maxdark

Saw a commercial on TV about US Fidelis. They basically say they provide warranty to cover any mechanical problem with your car. Anybody have any experience with them or with similar companies. Wondering how much it would be for my our 6th gen maximas and if they are even legit.

NismoMax80

iTrader: (6)

you would have to call them to see how much they want to scam you for. there is no general price.

maxdark

Have you had bad experiences with similar companies? Is it that they just wont repair your car if it ever does break down?

JD05

Stay away from us fidelis they were on I believe 60 mins for scamming people they take your money but it is hard to collect when you need a repair. Go to Nissan and get there extended warranty it a little more but gives you a piece of mind.

chrome91

iTrader: (1)

i vaguely remember that, i think it was 60 minutes but yeah they give you a big hassle when you need a repair. Mogi commercials are around alot too, you blow your engine or whatever and they fix it and you dont pay but they probably scam the crap out of you too

njmaxseltd

iTrader: (19)

No no no, stay away from aftermarket extended warranty companys.
My shop wouldn't even take jobs from customers who had those warranties. They would always be declined coverage because of lack of prof of proper maintenance.
They get you in the fine print of the contract. You must be able to prove that the factory maintenance schedule was followed to the "T" with documentation.
We would have a water pump failure job and the customer would get declined coverage for not being able to show that the factory coolant was used. We had huge issues with those companies and lost a few customers as a result. Bottom line is that we stopped accepting jobs with any sort of aftermarket warranty coverage.

Save your $$$, even the factory extended warranties aren't the best. Read the entire contract word for word and think about what they are really covering and what your responsibility is.

maxdark

great advice thanks all for your input

SteveB123

iTrader: (2)

Well, you can hardly blame them for insisting on proof of maintanence!

You could just buy a warranty, add gas, drive it until it breaks, and then expect them to fix it, no matter what.
Who'd be scamming who then?
People would use their warranties instead of spending money on maintanence.

I'm sure factory extended warranties have the same stipulation about maintanence records...

JD05

Proof of maintenance is not a problem in some case its some of the warranty companies that try to get out of paying even when you have done all the proper maintenance on your auto there are a few companies that take a lot of money from you and then find some stupid stipulation where they don't have to cover a part that a real warranty company would cover with no problems. There are scam artists out there.

SteveB123

iTrader: (2)

Please, continue with your examples.

JD05

I'm just saying with a Nissan extended warranty from nissan if you bring your car to a dealer to be repaired chances are you will not have a problem unless you just blatantly just don't take care of your car,when you have an outside extended warranty they are more reluctant to pay up with out a hassle.

NismoMax80

iTrader: (6)

my extended nissan warranty has about 5k miles left on it. thankfully i haven't needed it yet. that's where they make the money.
But I still plan to continue extending it as long as i can. I just feel murphy's law. as soon as i try to save the money, something unexpected will happen. even though i take excellent care of the car.
rather have the hind sight of, well i coulda saved $1300 since nothing happened... than man i could have saved $1000 or more since this happened.

I choose to stay with nissan warranties. yeah it cost more, but i hear too many stories of the advertised ones.

Maxgig

iTrader: (5)

NismoMax, thats exactly why I only got the extended warranty 1 time, I didn't use it and basically wasted the money. Mine was on a 88 Dodge Daytona. Now I just have a bank account that I've named car repairs and put money into it for my vehicles. I'd like to keep about $6k in it but my cars have been so dependable that its now down to $4000. My most expensive repair was on a 99 Volvo S80 that we used to have, $2500 for a new ABS module, then $750 for a new window regulator. My current cars for the most part have been trouble free for over 3+ yrs, all I have to do is buy tires. That reliablity comes from doing basic preventive maintenance. I'd leave the extended warranties alone.