how much is your car insurance?
12-09-2002, 04:39 PM
#1
Donating Maxima.org Member
Thread Starter
Join Date: Oct 2002
Posts: 117
how much is your car insurance?
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
12-09-2002, 04:54 PM
#2
Donating Maxima.org Member
Join Date: Jun 2002
Posts: 450
Re: how much is your car insurance?
Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
Bodily Injury
Each Person $250k
Each Accident $500k
Property Damage Liability
Each Accident $100k
$250 deductible comprehensive
$500 deductible collision
Emergency road service
Uninsured motor vehicle coverage
Each Person $250k
Each Accident $500k
Property Damage Liability
Each Accident $10k
12-09-2002, 05:36 PM
#3
Re: how much is your car insurance?
Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
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12-09-2002, 05:54 PM
#5
Member
Join Date: Oct 2001
Posts: 69
Re: how much is your car insurance?
Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
12-09-2002, 06:19 PM
#7
HAHAHAHAHAHAHAHA! I beat you ALL!
-I pay $4200 a year.
-I am 18.
-I own the car myself (not in my Dad's name).
-I have FULL Coverage, I mean everything, TOP coverage on everything.
-I don't have any tickets, but I was in a accident that I am currently in court over, so it is deemed my fault until I prove otherwise.
AND.....I am a poor college student, so I dont have money. I will be going on a paid internship starting in April so I better start saving.
-Dan
-I pay $4200 a year.
-I am 18.
-I own the car myself (not in my Dad's name).
-I have FULL Coverage, I mean everything, TOP coverage on everything.
-I don't have any tickets, but I was in a accident that I am currently in court over, so it is deemed my fault until I prove otherwise.
AND.....I am a poor college student, so I dont have money. I will be going on a paid internship starting in April so I better start saving.
-Dan
12-09-2002, 06:31 PM
#8
Senior Member
Join Date: May 2002
Posts: 379
Damn...I feel pretty good about my bills!
I pay $639.60 a YEAR for full coverage!!
But I also get a discount because:
I'm married
Own my home(homeowners ins. is through same company),
Plus my wife's Accord is with same company.
Haha....
I pay $639.60 a YEAR for full coverage!!
But I also get a discount because:
I'm married
Own my home(homeowners ins. is through same company),
Plus my wife's Accord is with same company.
Haha....
12-09-2002, 06:57 PM
#9
Donating Maxima.org Member
Join Date: Jun 2002
Posts: 450
Originally posted by DigitalTexan2u
Damn...I feel pretty good about my bills!
I pay $639.60 a YEAR for full coverage!!
But I also get a discount because:
I'm married
Own my home(homeowners ins. is through same company),
Plus my wife's Accord is with same company.
Haha....
Damn...I feel pretty good about my bills!
I pay $639.60 a YEAR for full coverage!!
But I also get a discount because:
I'm married
Own my home(homeowners ins. is through same company),
Plus my wife's Accord is with same company.
Haha....
We have 3 cars, home, IRA, Life insurance all with State Farm.
I may get my liability levels dropped as it's covered on the business liability insurance now.
That's the biggest chunk of the premium! $441 a year for the Bodily Injury/Property Damage coverage!
12-09-2002, 07:10 PM
#11
pity me, i'm 16.. had my liscense for a month and a ******** t-boned me in a suburban and totaled my 95 maxima gle. 3 months later i got a 95 maxima gxe and my insurance is $147/mo for liability only.. my car is paid for too.
12-09-2002, 07:13 PM
#12
Senior Member
Join Date: Oct 2001
Posts: 623
Re: how much is your car insurance?
Originally posted by emCee-ig
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
i just got a 99 maxima in late october and got my first bill, 115 a month, that **** is going to sting on top of the car note =( plus the amount ima need to mod it =P
12-09-2002, 07:22 PM
#13
Member
Join Date: Jan 2001
Posts: 75
Well I am 21 but Im married and own a home and that $209. was with my wifes accord with the same co.Allstate.
All the other companys were like $300-$400./ monthNo tickets and no wrecks
Im confused?
Ive been driving without which is a no no for like a month and a half.
All the other companys were like $300-$400./ monthNo tickets and no wrecks
Im confused?
Ive been driving without which is a no no for like a month and a half.
12-09-2002, 07:29 PM
#14
hmm you guys have all the luck.
$800.00 per month cuz of one damm accident on my older car that was worth $1500 bucks so I switch to another company so now I only pay
$375.00 per month.
I am 20 with 1 speeding ticket and 1 accident.
$800.00 per month cuz of one damm accident on my older car that was worth $1500 bucks so I switch to another company so now I only pay
$375.00 per month.
I am 20 with 1 speeding ticket and 1 accident.
