I was looking over some forms that my insurance company sent to me and there is one line asking for what modifications have been done and how much.

Anyone look into this, and how it effects your coverage and rate?
-greg

 

Nope.

I'm afraid to tell them because I think my rates would double. I'm only 17, so if they knew I had a $2000 stereo (and that's stereo alone), my rates would have to go up.

My insurance is already pretty high (17 yrs. old and I live in NJ), so I'm afraid to tell them. I just hope I don't get broken into, stolen, or into an accident and damage any of the expensive stuff.

-Nick

 

Well, i filled out that form when my car was stock and I had no idea I was gonna do anything to the max... But no, My insurance has no Idea. Im 19 in southern cali and my insurance would go through the roof.

 

They will when I get some!

and darksands, it's "suspension" (with an "s")

 

I wouldn't tell the insurance company about any performance mods at all. For stuff like stereo's I'd only tell them if you want them to replace he components in case of theft.