Opinions/Experiences wanted!

My 04 Elite started with the humming under the hood, which led to the replacement of the ABS unit, etc, etc.
This is apparently a well documented issue for my year?!?!

It apparently caught fire in my garage, totaling out the car..
What's worse is that I only carried liability on the Max (can't afford full coverage on 2 vehicles) and it looks like my homeowners will not cover "anything with a motor" - this did about 10k damage to my garage, not counting the contents.

To make matters worse, the Max is sitting in a nearby auto body lot gathering storage fees.
Please people help me!!'

 

Your home insurance covers cars.

How can you prove the ABS unit caught fire?

 

Wow what a piece of **** those ABS units are, might as well sue nissan and maybe in 10 years you'll get some money.

 

We know I'd was the unit..my mechanism as well.
Adjuster said anything w a motor that can be registered who'll not be covered by homeowners. I was hopping to forager Nissan,may this is a acknowledged issue