I just got my new policy for my Max and Lincoln and they're killing me with $682 a month! And thats for full coverage on both, at the state minimum.

My record isnt perfect (3 tix), but thats ridiculous!

What are you guys paying?

 

This has been covered ad nauseam.

 

damn thats what I'm paying for my max for only 6 months and thats just the basic policy..

3 tix I wish
When they pulled up my history they gave me that OHH My ***%$ gosh look ..
it's like 5 pages long..

 

1800 a year, full coverage. Not to bad for jersey

 

I'm at $1100/yr full coverage with State Farm. But that's also with my home owner's insurance as well. I don't have any tickets..............anymore!

 

I have two tickets and I pay $1300.00 a year with State Farm for full coverage on my car and bike.

 

i pay $720 a year for full coverage. but that's because my mom is awesome and has it under her name with her home owners and a two car discount. her record is free and clear, mine is well not so free and clear. actually the agent said i couldn't get insured through them. but my mom saved the day and told me she wouldn't mind so i don't have to pay that much everymonth for full coverage.

 

what company?

 

Yea mine sucks... I have state farm and pay about $3000 a year with only one speeding ticket. Thats under my dad that has his truck covered under the same policy. I also have the "good student" and the multiple car discounts.

 

mines 200 a month for full coverage and i have zero tickets on my record.

 

That is insane.....can I get on that too?


Exactly the same....sucks being young but I guess we should be thankful it is considered a sedan.

 

Prices are ridiculous in Ontario. I haven't been quoted a price for my Maxima if it was in my name and I was primary driver, but judging by quotes I got from similar cars, I would have to pay at least $8000 per year!!! (For a $12,000 car!) Needless to say, my car is under my Dad's name and I'm just listed as secondary driver so I only have to pay $900. I do have one accident on my record from about 3 years ago, so hopefully it will be gone soon.

When I go back to school next year, I guess I'll have to get an older car (maybe 3rd gen?) so that insurance will be even remotely affordable for me.

 

I don't know if im a secondary driver or not, but I have to pay everything that my car costs per month, and that's $150. I'm 16, first car. Seems kinda cheap compared to some of yours.

 

You don't wanna know... anyone know the cheapest rates or company in Mass??

 

$778 a year full coverage. Sometimes getting old is not all bad...

 

$750/ 6 months full coverage. Prefect record as well. Does that seem high to you?

 

for a 19 year old $750 for six months is awesome.... mine is $1500 every six months

 

i pay around $40/month. with 1 accident. then again i'm an insurance agent... come talk to me if you live in minnesota and want lower rates... i'll give you a maxima.org discount.

 

Wow! I wish I was paying what some of you guys are. This sucks, lol.

 

I'm 19, have two autos on my policy (98 Cadillac, 03 Maxima) and for full coverage, w/ 100 deductible my monthly is 198.02, No accidents, no tickets

 

my insurance is 1800 a year full coverage, jersey blows man

 

Im paying $10,000 per year on my max and my S7

 

i'm in minnesota with a couple tix...how does $55 a month sound?

 

That does sound a little high.... I guess they just have to charge a lot for all of those supercar owners who actually drive their cars

 

Man i thought mine was high at 250 a month full coverage. I got a ticket but it hasn't gone my insurance yet. i'm fighting it because the ticket has the wrong address wrong Gender and wrong infraction, i think the cop was trippin or somethin.

 

just renewed today. ~$800 for the whole year (pay quarterly): $500/$250 deduct. 300k/100k coverage, 30k medical, full gap covered, free rental.... pretty much everything highest possible. limited tort (full unneccesary) don't need towing.

 

$2192 / yr (~$183/mo, got a few discounts) with Geico, have collission and liability. Turning 22 next month, been driving since 18. No accidents or tickets, went to a defensive driving course twice. Previously had insurance with Travelers.

I get discounts for:
ABS
Defensive Driver
Anti-Theft Device
Passive Restraint / Air Bag

 

my insurance went from 1200 to 800 bucks. I have comprehensive and liability. Progressive.

 

my VE was something like 400 a year for full coverage and my other one is about 500. We have farmers and 3 properties, 6 vehicles through them. I'm insured on my dads 70 C-10 truck which is almsot 1000 a year. I have no tickets.

 

$800 per year, step 10 driver, Commerce Insurance Co w/ the AAA discount. I think I have 100/300 coverage, either that or the next step below that.

 

$80 monthly here.

 

$40 monthly

 

do you really thing geico is saving you $$? get a quote anywhere else and you're sure to ge surprised. when i had progressive i was paying 700 a year for my hooptie (no value) geico "offered" me the same coverage for $1500 "but we have roadside assistance" he didn't understand that i didn't want to pay over twice as much and plus progressive paid for my AAA.

 

i'll see what i can do. pm me if you would like.

 

$1400/ year with Nationwide

 

Geico, cheapest I could find in central Jersey.

 

coming from an insurance agent, it's always good to shop around. the cheapest today WILL not be the cheapest in 6 months. now if you want to make sure that you will be taken care of just in case something happens vs just trying to get the cheapest rates, then stick with someone. after all, the way that insurance works, at the end of 10 years, all else being equal, your rates are going to be around the same whether you jump from company to company or not. the reason why i suggest staying with someone is because they are much more opt to fight for you if you have stuck with them for a long time vs someone that has just singed up for insurance. at least that's the way i do it. none of my veteran clients will get hosed by me...at least much as i can control it anyway.

 

i have a 2005 Magnum a 98 maxima full coverage and just liabiltity on a 94 s-10 blazer and i pay 177 a month

 

Remember that insurance in the ny metro area is more expensive than in Pennsylvania.

Progressive : 1255 (not including any discounts, geico gives me $236.10 in discounts per 6 month period, reflected in the below amount. With the same amount for discounts, progressive would be $1,018.90. however, I'm not sure if the discounts I mentioned above would be included in that amount. such as alarm / vehicle recovery / laser etching in the windows)

Geico: 1096 (including some $5 service charge)
BODILY INJURY LIABILITY
EACH PERSON/EACH OCCURRENCE $25,000/$50,000 188.00
PROPERTY DAMAGE LIABILITY $25,000 151.10
BASIC PERSONAL INJURY PROTECTION OPT-A/50,000/2,000WL 134.00
SUPPLEMENTARY UNINSURED/ $25,000/$50,000 10.40
UNDERINSURED MOTORIST
EACH PERSON/EACH OCCURRENCE
COMPREHENSIVE $500 DED/FULL GLASS 100.50
COLLISION $500 DED 484.20
EMERGENCY ROAD SERVICE FULL 4.60
RENTAL REIMBURSEMENT $30 PER DAY 18.80
$900 MAX

SIX MONTH PREMIUM PER VEHICLE: $1,091.60

 

oh yeah, i forgot some states kill ya on insurance. every moth or so when this thread is reposted, I kinda appreciate my rates. that's insane, your bi-yearly is way more than my yearly