One of Nissans dealers in Canada is advertising a "standard finance cash" incentive of $4500 for 2017 Maximas. They're also offering two other incentives; they're all shown in the attachment.

So what is a "standard finance cash" incentive? Is it only available when paying with cash? Or is it when you finance through Nissan?

Thanks

 

It means 'standard rate', so not the 0% or 0.99% you see as a finance incentive. You take one or the other. Depending on the rate you qualify for if you are financing and how long the loan is, you may actually pay more with the cash incentive vs taking the 0%.

Here's a very simple comparison:
Monthly payment is slightly higher and you actually pay the value of the incentive back to the bank (plus almost $1200 more!) over the life of the loan.