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a commercial truck hit my max.. :-\

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Old Jul 10, 2004 | 08:36 AM
  #1  
imagenki's Avatar
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a commercial truck hit my max.. :-\

Yesterday I was in heavy traffic in NY going to NJ.
I was in third lane, gave a signal for a while, saw enough space, went almost in, and the truck pushed my max on rear door and gas cap area..

Anyways, my insurance is GEICO and they said it was my falut... sigh..
But also they said my insurance has to pay the truck damage as well.. WTF...
His damage was just scratches, I swear.. but the driver was saying like a tire on right front got poked by some of metal material from maxima.. blah blah.. which doesn't make sense at all..

Here is my question:
Would someone guess How much bodyshop would charge me on the damage below if anybody has similar experience to this?
And how much would be my insurance after the claim?? I'm paying $580 for my max full and elantra minimum now..

Thanks in advance!!!

You can see damages on my max below:



Old Jul 10, 2004 | 08:48 AM
  #2  
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I would say close to 6-10k cause rear panel is really hard to fix (well in a new rear panel or bang it out either way it won't look good) Also be careful, you night be drop from GEICO after they pay you ( this is how Geico work)
Old Jul 10, 2004 | 08:58 AM
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Sorry to hear of this. Its such a beautiful color, too.

It looks like the metal is creased in multiple places on the rear quarter panel. They might not be able to beat and bend that out. If they can, then the repair bill will be less. That's one of the worst places to get body damage, since those panels aren't replaceable.

If they have to, they might have to cut away the damaged portion of the rear and put in a half clip/rear clip to make up the lost metal.

I would estimate at least a $2,000 - $3,000 repair bill for all this work at a high quality body shop.




Originally Posted by imagenki
Yesterday I was in heavy traffic in NY going to NJ.
I was in third lane, gave a signal for a while, saw enough space, went almost in, and the truck pushed my max on rear door and gas cap area..

Anyways, my insurance is GEICO and they said it was my falut... sigh..
But also they said my insurance has to pay the truck damage as well.. WTF...
His damage was just scratches, I swear.. but the driver was saying like a tire on right front got poked by some of metal material from maxima.. blah blah.. which doesn't make sense at all..

Here is my question:
Would someone guess How much bodyshop would charge me on the damage below if anybody has similar experience to this?
And how much would be my insurance after the claim?? I'm paying $580 for my max full and elantra minimum now..

Thanks in advance!!!

You can see damages on my max below:



Old Jul 10, 2004 | 09:03 AM
  #4  
imagenki's Avatar
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It sounds like I'm screwed, ain't I?
I thought it was minor damage when I took a look at it when it happened.
But when I got back home, I started worrying about it 'caues it looked bad as you said..
A guy from GEICO will come and see my car sometime nextweek and we'll see how much he will estimate to fix all.
Old Jul 10, 2004 | 09:12 AM
  #5  
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shouldn't cost much
sadly though, it will be all your fault, no matter if he was racist and purposely slammed into you (worst case scenario) the damage shows you cutting him off, and he can claim that. that's what happened on my 91.
now as far as gettin it fixed. get the estimate, make sure it's a good juicy estimate ($$$) and then just ask for a check. you do'nt HAVE to get it fixed where they say. they will deduct however much your deductible is....then you can PM me and i can send you to a spot that will prolly cover the cost of everything fixed and leave you with some $$$ in your pocket.

i backed up into a car last week. crushed my bumper in....if you see the way they fixed it...man oh man.....he's got a line of cars now because of the way he did my car....my moms car is there now.....let me know.
Old Jul 10, 2004 | 09:19 AM
  #6  
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That sucks. Switch to Statefarm if you get dropped.
Old Jul 10, 2004 | 09:22 AM
  #7  
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Well either way your insurance will probably go up a bit. I can't tell you how much it will go up by. I have GEICO too. Anyways don't feel bad, I've been in much worse accidents and my insurance didn't go up that much.

I was involved in an accident on the BQE about two years ago, someone had stopped suddenly in the merging lane, I rear ended them, she ended up slamming into someone in front of her totally destroying her Ford Probe and then another guy behind me swerved out of the way and smashed up his wheel. Turns out he was one of the assistant Brooklyn DAs (just my luck).

I got hit with a lawsuit from her claiming $2 million in bodily damages etc. I hired my own attorney and private investigator along with the attorney that GEICO sends.

After all was said and done, my insurance went up like $30 - $40 per month. It was so little, I expected a massive increase.

