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View Poll Results: Are you getting Boinked for Insurance?
Nah, Cheap; I roll like Grandma
22
16.30%
Average. nothing special
36
26.67%
Average; they haven't caught me yet.
30
22.22%
Cheap. I got stealth Mods and know the right people.
9
6.67%
High. They saw me coming.
18
13.33%
Ouch. It's like the first day in the prison shower room.
20
14.81%
Voters: 135. You may not vote on this poll

How Much do you Spend on insurance??

Old Jul 12, 2006 | 07:49 PM
  #81  
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From: Queens, NY
17yrs old. $2600 every 6 months for liability only. no accidents or tickets. NYC. Allstate.
Old Jul 12, 2006 | 07:51 PM
  #82  
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From: Displaced New Yorker in Southern, MD
Originally Posted by QnzMax
17yrs old. $2600 every 6 months for liability only. no accidents or tickets. NYC. Allstate.
Oh Snap..................................
Old Jul 12, 2006 | 10:07 PM
  #83  
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Originally Posted by QnzMax
17yrs old. $2600 every 6 months for liability only. no accidents or tickets. NYC. Allstate.
Bye bye bank account
Old Jul 13, 2006 | 12:36 PM
  #84  
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Originally Posted by GBAUER
used to pay over 3k per year. Now, since I'm married, older, and wiser, the insurance is down to $600 a year.
right



23 560 every 6, for two cars, 04 maxima and 00 altima, with mercury, nothing lower than them.
im from the oc in cali.
2 speeding tickets, one went to school, the other one, didnt but i got it on la vegas and my insurance never went up wonder why, and i just got my 3rd speeding ticket, wich i can go to school for, no accidents
Old Jul 13, 2006 | 12:47 PM
  #85  
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Originally Posted by QnzMax
17yrs old. $2600 every 6 months for liability only. no accidents or tickets. NYC. Allstate.
Looks like they have you paying for all the accidents in NYC
Look around im sure you could get a better price
Old Jul 13, 2006 | 01:29 PM
  #86  
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From: Atlanta
I turned 25 in May and my policy renews in August. It dropped $300 to $700/6 months. Full coverage, 500 deduct. USAA - The F'ing best insurance company ever!
For a 03 GLE if you are too lazy to read under my name...
Old Jul 13, 2006 | 08:58 PM
  #87  
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Paying about $200 a month for full coverage and my mom is on the policy.
Geico, NY
Old Jul 14, 2006 | 12:19 AM
  #88  
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From: Seattle, WA
25, $320 every 6 months, liability, underinsured motorists, and $500 comprehensive. Still under my family policy...3 vehicles, 3 drivers. We've been with Allstate for over 10 years....plus I now drive a freakin Volvo...how's that for safe? Washington State.

S
Old Jul 14, 2006 | 03:19 AM
  #89  
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Posts: 3,879
Originally Posted by TopFlite80
2003 Maxima SE 6 speed.
$500 deductible
$73.83/mo throuh USAA.

Hit a deer in January for nearly $5000 worth of damage. Not a dime more on the insurance payment.
Thing that gets me is the insurance claim history is now like a credit history. I saw mine which were totally blank for auto and homeowners. Again, what I think is shady is that when you apply for insurance, they ask about your history for I believe 39 to 42 mos. However, the report they run goes back 7 years, so in reality they're looking back 7 years. When people get hurt is if their current carrier drops them.

Though I always pay my premium (no choice), I still feel the urge to speak up on what a ***** industry it is. What would be the next thread would be to ask how many people have actually made a claim, and since they began driving, how much have they paid in premiums vs. how much have they claimed in benefits?
Old Jul 14, 2006 | 08:08 AM
  #90  
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is there a way to find out how many points i have in my license without visiting the dmv?
Old Jul 14, 2006 | 08:09 AM
  #91  
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I may be mistaken, but that seems like something that your insurance would keep on file as well...

-Mary
Old Jul 14, 2006 | 09:24 AM
  #92  
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From: Displaced New Yorker in Southern, MD
Originally Posted by MAX2DAMAX
is there a way to find out how many points i have in my license without visiting the dmv?
Next time you get pulled over, ask the Cop!!!


If you have to ask....................
Old Jul 14, 2006 | 10:54 AM
  #93  
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Originally Posted by chernmax
Next time you get pulled over, ask the Cop!!!


