i was checking a few extended warranty over the web on got a quote for a 3year/36k miles for around $900 and i'm wandering what do you guys think about it i check the feedback on the 2 companies that i got a quote from and most people agree it is worth the money i think that if it works as good as they advertise its not bad considering in those 3 years changing an engine,transmission is very probable plus it cover other things check here:

http://www.carwarranty.com/whats_covered.asp

 

Aftermarket extended warranty's aren't worth it. The 5 O'clock news recently did a story on that too. Biggest issue with them is maintenance. If you don't have detailed prof that your car has been maintained as per the MFG. suggested schedule they deny the claim. By detailed, I mean you need paper work, receipts, mileage ect. If your water pump fails and you put a claim in, you better have solid prof that your coolant was changed exactly as specified by Nissan.

Reason I know this, my shop deals with these companys all the time. Almost nothing is ever approved. Read the contract, every word of it.

 

How many miles are the car in question?

I would say forget about the extended warranty. It is like insurance you may never need.

$900 can buy you a lot of repairs and it is a question of whether they will ever occur during the 3-year period.

 

I bought my wife a new 2001 Catera and I also bought a 7 year 100,000 warranty direct aftermarket extended warranty at the same time. The car now has 75,000 miles and we just started using the warranty at the cadillac dealership. The warranty company has paid 2 claims totalling over $2500.00 with no deductible and no questions asked. By the way they paid the dealership a $110.00/hourly rate.
I'm relaying this because your shop experience doesn't seem plausible. I know there are many rotten companies out there but there are also some good ones, you just have to do your homework. By the way I paid $1250.00for the warranty back then and it includes no deductible and total bumper to bumper coverage including emmission components along with the usual caveats of no coverage for wear parts like lights brakes etc.

 

Warranty programs are usually written in a way that reduces their duty to pay down to something so low that it's hardly worth claiming.

Some warranties are good, most are useless. Look for large-scale component exclusions, or precisely-written inclusions "Internally Lubricated Engine Components" = crank, cam, oil pump, pistons, nothing else.

They will deny the warranty unless you have docs to prove maintenance - and they want professional maintenance - they type that costs more than most folks are willing to pay (Hence Autozone, Napa, Checker etc)

Then watch for them to limit payouts on large items, like transmission covered 50%. So you still have to cough up $1k if you need a new transmission - and that's if you remembered to keep the receipt from having the trans flushed at the specified interval - otherwise they deny the claim.

Finally, be ready to deal with them lowballing or denying even legitimate claims hoping you won't appeal or argue.

Other than that, go for it.