P.S. The outcome of the case? My PI videotaped this woman walking to work, playing tennis and lifting her kids around. Bodily damages? I think not. Hahhaa.. Was settled out of court with GEICO paying out $38,000.


Originally Posted by imagenki
It sounds like I'm screwed, ain't I?
I thought it was minor damage when I took a look at it when it happened.
But when I got back home, I started worrying about it 'caues it looked bad as you said..
A guy from GEICO will come and see my car sometime nextweek and we'll see how much he will estimate to fix all.
Old Jul 10, 2004 | 09:27 AM
  #8  
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that section is replaceable. its just not a bolt on part.

the rear 1/4 panel has its own part number.

here anything behind the front doors is the other persons fault....no matter who was changing lanes.
Old Jul 10, 2004 | 10:05 AM
  #9  
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Originally Posted by slvr2KSE5
that section is replaceable. its just not a bolt on part.

the rear 1/4 panel has its own part number.

here anything behind the front doors is the other persons fault....no matter who was changing lanes.
Maybe in nascar racing, but if you switch lanes and did not check next to you or make sure you had enough room how could it be the fault of the person you turned into?
Old Jul 10, 2004 | 10:44 AM
  #10  
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Hey Polo, I'd like to have my car fixed at the shop you are talking about, but my place is in CT and very end to east(right next to RI)...
Do you know any shops around where I live??
My town is New London, CT. NEways, thanks for the tip though.


Originally Posted by PoLo
shouldn't cost much
sadly though, it will be all your fault, no matter if he was racist and purposely slammed into you (worst case scenario) the damage shows you cutting him off, and he can claim that. that's what happened on my 91.
now as far as gettin it fixed. get the estimate, make sure it's a good juicy estimate ($$$) and then just ask for a check. you do'nt HAVE to get it fixed where they say. they will deduct however much your deductible is....then you can PM me and i can send you to a spot that will prolly cover the cost of everything fixed and leave you with some $$$ in your pocket.

i backed up into a car last week. crushed my bumper in....if you see the way they fixed it...man oh man.....he's got a line of cars now because of the way he did my car....my moms car is there now.....let me know.
Old Jul 10, 2004 | 10:57 AM
  #11  
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Hi packetattack,
Your story made me relieved and think my accident wasn't that bad after all. I could imagine how you felt when you had that accident. But the outcome of lawsuit was funny although the beginning was probably terrible.

I'm suprised by the fact that insurance went up by $30 - 40/month after paying $38,000.

That truck driver was *****ing about his truck damage, which I saw was only scratches on the bumper and little silver stick attached to bumper.
Now I just hope that the cost to fix damages on my car be not that much.



Originally Posted by packetattack
I got hit with a lawsuit from her claiming $2 million in bodily damages etc. I hired my own attorney and private investigator along with the attorney that GEICO sends.

P.S. The outcome of the case? My PI videotaped this woman walking to work, playing tennis and lifting her kids around. Bodily damages? I think not. Hahhaa.. Was settled out of court with GEICO paying out $38,000.
Old Jul 10, 2004 | 11:00 AM
  #12  
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Originally Posted by packetattack
Sorry to hear of this. Its such a beautiful color, too.

It looks like the metal is creased in multiple places on the rear quarter panel. They might not be able to beat and bend that out. If they can, then the repair bill will be less. That's one of the worst places to get body damage, since those panels aren't replaceable.

If they have to, they might have to cut away the damaged portion of the rear and put in a half clip/rear clip to make up the lost metal.

I would estimate at least a $2,000 - $3,000 repair bill for all this work at a high quality body shop.
Who told you those panels"aren't replaceable?"

http://www.trademotion.com/partlocat...=1&catalogid=2
Old Jul 10, 2004 | 11:08 AM
  #13  
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Make sure you go to a reputable body shop. They should be able to replace the rear 1/4 panel and paint it so you don't even notice the difference from before.
Old Jul 10, 2004 | 11:53 AM
  #14  
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Originally Posted by charliekilo3
Who told you those panels"aren't replaceable?"