If you have to ask....................
ill rather spend 4 hours at the dmv than having to ask that way.
Old Jul 14, 2006 | 11:03 AM
  #94  
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From: Displaced New Yorker in Southern, MD
Originally Posted by MAX2DAMAX
ill rather spend 4 hours at the dmv than having to ask that way.
Well, I'm sure you can check online then...
Old Jul 16, 2006 | 12:44 PM
  #95  
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Originally Posted by scubasteve
lol funny you should ask.

2004:

Feb - Was rear ended
Oct - Was hit head on

found no fault on both counts

2006:

feb - lol rear ended. one day shy of two years since the first
apr - tboned

found not at fault on both counts

4 accidents, no fault of my own.

1998 maxima, full coverage. Cheapest i could get was geico, 1549.26 every 6 months. 3k a year basically, because other people cant drive. No tickets on my record. Bunch of BS is what it is.
Welcome to Jersey.

I'm paying $1269/6mos and I had a lapse in coverage.
Old Jul 18, 2006 | 07:29 AM
  #96  
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From: Dallas, TX
I'm 22. Long Island NY, Western Suffolk County. ~$166/mo with GEICO, perfect driving record, no tickets, no accidents, no points... 993.05 for 6mos, 1986/yr unless they give me another discount soon. 2k3 SE here.
Old Jul 25, 2006 | 09:09 AM
  #97  
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28. DUI on record. 600/mo for full coverage on Carrera.

The fiancee pays 75/mo for liability on her '90 Maxima.
Old Jul 25, 2006 | 11:39 AM
  #98  
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Originally Posted by mazzivart
Well I am 17 and I live in Nebraska and I have I dont know how many points, but I did just get a speeding ticket for a 60 in 35. That wasnt fun. So probley like 2 points.

more like 4 points.......
Old Jul 25, 2006 | 11:41 AM
  #99  
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50 max, basic. 64 if i want the comp
70ish on the benz liability
80.16ish on the titan, comprehensive..
Old Jul 25, 2006 | 09:05 PM
  #100  
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1k a year on a 96 max for liability at 18 years old
900 and some change when i had the 240sx at 19
Old Jul 26, 2006 | 05:05 AM
  #101  
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240sx

Originally Posted by 415Max96
1k a year on a 96 max for liability at 18 years old
900 and some change when i had the 240sx at 19
Not to get a little off topic, but if you guys ever need ANYTHING for a 240SX get in touch w/ me. Parts, advice, anything... Our shop works on, for the most part, only 240SX's nowdays. The guys are turbo'ing one right now. Just thought I would throw that in the mix!

-Mary
Old Jul 26, 2006 | 10:37 AM
  #102  
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Im 29 years old with no tickets, and I am being aggressively bent over for 250 bucks a month.

It was 150, but got a flat tire once and it came apart and damaged my fender. Had progressive fix it, and they promptly and squarely Ro Cham Bo'd me in my salty chocolate ***** for an additionall 100 bucks a month.

Hate em'

Rell
Old Jul 26, 2006 | 11:18 AM
  #103  
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From: Baton Rouge, LA
Age: 18
Car: 2002 6-speed
Record: 100% free and clear
Insurance payment? $390/mo....
Old Jul 26, 2006 | 12:43 PM
  #104  
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From: Ontario
I hate insurance companies... I don't like how everyone's insurance is based on their statistical, risk calculations... Someone should really start a human rights complaint - technically, they're violating our human rights.. @!
Old Jul 26, 2006 | 08:03 PM
  #105  
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Not to get a little off topic, but if you guys ever need ANYTHING for a 240SX get in touch w/ me. Parts, advice, anything... Our shop works on, for the most part, only 240SX's nowdays. The guys are turbo'ing one right now. Just thought I would throw that in the mix!

