Insurance policy void with mods? HELP!
#42
this is funny because when you think about it almost 99% of the time aftermarket parts cost less or alot less than oem parts so i would rather get the money for the oem parts and then get the aftermarket parts to make a profit
i mean arnt oem 17's like 400$ a piece
i mean arnt oem 17's like 400$ a piece
#43
im covered by GE auto but they just sold out to AIG who now covers my insurance. But i was told by my insurance agent who sold me the policy said that nothing should change with my policy until i began a new payment yr which begins in august, so i would have to wait until then to see how AIG treats my moding on my car.
#44
Thanks for everyone's help and responses -- I'm now insured by State Farm! They checked with their underwriter, who said that basically any insurance company can choose to insure whatever they want, which I guess is why I ran into the problem with Nationwide -- State Farm will cover any and all mods I do to my car (and more importantly, cover me and my car while those mods are on!), provided I have the reciepts for said mods.
Policy is a few dollars higher than Nationwide monthly, but looking at a large discount after my minor red-light violation comes off at the next renewal.
Thanks again for all of your help![Smilie](https://maxima.org/forums/images/smilies/smile.gif)
-C
Policy is a few dollars higher than Nationwide monthly, but looking at a large discount after my minor red-light violation comes off at the next renewal.
Thanks again for all of your help
![Smilie](https://maxima.org/forums/images/smilies/smile.gif)
-C
#46
I work for Nationwide.
I support the agents if they have problems writing or changing an existing policy.
I am not an underwriter, and that is who makes the calls.
THings vary state to state, but i Know you can have mods and things covered on any vehicle pretty much.
Technically if the car becomes more powerful, it is moved up a performance class and should be charged more. Does everyone obey this, no. Are you suppose to, yes.
I have seen late 1990s mstangs with coverage of $50,000.
Everything is possible. Other factors of course include driving records, ALH, and cbrs.
I personally just have all my receipts. If it is attached to the car, it is covered on my policy. Your coverage will vary. I did not mention my mods.
Good luck.
![police](https://maxima.org/forums/images/smilies/cop.gif)
I support the agents if they have problems writing or changing an existing policy.
I am not an underwriter, and that is who makes the calls.
THings vary state to state, but i Know you can have mods and things covered on any vehicle pretty much.
Technically if the car becomes more powerful, it is moved up a performance class and should be charged more. Does everyone obey this, no. Are you suppose to, yes.
I have seen late 1990s mstangs with coverage of $50,000.
Everything is possible. Other factors of course include driving records, ALH, and cbrs.
I personally just have all my receipts. If it is attached to the car, it is covered on my policy. Your coverage will vary. I did not mention my mods.
Good luck.
#47
Originally Posted by CCx
Thanks for everyone's help and responses -- I'm now insured by State Farm! They checked with their underwriter, who said that basically any insurance company can choose to insure whatever they want, which I guess is why I ran into the problem with Nationwide -- State Farm will cover any and all mods I do to my car (and more importantly, cover me and my car while those mods are on!), provided I have the reciepts for said mods.
Policy is a few dollars higher than Nationwide monthly, but looking at a large discount after my minor red-light violation comes off at the next renewal.
Thanks again for all of your help![Smilie](https://maxima.org/forums/images/smilies/smile.gif)
-C
Policy is a few dollars higher than Nationwide monthly, but looking at a large discount after my minor red-light violation comes off at the next renewal.
Thanks again for all of your help
![Smilie](https://maxima.org/forums/images/smilies/smile.gif)
-C
![Newbie](https://maxima.org/forums/images/smilies/newbie.gif)
Newbie question... Is the reciept they are needing, for the purchase of the part and its installation, or just the purchase?
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