i feel horrible.
i feel horrible.
Well i wrecked my max last nite. It was a 97 se black on black. I am pretty sure its totalled. I just clipped a tree with teh drivers side. Maybe 6 inches of my car hit, but it did the damage. Hood Fender bumper is all smashed. But somehow my headlight is ok. The bad thing is my wheel is what took the lick. Its shoved into the fender well and is probably like 3-4 inches off. Iam sure this means the frame is bent and my car won't go anywhere it just revs up when cranked and the speedometer goes up to about 20. i also have soem dammage to the rear on my door and rear panel and the side skirt part of the car is smashed.
how much do u guys think i should get for the car? KBB value is 9370 on my car. Is this accurate? Oh and i am ok just got a lil black eye.
how much do u guys think i should get for the car? KBB value is 9370 on my car. Is this accurate? Oh and i am ok just got a lil black eye.
glad to hear that you are ok. depending on where the estimate comes from your money you get back will range. also, my car is a fully loaded black on black SE with 82k miles and it seems to average about a $8800 - $9000 for a price. so expect it around there, how many miles??
have you thought about your next purchase?
have you thought about your next purchase?
What state do you live in? I almost totalled my max after a loss of traction made me slam into a wall at 50mph (wasn't head on... more like at a 35 degree angle).
Insurance covers things like that, but there is only one reason rates go up (at least with my insurance). Some people say it's because of the damage estimate and what it costs... but the insurance can cover massive amounts and not raise your rates depending on the nature of the accident.
In the great and wonderfully phucked up state of California, your rates would go up ONLY because since the accident was your fault, you submit paperwork to the DMV and get 1 point on your license for 3 years with your rates going back down after tha period. If there was no property damage (other people's property and possibly trees), or no person was injured or mortally wounded, then you can wait up to a year to send the report to the DMV. Some bloodsucking insurance companies make the form themselves and send it so they can raise your rates ASAP. In my case, i had to send it myself and i'm waiting almost a whole year to send it in. Since I pay insurance every 6 months, I'll send the DMV form in soon after paying one of the payments. Result: My rates stay low for a while longer with the 3-year rate hike coming to an end as I turn 25.
I spoke with an insurance rep off the record and he told it to me this way, my estimate would come out to around $4-5k... over 3 years that's around $1666/year or $130+ EXTRA per month. Your rates are NOT going up that high. He said it's pretty much like financing your repairs. The only downside is that you pay the price by taking that point on your driver's license... but do you have $5k instantly lying around to get another car?
Insurance covers things like that, but there is only one reason rates go up (at least with my insurance). Some people say it's because of the damage estimate and what it costs... but the insurance can cover massive amounts and not raise your rates depending on the nature of the accident.
In the great and wonderfully phucked up state of California, your rates would go up ONLY because since the accident was your fault, you submit paperwork to the DMV and get 1 point on your license for 3 years with your rates going back down after tha period. If there was no property damage (other people's property and possibly trees), or no person was injured or mortally wounded, then you can wait up to a year to send the report to the DMV. Some bloodsucking insurance companies make the form themselves and send it so they can raise your rates ASAP. In my case, i had to send it myself and i'm waiting almost a whole year to send it in. Since I pay insurance every 6 months, I'll send the DMV form in soon after paying one of the payments. Result: My rates stay low for a while longer with the 3-year rate hike coming to an end as I turn 25.
I spoke with an insurance rep off the record and he told it to me this way, my estimate would come out to around $4-5k... over 3 years that's around $1666/year or $130+ EXTRA per month. Your rates are NOT going up that high. He said it's pretty much like financing your repairs. The only downside is that you pay the price by taking that point on your driver's license... but do you have $5k instantly lying around to get another car?
I'm from Louisiana, and i dont know if i'm parting out or not. The guy
comelooked at teh car today and he said theres a chance its totalled he's supposed to call me back in the morning. I dont know if i rather it be totalled or not.
comelooked at teh car today and he said theres a chance its totalled he's supposed to call me back in the morning. I dont know if i rather it be totalled or not.
Originally posted by max002
i think with a totalled car the insurance company keeps the car and you get your money.. right?
i think with a totalled car the insurance company keeps the car and you get your money.. right?
(At least that's been my experience with the 2 NW Members who have totaled their cars)
.....and the reason I now have black leather.
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