http://www.trademotion.com/partlocat...=1&catalogid=2
thank YOU for posting that, your my new best friend....hahahhahh
Old Jul 10, 2004 | 01:12 PM
  #15  
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This is $9,000 in damage. They put a new rear fender on mine. Looks good as new.
Old Jul 10, 2004 | 01:22 PM
  #16  
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i say death to all...
Old Jul 10, 2004 | 02:03 PM
  #17  
Zero Deuce SE's Avatar
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Originally Posted by NYC TAR
I would say close to 6-10k cause rear panel is really hard to fix (well in a new rear panel or bang it out either way it won't look good) Also be careful, you night be drop from GEICO after they pay you ( this is how Geico work)
A good collision repair shop could replace the quarter panel and make it as good as new.
Old Jul 10, 2004 | 02:06 PM
  #18  
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Originally Posted by slvr2KSE5
anything behind the front doors is the other persons fault....no matter who was changing lanes.
Where did you learn that? It makes no sense.
Old Jul 10, 2004 | 02:53 PM
  #19  
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Bad to hear....do you have tints?
Old Jul 10, 2004 | 03:48 PM
  #20  
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Originally Posted by MaximaPolak
Bad to hear....do you have tints?
No I don't. Mine is a just stock max.
Old Jul 10, 2004 | 08:57 PM
  #21  
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Originally Posted by slvr2KSE5

here anything behind the front doors is the other persons fault....no matter who was changing lanes.
WRONG!!!!!!!!!!
Old Jul 11, 2004 | 08:00 AM
  #22  
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what's the rule then?
Old Jul 11, 2004 | 08:07 AM
  #23  
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Originally Posted by slvr2KSE5

here anything behind the front doors is the other persons fault....no matter who was changing lanes.
I would also like to know where you heard that from
Old Jul 11, 2004 | 08:57 AM
  #24  
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Originally Posted by ighettoboyi
what's the rule then?
The "rule" is whoever is at fault is at fault...nothing it 100%, not even a rear-end accident.
Old Jul 11, 2004 | 09:24 AM
  #25  
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Hey thanks Charlie. Misinformation from a body shop. This is good info.



Originally Posted by charliekilo3
Who told you those panels"aren't replaceable?"
Old Jul 11, 2004 | 11:08 AM
  #26  
Zero Deuce SE's Avatar
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Originally Posted by packetattack
Hey thanks Charlie. Misinformation from a body shop. This is good info.
You're welcome.
Old Jul 11, 2004 | 12:28 PM
  #27  
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Originally Posted by ighettoboyi
what's the rule then?
It just depends on the circumstances.... Though when changing lanes, it is the responsibility of that person changing lanes to make sure it is safe before proceeding, turn signal or not.

Here's the law in Pennsylvania that applies.

§ 3334. Turning movements and required signals.
(a) General rule.--Upon a roadway no person shall turn a vehicle or move from one traffic lane to another or enter the traffic stream from a parked position unless and until the movement can be made with reasonable safety nor without giving an appropriate signal in the manner provided in this section.


I'm trying to find the equivalent section in Hawaii.

Buck
Old Jul 11, 2004 | 12:58 PM
  #28  
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Originally Posted by PoLo
shouldn't cost much
sadly though, it will be all your fault, no matter if he was racist and purposely slammed into you
wtf?
1. didn't see in the orginal post anything about the truck driver being black, white, asian, whatever....
2. even if he WAS a white driver and imagenki is black (?), who's to say the guy's racist...maybe he was just a d1ck...
3. the truck probably wasn't trying to hit him on purpose....I mean, would any of you ever try to hit someone on purpose? doubtful. hitting imagenki doesn't gain anything for the trucker!

I once hit a Pepsi machine in my Honda (long story).....I told the cop it was the Pepsi machine's fault, since I was drinking a coke it was mad at me.....

btw USAA insurance is da bomb!
Old Jul 11, 2004 | 02:20 PM
  #29  
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that sucks about the Max. But since nobody said this earlier, i guess i will. Replace those potenza's as fast as you can. If its raining they will cause you more accidents in the future.
Old Jul 11, 2004 | 04:49 PM
  #30  
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Well, the damage ain't so bad. Mine had been in a lot worse condition. I had the quarter panel replaced along with the trunk lid, and rear bumper and cost me $7000 to fix. Good luck.
Old Jul 11, 2004 | 05:00 PM
  #31  
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Mike2k2: I've replaced front potenzas, but didn't replace rear ones.. I will replace them soon though.

xinfboy: Did you goto a dealer to fix your damage back then? I'm thinking about going to Nissan dealer.
Old Jul 11, 2004 | 05:05 PM
  #32  
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By the way does anyone know a very good bodyshop around New London area in CT?
Old Jul 12, 2004 | 07:30 PM
  #33  
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I took it to a well-known private local bodyshop. They said once it's fixed, no one could ever see that it's been in a wreck. I'm pretty impressed with their work. However, I would've saved $$$ by taking it somewhere else I'm sure. I'm planning on keeping my max for some time so I wanted it done right.
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