95BNM

Hey Guys/Gals,
First of all, HAPPY NEW YEARS!!!


All right, here's the problem. I didnt notice it till today,(wife drove it most of the time). I drove it around 20 miles, park in a parking lot with the engine running and I saw some smoke coming under the hood. I open the hood and saw some coolant.
I check the overflow bottle and it between Min/Max and the temp in the gauge stay at normal, i will said around 1/3-1/2 on the gauge. Open the radiator cap and the coolant's there, not empty or dry, I pinch the upper and lower hose and they seem to be warm.
I saw some wet spotted under the fan(mostly), and near the battery area(a bit).
What wrong? Is it water pump, thermostat, radiator, etc???
I'm jobless right now and in real tight budget.

Please help me.

Thanks.

Simon