-Mary
btw are you on zilvia.net by chance
sorry i cant send pm, im restricted by this stupid 10(?) post minimum before i send pm and start threads
Old Jul 28, 2006 | 08:07 PM
  #106  
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From: Lexington, KY
$280/mo.

fun with a totaled Camry, man those guard rails are fast! And screw you University of Cincinnati for not rounding up my 2.98 GPA, needed a 3.0 to save 40%


I wonder if my VQ30DE counts?
Old Jul 29, 2006 | 03:13 PM
  #107  
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Currently i'm under my dads policy, but Geico quoted me about $1700 for the year. I don't remember if it was liability of full coverage though.
Old Jul 29, 2006 | 08:28 PM
  #108  
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I'm 25, single male in Cleveland, OH with Allstate. '00 Max and '93 Nissan hardbody (full coverage on max, liability on the truck). I rate just dropped a bit since I turned 25 this month. 0 points on my license. I'll be paying $498 for 6 months when I get my next bill in October.
Old Jul 29, 2006 | 11:00 PM
  #109  
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From: Plainview, NY
I'm 21, single white male from long island, NY...
Right now I'm paying about $315/month for 25k/50k liability and a mandatory PIP deductable of $200.

'96 max with 8 insurance points charged by progressive... all but 1 point are from over 24 months ago now, so next month I should see a significant reduction (I hope).

You may think $310 a month for liability is expensive, but up until two months ago I was paying $480 a month, and a few months before that I was paying almost $600 monthly on assigned risk before progressive picked me up.

Moral of the story? Don't drive like a reckless idiot in new york state if you're under 21, or you'll be paying more per year for insurance than your car is actually worth.
Old Jul 30, 2006 | 09:02 AM
  #110  
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I dont drive with insurance, call me an idiot if you want but I refuse to pay for something I dont need..
Old Jul 30, 2006 | 09:26 AM
  #111  
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Originally Posted by InfinitiJ30
I dont drive with insurance, call me an idiot if you want but I refuse to pay for something I dont need..
Is the car at least in someone's policy (ie parents)?
Old Jul 30, 2006 | 05:57 PM
  #112  
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From: Displaced New Yorker in Southern, MD
Originally Posted by InfinitiJ30
I dont drive with insurance, call me an idiot if you want but I refuse to pay for something I dont need..
As you wish, IDIOT!!!
Old Jul 31, 2006 | 12:32 AM
  #113  
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Originally Posted by ATown12Playa
Im 29 years old with no tickets, and I am being aggressively bent over for 250 bucks a month.

It was 150, but got a flat tire once and it came apart and damaged my fender. Had progressive fix it, and they promptly and squarely Ro Cham Bo'd me in my salty chocolate ***** for an additionall 100 bucks a month.

Hate em'

Rell
progressive is a joke. you are in atlanta.. go with statefarm. if you are not with statefarm in GA, you are being raped. that's all i'll tell you.
Old Jul 31, 2006 | 05:56 AM
  #114  
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hmm.. maybe I should go the no insurance route.. more disposable income ftw~!
Old Jul 31, 2006 | 06:22 AM
  #115  
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From: Island Hopper
It might be a bright idea to some to drive around with :no: insurance, but what IF you get in an accident? I doubt any of us have the money to pay out of pocket for the ridiculous amounts of repair charges and/or hospitalization.
Old Jul 31, 2006 | 05:34 PM
  #116  
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i m 20, 2000 max gle, paying 350 for 6 months to all state, 1 speeding but wiped off, nth else
Old Aug 4, 2006 | 08:45 AM
  #117  
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From: NJ
Jerz 833/6 months Geico, 25, Full coverage. No points
Old Aug 7, 2006 | 10:10 AM
  #118  
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From: Atlanta, GA
Age: 19
Sex: Female
Car: 2003 Maxima GLE
Insurance: State Farm Insurance
Coverage: Full Coverage
Price: $1100/6mos
Driving Record: Perfect!

Currently insured still in the state of TN, haven't changed it to GA since I've moved back. Not sure if the rate will go up or not (I doubt it'll go down). By the way I listed that I was a female since I think it might affect my rates, not sure though.
Old Aug 7, 2006 | 04:29 PM
  #119  
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From: Cleveland, OH
Originally Posted by Jess
Age: 19
Sex: Female
Car: 2003 Maxima GLE
Insurance: State Farm Insurance
Coverage: Full Coverage
Price: $1100/6mos
Driving Record: Perfect!

Currently insured still in the state of TN, haven't changed it to GA since I've moved back. Not sure if the rate will go up or not (I doubt it'll go down). By the way I listed that I was a female since I think it might affect my rates, not sure though.
Wow, that's pretty expensive. Don't you have to tell them your sex regardless?
Old Aug 7, 2006 | 05:52 PM
  #120  
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Her point is that her sex probably does affect the premium.

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