*Crunch* goes the 2002 maxima
01-06-2002, 03:30 PM
#1
*Crunch* goes the 2002 maxima
ok guys....so i hit a car.....damdage is done..the police conviently rolled by...so im screwed...insurance is gonna know. So since my premium is gonna increase..i might as well make the best of it. Any suggestions on what to get?..im thinking the Kamikazie front bumper...and if anyone has any tips on how to get the most $ outta my State Farm Insurance..please let me know!
http://www.angelfire.com/ca7/airben001/Maxima/index.htm
http://www.angelfire.com/ca7/airben001/Maxima/index.htm
01-06-2002, 04:00 PM
#5
Senior Member
Join Date: Jul 2001
Posts: 151
Originally posted by Telus.net
pictures don't work.
pictures don't work.
Getting money out of State Farm will be interesting. If the accident is your fault and the other driver files a claim against you...then you're basically screwed. The best way to go about it is to obtain a generous estimate from your favorite bodyshop. Then you approach the insurance agent/adjuster you're working with and ask them to cut you a check for that amount, and if he declines, offer to accept a little less and that you'll just get the work done yourself.
If the other driver does not file a claim against you, then all you've got to worry about is you and your insurance. Check with your agent how this works with respect to the police report, but in some cases, your premium may not go up if you choose not to file a claim with your own insurance even if they know about the accident. (Basically, you don't cost them any money and your premium stays the same...however, if they suck, then they'll say that they got a police report blah blah, you're a greater risk, and then get jammed...in this case get all the $$$ you can).
01-06-2002, 05:39 PM
#10
Originally posted by emax95
Ouch, that really sucks. Looks like you found a quicker way to cleare out the orange in your headlight though
. Good luck 
Ouch, that really sucks. Looks like you found a quicker way to cleare out the orange in your headlight though
. Good luck
01-06-2002, 06:13 PM
#13
Senior Member
Join Date: Sep 2001
Posts: 258
dude, next thing you gotta do is get with a different insurance provider, I have heard the most horrific stories about state farm!!! I'm with AIG but I'd be with Progressive if they weren't so expensive for drivers under 25 yrs old.
01-06-2002, 06:18 PM
#14
yah that sux man ssorry good luck, i know id hate to be int hat predicament especially since I'm 16 and my insurance is under my moms name ONLY (currently paying ~$750.00 full year full coverage with renta car if something goes bad) but if i do something bad insurance will go up like CRAZY....
01-06-2002, 09:10 PM
#20
Senior Member
Join Date: Nov 2000
Posts: 915
Originally posted by Telus.net
First, do not let the insurance people know that you did things like the one in your sig pic.
First, do not let the insurance people know that you did things like the one in your sig pic.
Ehh... driving fast and taking a picture.. chinaonnitrous1, trust me, it's MUCH easier to just photoshop the speed in!!
Anyway, good luck as you prepare to do battle with the ogres over at state farm...
-Tom Z.
01-06-2002, 09:29 PM
#21
Senior Member
Join Date: Jan 2001
Posts: 778
Originally posted by Spudskier
dude, next thing you gotta do is get with a different insurance provider, I have heard the most horrific stories about state farm!!! I'm with AIG but I'd be with Progressive if they weren't so expensive for drivers under 25 yrs old.
dude, next thing you gotta do is get with a different insurance provider, I have heard the most horrific stories about state farm!!! I'm with AIG but I'd be with Progressive if they weren't so expensive for drivers under 25 yrs old.
actually they are the cheapest for me ...
I tried geico, farm bereau, state farm, and a few others. Progressive was the cheapest by almost $300. The next closest was geico at over a grand for 6 months. Progressive is around $700.
why
01-06-2002, 09:42 PM
#22
Senior Member
Join Date: Aug 2000
Posts: 445
Damn man, that sux. I almost got smashed the third day I had my 2K2. Some dumbass kid in a 2nd-gen Eclipse came skidding right through a stop sign into the street I was on. He came about 3 feet from t-boning a Corolla, and I stopped about 6 feet from his passenger side. Then without so much as an apologetic gesture, he backed up and drove away. I wasn't shaken, but my friend riding with me was and the guy in the Corolla was ****ting his pants three times over.
01-06-2002, 10:20 PM
#23
Originally posted by Creature
Damn man, that sux. I almost got smashed the third day I had my 2K2. Some dumbass kid in a 2nd-gen Eclipse came skidding right through a stop sign into the street I was on. He came about 3 feet from t-boning a Corolla, and I stopped about 6 feet from his passenger side. Then without so much as an apologetic gesture, he backed up and drove away. I wasn't shaken, but my friend riding with me was and the guy in the Corolla was ****ting his pants three times over.
Damn man, that sux. I almost got smashed the third day I had my 2K2. Some dumbass kid in a 2nd-gen Eclipse came skidding right through a stop sign into the street I was on. He came about 3 feet from t-boning a Corolla, and I stopped about 6 feet from his passenger side. Then without so much as an apologetic gesture, he backed up and drove away. I wasn't shaken, but my friend riding with me was and the guy in the Corolla was ****ting his pants three times over.
