Right.

Inquiries on your credit are bad when your history is checked for the puprose of a new load, credit line increase, etc...

 

ok that's good to know thanks

 

I think insurance has more to do w/ where you live than what type of car you drive. In Philly 52% of the drivers don't have insurance. So we have to pay for all of that in our policies. I live 20 miles outside Philly and my rates are high because it's considered a suburb of Philly.

My 2K Maxima and my 06 Sienna cost about the same to insure ($900/yr each). $900 seems normal but I'm 33 w/ a good good driving record. Plus I use NJM which is a not for profit insurance company.

 

$1473 Cdn, full coverage.

28 years old, 2 tickets.

 

I'm paying $344/6 months - also through USAA for an '03 GLE. Full coverage, no accidents/tickts and over 35!

 

I'm paying about $293 for 6 months with State Farm.
Full coverage - $500 deduct,
34 y.o., married, "safe driver" discount for staying accident and ticket free...
multi-vehicle discount.

 

looking at these prices......I know us guys in NYC are getting owned 2,161.40 for 6 months that 584 per month way way way way more then my monthly paymenty on the car itself................... and oh yea this is with geico/ clean record

 

I pay 67$ per month or 402$ every 6 months for full coverage. I’m 26, married with no tickets. Oh and thats with a 0$ deductible on Comp and 500$ deductible on Collision.

 

4200$ ever 10 months, 1 accident 1 ticket **** MASSACHUSETTS AND THERE MONOPOLY ON INSURANCE

 

2002 SE 6 speed if alone 4000 a year 18 no tickets on record i have a very good loyer, on momy $1400, $500 deductible allstate chicago il i also heard that if u have a SE it goes under as a sports pacage true ??????????

 

Im paying $2600 a year and thats in Canada it's preety high cause i've had alot of speeding tickets..

 

Wow. Sounds like a good deal man. I just got a 2002 SE and need to buy some insurance. What company do you get if from? I got Farmers on my other car and those suckers rip me off. I would love to pay the amount you are paying. Please get back to me.

 

1600 a year basic liability, amica- 2 points for a dropped speeding ticket, 1 at fault (well NYS no fault)

 

$1600 a year. -3 speeding - 1 accident - $1000 deductible - Iowa

My 99 Denali 4 wheel drive was much cheaper. I'm not sure why but my insurance company said my Denali was an 11 and my Maxima was a 19. (The higher the # the more expensive to cover you.) I think all of us 5th gen guys are getting screwed from the HIDS.

While shopping make sure to call some small insurance companies. Often times the "middle man" has a list of 15 different insurance companies and will put his info in and tell you which is the cheapest. (Typically cheaper than Geico, American Family, Progressive, State Farm, etc.) The only one that came close was AAA because they offer an extra 5% off for having road side assistance.

 

$400/6 months. Multi car discount. no record. Texas resident. I'm using SafeCo Insurance.

 

$635 every 6 months......17 years old (under my mom's name), no tickets and no accidets....If i keep it up for 2 more years, i'll get $1000 from my insurance.....not great of a student tho
Farm Berau Insurance....
huso

 

$200/month
$1200 every 6
One of the only times I don't mind living in North Dakota...less insurance..
USAA, 18 years old.1 ticket for 5 over, and 1 rolling through a stop sign ticket....$94 dollar ticket..damn South Dakota highway patrol...

 

FYI: This is irrevelant when shopping for insurance. Anything 10 and under (or under 10 depending) doesn't count for squat in any state that I've lived in.

 

My parents 2 cars (dad drives volvo s60 turbo and mom drives some grand caravan) are like 140 together a month and we talked to the insurance people (usaa) and they said for right now mine is like 230 a month, but I turn 21 in 3 months and it will go down almost $100. Something else that was interesting that brought down the cost a tad bit was they wanted to know if the car had some little grey stickers in the corners of each of the windows and mind did so I was guessing that had something to do with safety wise but I just thought it was kind of interesting because I would never even have taken a second look at the sticker

 

That is a great rate! What kind of Coverage? Full?

The determining factors are:
Coverage,
Driving record,
Age,
Credit rating,
Location.

There is a different from being legal, and having good coverage.

 

switching from Geico to Allstate due to relocation in mid May (IN to ATL). $650/6month on a 100,000/300,000 policy w/ 1,000 ded. for full coverage.

21 yr old single male driver, 0 tickets, 0 accidents. 5 mile drive to work. Average to above average credit.

Other places quoted me far more than that. Progressive wanted 1300! But I definitely agree that location and distance to work has a lot to do with it... oh yeah, and don't forget ... AGE!

p.s. males are 95% more likely to pay more than females, especially at the under age 30 bracket. Can't tell you how much they pound these facts into our heads in finance class.

 

I was looking at buying a Maxima and have it narrowed down to two identical '02 Maxima's except one is 6sp manual and the other is auto... I was told I'd probably have to go with the auto because insurance is much cheaper on the auto... anyone know if that's true and if it is a big difference or not?

 

Data Dots?

 

I pay $299 for full coverage ($1000 ded) on my 02 Max Se from All State.

 

$450 for two cars every 6 months.... so I think it is like 150.00 for the Max.. I hardly use it now.. so the Insurance is suspended with Allstate.. oh hI had an accident and 2 tickets.....

 

70 a month

 

I just renewed my policy and the total is $760 for the year. I paid the whole thing off since with monthy payments I would end up paying a little bit more because of processing fees etc. I have MetLife by the way.

 

1850/yr

about 150/month...

full coverage and everything.. actually 200 cheaper then when it was under my dads name..

22.. no tickets in past 3 yrs.. no accidents.. wish it was alittle cheaper.. but im not complainign that much.

 

I've never been in an accident and got full coverage with Allstate. I don't know how much it is since I'm covered under my dad's insurance and he pays for it =0 But I think I remember him saying something like 90 a month.

 

I pay 1,632.95 per 6 months for premium coverage with Allstate. I'm 19 (Turn 20 May 25th), no speeding tickets and no accidents. 500 dollar ded.

 

Insurance on the 5.5 gens is always gonna be pricey compared to other sedans due to the Xenons, it doesn't matter where in the country you live. My wife's Explorer's collision drops like a rock year-to-year, but the Max stays sky-high.

 

I pay $90 a month through Geico, but that includes the Camaro also.
Full coverage on the Maxima w/$250 deductible and only basic liablity on the Camaro. I'd never put in a claim if I wrecked it anyway. And book value isn't anywhere near what I have into it.

 

i used to pay 6300 full coverage a year under usaa with a 1000 dollar ded. its either that or battle out the offer that gieco and progessive said... g- 5800 6mths p- 5750 6mths and allstate wooooooof 8200 every 6 months and those were alll quotes with 1000 ded... now im under my moms... 134 a month

 

what about the other 2?!

 

Good driving record and 575 a year full coverage, 6SP SE.

 

cuz hes in jersey like me and defertilizer
jersey blows
but i'm amazed too.. i had 6pts and i pay around 200/mo w/ Geico
everything else for me was $1000 more per year
i.e. all state, state farm, esurance
no progressive cuz stupid nj law states if u sell car insurance you must sell it all (homeowners + life) i believe

 

I am paying 190/ month with about 100 pts on my license(just an estimate....lol)

 

264 a month 00 Max one accident no tickets statefarm. 20 years old, Good credit, and in College. It kills me but I love my baby.

 

I feel ya, brother.

 

$320 every 6 months, 2 tickets, $100 deductible.. StateFarm