This goes for high school and college students. I havent been really serious in school up until last semester. I wound up with a 3.28 last semester which isnt great but isnt bad. But it was enough for me to qualify for State Farm's good grade discount. My current vehicle is a 1998 Corvette. I am listed as primary and daily driver. Now keep in mind I am 21. My insurance was $2000 a year for the Corvette without good grades discount.

WITH good grades discount dropped it to about $1600 a year, and thats for full coverage- $0 deduct comprehensive, $500 deduct collision, $250k/$500k/100K liablity. And this is for a 21 year old driving a Corvette. To put some perspective on this when I was 20 WITHOUT student discount the insurance was $1500 a year with similar coverage, only 3 variables changed since owning the Maxima. The car, the age group (21) and the good grades discount.

So students- this is more incentive to get good grades.

 

I have state farm.. wats the min. req'ts for the discount?

 

Full time student- 12 credits or more, and 3.0 GPA. There might be more to it, call your agent.

 

the min. requirements are a "B" average, i am on it. i have statefarm as well, and i have a 3.8 GPA and get a 20% discount, i would love to get a 4.0 GPA and get 40% but im just to lazy. for full coverage on my 97' SE i get like $32 off a month, so i would also advise to get on it

btw, good to see your still around eric, hows the vette doing

 

I've been out of school for almost 2 years and USAA is still giving me the good student discount.

 

i have the same student discount with state farm also. its def worth it.

 

You know the irony in all of this, is that now that I work full time and am not a student they raised my rate; or actually removed my good student discount. Now I work with a bunch of middle-aged people and never drive fast. When I was at school I was surrounded by a bunch of hot heads revving, and it just was race after race right around my college. It's total irony that I have to pay more. Students should honestly have to pay more because of the whole rivalry, racing, showing off thing.

Nice Vette BTW..

 

I get a $500 discount from Allstate for my good student discount on my I30.

 

the good grade insurance is the only thing allowing me to drive right now haha. I got my license 2 yrs ago and since then i've studied my *** off to keep those grades up. it's a VERY GOOD incentive as you said eric! btw, how's ure new car so far? fix that exhaust prob?

 

Yes, good grade discount fully owns all. After my wreck and getting my max my rates were like 210 a month. The discount brought me down 25% which is only about 15 more than my insurance on my old accord.

 

Everybody loves the good grades discount. I think all I had to do was show them one transcript. Not as drastic but any little bit counts.

Bucs, win? Come on...I give them a lot of credit, but...

 

OFF TOPIC:
I cant bet against my team. Even if the bucs were shut down the last 2 years in the playoffs by philly, even IF bucs defense isnt exactly up to shape to handle a rushing qb team and duce staley, even if philly is at home.
Mcnabb = still hurt, he wont run
Staley = bucs have had the whole year to watch the horrifying loss and will contain him
With mcnabb hurt he will go air attack, bucs have the number 1 pass defense in the nfl.
These ingredients = upset
we are talking riot in philly sunday!!!!!!

 

40% discount? I currently have a 4.0 for all of college courses that I've taken, but since I'm still in HS, they wont give me that I guess

 

i don't know if i have this insurance or not.. how do i know that i have it... or where can i get it...

 

Good grades.

 

Paul talk to your agent, I got the discount in high school, my agent makes me show a new transcript each year, and I didn't realize this deal goes through college as well.

 

its funny how rates differ between companies. eric was paying $1600 for better coverage than me on his newer max. i'm paying $1940 a year, i'm 19 and i've had one ticket that didnt affect my rates and that was almost 2 years ago. i wonder what the minimum requirement for the good student discount is with my company. i have almost a 3.0 (2.85) and i'm trying for closer to a 4.0 this quarter (tech schools go in quarters). we'll see i guess.