01-06-2002, 11:17 PM
#24
Originally posted by chinaonnitrous1
shut up........hahah i was on teh way back home to do that....i had just washed it.....and *bap*...i saw the orange lense on the ground....ha ha.......right....
shut up........hahah i was on teh way back home to do that....i had just washed it.....and *bap*...i saw the orange lense on the ground....ha ha.......right....
01-07-2002, 11:48 AM
#26
Not DAVEB the parts guy
Join Date: Aug 2000
Posts: 8,555
I've never had any problem with State Farm. In 89 (just turned 16), I wrecked the front end of my 86 Accord ($1200 in damage) and totaled the Subaru Justy in front of me. My car was fixed in 2 weeks and my insurance didn't go up. In 90, my 86 Accord was broken into. They replaced everything that was stolen including a CD player that wasn't mounted to the body of the car, replaced the window the next day, and gave me $500 for a small dent and scratch on the A-pillar. In 98, wife's 94 Altima got totaled by an uninsured drunk driver. We got the check a week later. In 99, my wife's replacement 97 Altima had had the front and rear windows broken out by vandels. $1200 in damage. The windows were replaced the next morning. I've never paid outragous amounts for insurance either and I live in Kansas City which is in the top 30 worst cities to live in when it comes to theft. I'm 27 and my wife is 26. We own a 96 Max and a 98 Legacy GT wagon plus our house is insured with State Farm. We pay ~$1000 a year for BOTH cars with full coverage, $250 deducts, unisured motorist (came in damn handy), rental car, and extra comprehensive. They've never screwed me over in price or claims. They've never screwed my parents over either. Maybe the reason they don't hassle me is because our driving records have been clean for years.
Dave
Dave
01-07-2002, 12:17 PM
#27
Senior Member
Join Date: Nov 2000
Posts: 915
Let me just take this opportunity to say that Liberty Mutual sucks goat nads... They just hiked prices.. (for everyone I heard)..
Now I pay $4,000 for 2 cars (1 without any collision coverage) in Newark, NJ. All drivers in household have clean records...
Looking to change, any suggestions? (allstate quoted me $3,200+ /year which is roughly about what I used to pay for liberty mutual)
-Tom Z.
Now I pay $4,000 for 2 cars (1 without any collision coverage) in Newark, NJ. All drivers in household have clean records...
Looking to change, any suggestions? (allstate quoted me $3,200+ /year which is roughly about what I used to pay for liberty mutual)
-Tom Z.
Originally posted by Dave B
I've never had any problem with State Farm. In 89 (just turned 16), I wrecked the front end of my 86 Accord ($1200 in damage) and totaled the Subaru Justy in front of me. My car was fixed in 2 weeks and my insurance didn't go up. In 90, my 86 Accord was broken into. They replaced everything that was stolen including a CD player that wasn't mounted to the body of the car, replaced the window the next day, and gave me $500 for a small dent and scratch on the A-pillar. In 98, wife's 94 Altima got totaled by an uninsured drunk driver. We got the check a week later. In 99, my wife's replacement 97 Altima had had the front and rear windows broken out by vandels. $1200 in damage. The windows were replaced the next morning. I've never paid outragous amounts for insurance either and I live in Kansas City which is in the top 30 worst cities to live in when it comes to theft. I'm 27 and my wife is 26. We own a 96 Max and a 98 Legacy GT wagon plus our house is insured with State Farm. We pay ~$1000 a year for BOTH cars with full coverage, $250 deducts, unisured motorist (came in damn handy), rental car, and extra comprehensive. They've never screwed me over in price or claims. They've never screwed my parents over either. Maybe the reason they don't hassle me is because our driving records have been clean for years.
Dave
I've never had any problem with State Farm. In 89 (just turned 16), I wrecked the front end of my 86 Accord ($1200 in damage) and totaled the Subaru Justy in front of me. My car was fixed in 2 weeks and my insurance didn't go up. In 90, my 86 Accord was broken into. They replaced everything that was stolen including a CD player that wasn't mounted to the body of the car, replaced the window the next day, and gave me $500 for a small dent and scratch on the A-pillar. In 98, wife's 94 Altima got totaled by an uninsured drunk driver. We got the check a week later. In 99, my wife's replacement 97 Altima had had the front and rear windows broken out by vandels. $1200 in damage. The windows were replaced the next morning. I've never paid outragous amounts for insurance either and I live in Kansas City which is in the top 30 worst cities to live in when it comes to theft. I'm 27 and my wife is 26. We own a 96 Max and a 98 Legacy GT wagon plus our house is insured with State Farm. We pay ~$1000 a year for BOTH cars with full coverage, $250 deducts, unisured motorist (came in damn handy), rental car, and extra comprehensive. They've never screwed me over in price or claims. They've never screwed my parents over either. Maybe the reason they don't hassle me is because our driving records have been clean for years.
Dave
01-07-2002, 05:32 PM
#28
sorry to hear about...well and see the wreck. the damage looks just like what happened to my '90 Maxima when a guy ran into me while he was drivin in the wrong lane...except mine was on the driver's side.
01-08-2002, 12:15 AM
#32
Originally posted by tso72
That settles it. I'm never takin' my 2k2 out of the garage.
That settles it. I'm never takin' my 2k2 out of the garage.
Hmmm..first off what color is it?..is it sterling mist?..if so...tell me which garage..because i need some parts..right front fender...HID lights....bumper....and my windshield washer tank...and that damn side marker....
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