ok well sense i cant really sell my max and get a stick im thinking of getting a personal loan out and getting a Stillen V2 s/c to satisfy my speed craving . sense my loan isnt paid off on my car yet am i still alowed to use it as collateral anyone know? also ive taken a personal loan out before but i had a co signer so other than that all i can do is have somthing for colateral right? and does everyone think this is wise? or am i stupid? i just want some more speed and exitment in my maxima im sick of the sluggish gearing and no suprises. if i had a s/c at least i could have somthing to mess around with and have fun with and make noise with hehehe. any comments on what yall think im doing is right or wrong or wierd or w/e is welcome but id like to keep my current max if i could so i dont have to transfer parts and whatnot its just that i dont like automatic that much idk. -ryan

 

It would be cool to be FI but I dunno if it would be a good idea financially.

How much $ do you want and How long would it take to save that much? (w/ out a loan.) I highly doubt you could have a car you technically don't own as collateral for an additional loan.

Do you have 100% Job security / steady income?

These are things to consider, but I'm pretty much against any kind of unnecessary loan besides car and house because they are "big" purchases.