fornimage

Another Max gets beat up!!! A truck slammed into my rear panel as I was making a left turn at an intersection. He spun me 90 degrees and I hit a Plymouth Neon on my driver rear panel. What do you guys think? Totalled or not? I hope it's not totalled as I put alot of time and sweat into the car. The car has 70K on it and it seems like it would be a waste.

Someone told me that if it really does get totalled it would be better to go with the other persons insurance? How is this beneficial? Thanks for the comments.

http://www.cardomain.com/ride/534644/1
(2 pics at the bottom of 1st page)

Rydicule

Hard to say if it's totalled. Replacing two panels plus any supplemental damage underneath could amount to a lot. My experience from my accident in June tells me they will try to fix it, only thing you have to worry about is frame. Substantial frame damage = total loss.

Hoooper

i would lean towards totalled, looks like the rear beam is gonna be bent, plus the actually body damage which will lead to a lot because of where it is.

phong

Rear beam is cheap. That's not even close to being totaled. Hope they give you a nice loaner.

Yayomax

How both fenders get banged?

upstatemax

iTrader: (15)

Even if the beam is cheap, that body work is VERY labor intensive.

You cannot just unbolt those quarter panels and slap new ones on. They are all one big piece with the rest of the body. It is either hammer it out and spend a ton of time/bondo smoothing it out or cutting and welding...


I would say to your Maxima.

fornimage

The truck that hit me sent me into a 90 degree spin and a Plymouth Neon was there to stop me from doing a 180. That's how the driver side rear fender got smashed. I actually got a brand spank'n new 2007 Toyota Camry for a rental...it only had 7 miles on it when they gave it to me. We all know this car will someday end up on the for sale lot...don't worry, I'll baby it.

pbn85

iTrader: (8)

I hate seeing this kinda stuff happen to people who spent time on their cars...I hope everything works out for the best

MacGarnicle

iTrader: (1)

if the insurance company does decide to write it off, make sure to get all your aftermarket stuff off it first.. (i.e., rims, intake, etc.)

MaximaGT-R

iTrader: (7)

i doubt that they would total it. the worst damage seem to be on the right quater panel but depending on what the body shop come accross when they go in there would determine if its going to be total of not.

PAREDLINE

thats not totalled. It's $5000 damage tops. you need 75% damage for it to be totalled. Your car is probably worth 15k. Thats only 66%

ManUtd18

iTrader: (2)

that sucks!

i was in a fender bender today but it wasnt as bad as yours.

my rear bumper is cracked and i need to replace the whole thing!

anyways good luck with everything!

upstatemax

iTrader: (15)

I had a MUCH smaller indentation in my drivers rear quarterpanel and that alone was $1,700 to fix. Now do both sides with much bigger dents, new bumper, rear beam. suspension and possible door damage... it adds up quick.

CaTalyst.X

iTrader: (6)

I doubt its totalled because the book the shops use is way above KBB for obvious reasons, to get the work.

fornimage

However this turns out I'll keep you all informed.

misiek

iTrader: (2)

but even if its totalled out you can still buy it cheap from the insurance co and fix it with the money you will get and prolly end on the plus right?

fornimage

I think that means you get a salvaged title though. Right? Not too sure...

CaTalyst.X

iTrader: (6)

Yeah but that usually doesnt hurt YOUR insurance rates, because the carrier already knows the vehicle, its when you buy one and get new coverage on a branded title is when it hits you bad.

Helio99

good luck man you have nice looking car I hope they don't total it

frankd121

iTrader: (1)

I've gotten hit on the rear passenger side before; it looked similar to that of the one in your picture. It cost about 6500 to fix. I think your damage is going to be close to 10g's (or even a little bit more) - assuming that your frame is not damaged.

Rydicule

I actually had less damage than that on my driver side of my 99 maxima back in June. I also had a bumper replaced, but the estimated cost of repair for that car was $5,500. I would post pictures of it if I could, don't know how though. That was BEFORE they got to the frame damage. You've got more damage than I had on BOTH sides, I'd have to say it'll be close. Can go either way in my opinion.

