.
Guess I am a master online in accounting, psychology, and correction....besides my poor spelling after my college degrees.....LOL.
05-19-2005 | 05:39 PM
#52
Senior Member
Joined: May 2004
Posts: 6,190
Good for you, Carcus. I wasn't aiming the trade-in the car analogy at you, it was intended in general. Sorry if you didn't understand that. And given you've got a secure job and steady income, you should just write a cheque and pay the car off. Savings accounts are paying negligible interest and if you ever needed cash following the car being paid off, you could always borrow it then.
Now what are you going to do with your house? Maybe there's a way to save on real estate commissions if you decide to sell or does the military buy you out if you're gone for a certain period with family in tow, or conversely pick up the commission or portion thereof?
Maybe now would be a good time to sell your home, assuming you own one. I strongly suspect real-estate prices will not be higher when you return, and you won't have the aggravation of renting it out.
Hmm, I am fascinated about why the car is such a problem and the home isn't even mentioned!
Now what are you going to do with your house? Maybe there's a way to save on real estate commissions if you decide to sell or does the military buy you out if you're gone for a certain period with family in tow, or conversely pick up the commission or portion thereof?
Maybe now would be a good time to sell your home, assuming you own one. I strongly suspect real-estate prices will not be higher when you return, and you won't have the aggravation of renting it out.
Hmm, I am fascinated about why the car is such a problem and the home isn't even mentioned!
05-19-2005 | 05:51 PM
#53
Originally Posted by rmurdoch
Hmm, I am fascinated about why the car is such a problem and the home isn't even mentioned!
05-19-2005 | 06:03 PM
#54
Senior Member
Joined: May 2004
Posts: 6,190
I know very little about the US military and its housing arrangements. Is free base housing subsidized in that its rent-free and is part of the remuneration package or is there a nominal rental associated with it? I trust that people in the military can't own free base housing and, consequently, unless they own real estate offsite then they can't build equity in real estate. Is that correct?
So what happens when a serviceman leaves the military at say retirement age? Can he or she remain in free base housing and if so, what are the payment terms?
I know all of this is off-topic, but if one were to go back and read all my posts carefully they could see where I'm coming from with respect to the advice I've given Carcus. Believe me, I have no animosity towards him or anyone who has posted on this thread, I am merely trying to help him out and based on his rambling post (see #51 above), I take some of what he says tongue in cheek.
Obviously, what I'm trying to do is look at the bigger picture when it comes to what I would recommend he do with the car and the housing situation is a big piece of the puzzle.
And given my credibility on this thread is suspect, perhaps he should see a financial advisor to help give him peace of mind because that seems to be the bottom line here. Now I'm going to be flamed again, but I think I'm right on this one.
Just an afterthought, Carcus, if your whole family goes with you to Iceland, what will you be doing with all your household effects, store them with the Maxima?
So what happens when a serviceman leaves the military at say retirement age? Can he or she remain in free base housing and if so, what are the payment terms?
I know all of this is off-topic, but if one were to go back and read all my posts carefully they could see where I'm coming from with respect to the advice I've given Carcus. Believe me, I have no animosity towards him or anyone who has posted on this thread, I am merely trying to help him out and based on his rambling post (see #51 above), I take some of what he says tongue in cheek.
Obviously, what I'm trying to do is look at the bigger picture when it comes to what I would recommend he do with the car and the housing situation is a big piece of the puzzle.
And given my credibility on this thread is suspect, perhaps he should see a financial advisor to help give him peace of mind because that seems to be the bottom line here. Now I'm going to be flamed again, but I think I'm right on this one.
Just an afterthought, Carcus, if your whole family goes with you to Iceland, what will you be doing with all your household effects, store them with the Maxima?
05-19-2005 | 06:45 PM
#57
Hey Carcus...
sad to hear your leaving the max!! i think your one of the most active modders here! but as long as your happy your going.. good for u!!
im no military person but i know how it feels to leave ur family behind for a while and im totaly with you on opting to take them with u even if it means an extra year!
Whatever u chose to do with the max, im sure ull make the right decision. Just make sure u stay active with us here!
Wish you and ur family the best of health!
Good luck bro!
sad to hear your leaving the max!! i think your one of the most active modders here! but as long as your happy your going.. good for u!!
im no military person but i know how it feels to leave ur family behind for a while and im totaly with you on opting to take them with u even if it means an extra year!
Whatever u chose to do with the max, im sure ull make the right decision. Just make sure u stay active with us here!
Wish you and ur family the best of health!
Good luck bro!
05-19-2005 | 06:50 PM
#58
Joined: May 2005
Posts: 10,202
From: Displaced New Yorker in Southern, MD
Screw the Contender boxing show, we should have a knockout soon.
People, can someone please answer this question.
Does the Max.org site have the capability to post new threads??? GREAT, thank you, than take this $hit someplace else...
Have a great tour Carcus
Respectfully, Retired military brother chernmax...
People, can someone please answer this question.
Does the Max.org site have the capability to post new threads??? GREAT, thank you, than take this $hit someplace else...
Have a great tour Carcus
Respectfully, Retired military brother chernmax...
05-19-2005 | 07:03 PM
#59
Senior Member
Joined: May 2004
Posts: 6,190
I have nothing more to contribute to this thread today as its obviously fubar. And I've seen enough military intelligence for a lifetime (thats an oxyoron if there ever was one).
Good luck Carcus and hopefully your friends will help with your packing if the military doesn't handle it for you.
Maybe you can get a group deal on storing your car along with your household effects.
Good luck Carcus and hopefully your friends will help with your packing if the military doesn't handle it for you.
Maybe you can get a group deal on storing your car along with your household effects.
05-19-2005 | 07:15 PM
#60
Banned
Joined: Feb 2005
Posts: 4,269
Whoa, this was really entertaining...but it was ugly at the same time. Not exactly what I expected to see when I opened the thread! The org can sure get ruthless at times.. Me...I'd probobly bring the car, put studded tires on the stock wheels and run it up there for a few years. Getting out of the car this early after the depreciation and everything, you'd shoot yourself in the foot is right. For me, if I got out right now, id get back enough to pay off the loan, and have a small amount left for a downpayment on something else...but I lost my big downpayment too...so, if I had to make a choice, id keep the damn car, drive it in the salt and snow...but heck, i do anyway in buffalo ny. My last car didnt start showing any signs of rust till it was 6 years old anyway.
Some people get off on pushing other peoples buttons or sounding intelligent in a safe environment such as this....Carcus, I personally would not bother justifying his nosey rant with any answers.
Some people get off on pushing other peoples buttons or sounding intelligent in a safe environment such as this....Carcus, I personally would not bother justifying his nosey rant with any answers.
05-19-2005 | 08:17 PM
#61
Donating Maxima.org Member
Joined: Jul 2004
Posts: 595
I like to masterbate upside down. 
05-19-2005 | 08:49 PM
#63
Banned
Joined: Feb 2005
Posts: 4,269
Originally Posted by Jayzmax04
I like to masterbate upside down.
05-19-2005 | 09:55 PM
#64
Senior Member
Joined: Jan 2004
Posts: 371
From: toronto
Originally Posted by Jayzmax04
I like to masterbate upside down.
and p.s everyone ..... military & canadian.... no harm meant to anyone out here...
just hoped that Carcus would take the max out there to Iceland and see what it would look like out there in a few months... knowing what carcus is capable of doing (to the max that is...)
Good luck Carcus.... and return safe!
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