12-09-2002, 09:11 PM
#19
I envy and am jelous of most of you on what you guys are paying
Im am paying $395month under my sisters name(23yr) for full coverage, Under my name(I'm 20) they wanted 9500 a yr
,
Parents are too hard headed to put it under their name , they couldnt even put some money in for me to buy my car, I bought the car myself and paying the insurance myself
Now they are gonna raise my insurance to $410 a month just because i live in NY, even with clean license
but i guess its all worth it as long as i could drive my baby
Im am paying $395month under my sisters name(23yr) for full coverage, Under my name(I'm 20) they wanted 9500 a yr
,Parents are too hard headed to put it under their name , they couldnt even put some money in for me to buy my car, I bought the car myself and paying the insurance myself
Now they are gonna raise my insurance to $410 a month just because i live in NY, even with clean license
but i guess its all worth it as long as i could drive my baby
12-09-2002, 09:22 PM
#20
Guest
Posts: n/a
Originally posted by 95seMax
I envy and am jelous of most of you on what you guys are paying
Im am paying $395month under my sisters name(23yr) for full coverage, Under my name(I'm 20) they wanted 9500 a yr ,
Parents are too hard headed to put it under their name , they couldnt even put some money in for me to buy my car, I bought the car myself and paying the insurance myself
Now they are gonna raise my insurance to $410 a month just because i live in NY, even with clean license
but i guess its all worth it as long as i could drive my baby
I envy and am jelous of most of you on what you guys are paying
Im am paying $395month under my sisters name(23yr) for full coverage, Under my name(I'm 20) they wanted 9500 a yr
,Parents are too hard headed to put it under their name , they couldnt even put some money in for me to buy my car, I bought the car myself and paying the insurance myself
Now they are gonna raise my insurance to $410 a month just because i live in NY, even with clean license
but i guess its all worth it as long as i could drive my baby
OUCH!
12-10-2002, 06:30 AM
#25
I am from NY but went to school in NC. I bought my max in NC and got it registered and insured down there. Even though I graduated I just make a trip once a year to get it inspected. I think $85 a month for full coverage is worth it. And thats because I had a speeding ticket in the last year. Seeing that my friend who is the same age as me(21), got quoted for $6000 a year for full coverage I don't think I'll ever come back to NY insurance. My insurance is Nationwide. Another bonus about having a NC license is that they don't have that speeding ticket rule like NY. You know the 6 points and your license is suspended. I luv NC.
12-10-2002, 06:39 AM
#28
Senior Member
Join Date: Jan 2002
Posts: 454
Originally posted by mzmtg
$75 per month for full coverage on everything and $500 deductible.
USAA
$75 per month for full coverage on everything and $500 deductible.
USAA
12-10-2002, 06:40 AM
#29
Senior Member
Join Date: Oct 2001
Posts: 521
I pay $1460 per year for full coverage on my 96. I had a speeding ticket when 16 but I am now 21. No wrecks. And this is with the car in my dad's name and I'm listed as an occasional driver on the maxima and the primary driver on my 1990 pathfinder. I live in Indy
12-10-2002, 06:41 AM
#30
Senior Member
Join Date: Jan 2002
Posts: 454
Originally posted by DanSE
HAHAHAHAHAHAHAHA! I beat you ALL!
-I pay $4200 a year.
-I am 18.
-I own the car myself (not in my Dad's name).
-I have FULL Coverage, I mean everything, TOP coverage on everything.
-I don't have any tickets, but I was in a accident that I am currently in court over, so it is deemed my fault until I prove otherwise.
AND.....I am a poor college student, so I dont have money. I will be going on a paid internship starting in April so I better start saving.
-Dan
HAHAHAHAHAHAHAHA! I beat you ALL!
-I pay $4200 a year.
-I am 18.
-I own the car myself (not in my Dad's name).
-I have FULL Coverage, I mean everything, TOP coverage on everything.
-I don't have any tickets, but I was in a accident that I am currently in court over, so it is deemed my fault until I prove otherwise.
AND.....I am a poor college student, so I dont have money. I will be going on a paid internship starting in April so I better start saving.
-Dan
I have had 2 tickets and two accidents and still don't pay that much.
12-10-2002, 08:39 AM
#33
Senior Member
Join Date: Nov 2000
Posts: 170
For those of you paying 250+ monthly, I would raise the deductible to the max amount - $500 or $1000 dollars. While you would fork this over in case of minor accident or theft, ect., the money you can save on your policy would easily make up for it. Set aside $1000 for your own personal insurance, and max out the deductible! The limits, leave high. Thats what insurance is for anyway, the huge bills. The little stuff is always easier to take care of yourself, in the long run.
(BTW, 25, '97 5 sp., single, SLC, high deductible, high limits, $60 dollars a month. Thanks to parents policy and discounts.)
(BTW, 25, '97 5 sp., single, SLC, high deductible, high limits, $60 dollars a month. Thanks to parents policy and discounts.)
12-10-2002, 05:34 PM
#40
NJ has the highest
Originally posted by SMX95
How much would It be for an 18yr old In the State of NJ to pay for insurance?? And how much would it be if you have it under your parents name still in the state of NJ???
How much would It be for an 18yr old In the State of NJ to pay for insurance?? And how much would it be if you have it under your parents name still in the state of NJ???
I guess you would pay quite a lot if it was just your own policy, 18 year old is considered EXTREMELY HIGH RISK. NJ has one of the highest, if not the highest rates for auto insurance.