Jfree

Sorry to hear that, at least you walked away from it. Max's have been getting creamed alot in the past couple of months, including mine which got totalled. Hope they can save it, hate to see your hard work go to waste.

imported_black_max

Ain't that the truth. Mine got hit in the rear drivers side quarterpanel. It looks almost exactly like the damage your (Yayomax) driver's side has on it. That side alone was extimated at $1500, but it went up to $2500 after they got into it. Frame damage is bad news, especially if you have to sell it. Sometimes that stuff shows up on carfax...

maxima=speed

Oh man,

That looks painful, sorry for yah.

maksima

iTrader: (18)

I have both Q-panels and susp. Since I worked in body shop for years I can tell you that you can get best est. ( close to total or max amount of money before they total it) for this job. So if it is around $ 7000K get pay out and fix this car for about $3500. Do not replace Q-panels because they will get rusted but insted do nice body work. Go with used struts,bearings and beam.

maksima

iTrader: (18)

Even if they scrap this car for salavge, you have the right to buy it. Since you have the right to buy it they will not put salvage title on it. That what happend to my maxima, they paid off my car and I purchased back from them for $1900. Good body man will fix your Q-panels

getbigtony

iTrader: (1)

i think you may have mistaken yourself, it'd be 33%

Metal Maxima

iTrader: (30)

You're looking @ a $5000 repair. Not totaled, but not cheap either.

imported_black_max

I think its kinda pointless to guess how much damage is done to a car without actually seeing it in person. Plus, most of the expense in fixing it is going to be labor anyway. Then it also depends on which shop you take it to. Body work is always more expensive than what it looks like on the surface. If you're going to go through insurance, I would take it to a place your insurance company recommends. My car looked almost identical to yours on the left side. I took it to a GEICO authorized shop that included a lifetime warranty on the repair. I mean, you've already met your deductible. Might as well get it fixed right.

Was the accident your fault? I don't know how insurance works in your state, but in NC if it's your fault your insurance pays for all of it and if it's his fault his insurance pays for it. Either way keep us posted and sorry to hear about your Max.

fornimage

For right now it looks like my insurance will fork out the money and make repairs to my car. They quoted ~$7500 worth of damage. The shop is going to make repairs and see if there are any additional damage from here on.

bsetiawan

iTrader: (43)

Make sure that they REPLACE your quarter panels and not try to straighten them and put BONDO on them. To my knowledge, replacing one quarter panel alone is already about 16 hours operation, plus the paint job. Seems like your $7500 is a little too low, don't you think ?

ColdSHO

iTrader: (25)

with the exception of the right rear being cambered. both rear rims look untouched, is that an illusion? or did they actually end up ok?

fornimage

I haven't seen the actual breakdown of the quote yet so I'm still waiting for that in the mail. They are still in the process of investigating for hidden damages so we'll see. I'm not out of the woods yet.

Both rims have damage to them and more so on the passenger side. Alot of the damage on the passenger side rim is on the painted portion so you really can't see it. The driver side one has a huge scuff mark on the upper portion of the polished lip. Sounds like they may reimburse me for the rims since they asked for a quote on them.

bsetiawan

iTrader: (43)

FYI, with a labor rate that varies from $59 to $85, it costs around $4K just to replace and paint ONE quarter panel here in Northern CA. Unless a chop shop does the work. With a quote of $7500, I'm guessing that the insurance wants quarters straightened then bondoed; which will make it look like crap. Not to mention if those sides took another hit in the future, I'm sure the structural integrity will not be the same.

fornimage

So far the insurance has upped the cost to just a little over $10K. Assuming my car is worth $15, that's just under 70% damage. At this point I wish they would just total the car for me cuz I have been without my car for over a month.

PAREDLINE

You mean to tell me your insurance company hasn't settled with you for over a month? Which company is it? Allstate?

That is more than unreasonable. They should have given you a settlement within 2 weeks.

You should write them a letter. Give them 5 more days then demand a rental car. While you're at it, find the market value of your car. Sounds like you're gonna get hosed. ESPECIALLY if it's allstate.

Last summer a redneck in a pickup truck backed into my car while it was parked. He had allstate. I saw the guy back into the car. When the police came, he said he hit the curb and my car was already damaged...

Long story short, allstate took their time. I called them every day. Eventually they wanted to settle for $700 and change for $1900 in damage. I took them to small claims court and had 3 estimates. They were ordered to pay the full amount plus my court costs.

All insurance companies are bastards. Don't let them beat you up.

rmd0311

iTrader: (4)

Wao... and this is a month into it... That is unacceptable. How are you getting around?

Rydicule

My 99 Max was in a car accident on June 10th. Other guy had AllState. I still haven't settled with them. The fault of the accident was not contested, and they STILL were completely unwilling to be even remotely civil about compensation and rental, they would settle for nothing short of a complete hosing. I don't want to mention any specifics on an open forum about a pending case, but moral of the story is this: Auto accidents are gonna cost ya even if it isn't your fault. Be thankful that you're not seriously injurred most of all, because no amount of money is worth the problems that sometimes occur after one of these accidents, especially when the insurance company wants to fight you to the last round over it.

fornimage

I've been getting around in a rental but my policy only covers 30 days rental max. Yeah, it's ridiculous how long it's taking to settle but I'm told that a decision will be made today. If it's in my favor I'm gonna need to go after the other party for additional rental coverage.