AHAHAHA
I am too ambitious I guess...but anyhow....
Cooling your liquid/oil is good..reduces the premature breakdown of any oil.....
That is why they build Motor Oil cooler and tranny cooler...
How do they work? pretty much like any simple fluid cooler....
you take the hot oil, pass it through a snake pipe that is attached to something that ressembles a heat sink and at the end you have a cooler liquid!
the simple theory is that the heat sink absorbs the heat from the liquid and the air blowing on the heat sink takes away the heat and transfer it to the surrounding air....
Now you wonder why do we mount intercooler and radiator and compressor infront of the car...yup...the cool air is important...and why the snake pipe...to make the fluid travel more in less space..so more heat can be taken away...
ah shoot....
does that sound like a good thing?
well...heat has to go somewhere...it is probably better that it goes to the air than your car parts or oil...thermal load is bad...not as bad as mechanical load (pressure, etc) but..they are still bad....
a burnt/bad oil does not protect your car part...
etc etc etc....