Insuring your HID conversion..
06-01-2002, 11:56 AM
#1
Insuring your HID conversion..
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
06-01-2002, 04:08 PM
#2
Re: Insuring your HID conversion..
Originally posted by TimW
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
06-01-2002, 04:33 PM
#3
Donating Maxima.org Member
Join Date: Aug 2001
Posts: 2,267
Re: Insuring your HID conversion..
Originally posted by TimW
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
Thanks for the information though. I'm going to insure all of my equipment. The problem is, they require receipts and serial numbers. I'd have to unbolt my amps and yank out my stereo to get the serial numbers.
06-02-2002, 09:38 AM
#4
Senior Member
Join Date: Mar 2001
Posts: 637
Re: Insuring your HID conversion..
Originally posted by TimW
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
Just had a long talk with my agent (USAA). For about $6 extra per 6 months, you can change your car to 'customized' and cover anything you want. The $6 I was quoted would have covered 1500 on the HIDs.. However, when he tried to change my policy, it wouldnt change.. Turns out that in AR and many other states, you have automatic coverage for any item PERMANANTLY attached to the car. I dont have to do a thing to be covered. schweeeet. TX does require a 'customized' note on the policy. Of course, they want receipts..
what state you are in and the permanently attached is the key. I know lots of people who have been declined claims on electonics inside the car. Obviously most stereo equipment is not considered permanently installed, like amps, dsps and sub boxes.
06-04-2002, 01:21 PM
#5
Supporting Maxima.org Member
Join Date: Feb 2002
Posts: 158
Re: Re: Insuring your HID conversion..
Originally posted by Keh mon
I'm very glad I have USAA also. They said the exact same thing to me that I just need reciepts and pictures. Too bad I don't have one or two of the reciepts.
I'm very glad I have USAA also. They said the exact same thing to me that I just need reciepts and pictures. Too bad I don't have one or two of the reciepts.
06-04-2002, 01:23 PM
#6
Old Fuddy Duddy
Join Date: Feb 2001
Posts: 2,712
Re: Insuring your HID conversion..
Originally posted by TimW
...Of course, they want receipts...
...Of course, they want receipts...
06-04-2002, 02:02 PM
#9
well...
you would bring them a quote to replace.. $1500.. they would ask you for proof of purchase (but not likely as you will have called and they will make note of the HIDs on your record). Wont matter what you paid.
06-04-2002, 03:22 PM
#11
Old Fuddy Duddy
Join Date: Feb 2001
Posts: 2,712
Re: Re: Re: as I read it..
Originally posted by MaxSEima
$432???!!!
How'd you get them so cheap? are these the 2k2 HID's?
$432???!!!
How'd you get them so cheap? are these the 2k2 HID's?
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