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registering a vehicle in another state

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Old Dec 13, 2002 | 10:09 AM
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registering a vehicle in another state

can i register a vehicle in the state i got to school in?

i want to get an nc license and insurance when i get my max (better rates than nj)

i already have an address change filed at the post office, but i guess my parents still file me under their taxes here in nj

thanks
Old Dec 13, 2002 | 11:26 AM
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I think that's actually what you're supposed to do (assuming you're at school over 6 months out of one year & the car is titled/registered under your name).
Old Dec 13, 2002 | 03:10 PM
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yeah thats what i think...i think i remember from drivers ed that you have your license whereever your primary residence is (like if you own two homes)

thanks
Old Dec 13, 2002 | 09:12 PM
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but your primary residence is still where your parents live... you really need to check with your parents so you don't mess up their taxes and, if you have any, student aide.

Originally posted by wrongway15
yeah thats what i think...i think i remember from drivers ed that you have your license whereever your primary residence is (like if you own two homes)

thanks
Old Dec 15, 2002 | 08:41 AM
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Originally posted by 2k2wannabe
but your primary residence is still where your parents live... you really need to check with your parents so you don't mess up their taxes and, if you have any, student aide.

Technically speaking, school is a temporary situation, not a domicile. An example would be if I live in NJ, and go to Cal Berkeley. Even by my senior year, though I have been in Berkeley for over 3 years, I am not, and will never be a resident of CA, and must continue to pay out-of-state tuition. If I got a job, lived in CA, rented or bought a house in CA, then I went back to school a year later, then yes, I should be able to pay resident tuition.

With car registrations, it's very hard to track down fraud. How many people living in Queens, Brooklyn register their cars upstate with relatives etc.? Even though the emissions sticker is blatantly missing, they still get away with it. They even get into accidents and make claims! But guess who pays? The people in Albany whose rates are jacked. Meanwhile the brooklyners are paying $1000 or less instead of $4700 for their insurance.

NJ is one of the toughest states in cracking down on fraud, with 800 numbers set up that people can call if they suspect it. NH has one too. To me, it's not worth it to falsely register a vehicle because if the insurance co. finds out, they will deny the claim anyway. But like I said, many people do it, don't think twice about it, and even submit claims. To each his own.
Old Dec 15, 2002 | 09:35 AM
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im am not looking to commit fraud in anyway...this all stemmed from the thought that i was probably gonna end up buying a car in nc

i also think this idea was some attempt to gain a little more seperation from my parents, i guess

anyways i work part time while going to school in nc and soon will be renting my own place and dont plan on returning to live at home even part time...but i guess im not really a resident in nc till i file the paper work
Old Dec 15, 2002 | 11:31 AM
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Here in Florida, nonresidents (snowbirds, students, transient workers, visa holders) can title, register and insure a car so long as you have a FL license (which is usually issued as a "nonresident" type valid only in FL). I get to keep my home state's license. This may not apply to you.

I'm not familiar with NJ residency laws and how they affect car titling, but in MA once a car's title is transferred out of state it's no longer MA's business unless you return with the car on a permanent basis. It would be like one state taxing property you own in another state.

Check with NC & NJ's RMV/DMV or Tax Collector. Most states have website's with FAQ's or a hotline. Good luck.
Old Dec 15, 2002 | 11:42 AM
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Originally posted by BBarty
Here in Florida, nonresidents (snowbirds, students, transient workers, visa holders) can title, register and insure a car so long as you have a FL license (which is usually issued as a "nonresident" type valid only in FL). I get to keep my home state's license. This may not apply to you.

I'm not familiar with NJ residency laws and how they affect car titling, but in MA once a car's title is transferred out of state it's no longer MA's business unless you return with the car on a permanent basis. It would be like one state taxing property you own in another state.

Check with NC & NJ's RMV/DMV or County Tax Collector. Most states have website's with FAQ's or a hotline.
It's not about the tags, it's about the insurance. C'mon, we've all applied for insurance. They ask "how many miles to and from work?" Where is the car kept? Is it in a garage, off-street, etc.? NJ is so tough that they have billboards here in PA saying you said 4 miles but you drive 76 miles to work each way--FRAUD. Call this 800 number to report it. Look at NJ DMV's website--it states if you do not live here, don't even think about registering your car here. Lots of Phila. people register in Jersey to avoid Phila. insurance. They go even further to avoid the Phila. wage tax which was about 4.6%. We don't have enough cops to bust people here, that's why I think the cameras at the intersections would be a good thing.

If you're National Rent a Car (real story), you can have NJ tags and the holding company can be in FLA and the FLA address appears on the NJ reggie. All legal because you are self-insured OR you DO NOT provide any insurance to a PA renter. that renter is fully responsible to provide liability. Why do you think the rates for rental cars are so jacked in NYS? When you pick up the car it already has the damage waiver. And guess what? you pay for it in the rental charge.

Again, it's very gray and people get away with lots. But somebody has to pay for fraud, usually the honest people unfortunately.
Old Dec 16, 2002 | 02:46 PM
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Originally posted by Frank Fontaine

...They ask "how many miles to and from work?" Where is the car kept? Is it in a garage, off-street, etc.? NJ is so tough that they have billboards here in PA saying you said 4 miles but you drive 76 miles to work each way--FRAUD.
...if you do not live here, don't even think about registering your car here.
Fraud would be correct if wrongway15 was planning to commute daily to his NC school from NJ and keep his home address. From what I read, he didn't state he wanted to keep the NC plates and insurance when he graduates if or when he returns to NJ. His insurance premium should reflect his local driving conditions while in school.

As far as the parents are concerned, they should still be able to claim him on their tax return since they are supporting him through college regardless of where his car is titled.
Old Dec 16, 2002 | 04:38 PM
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Originally posted by BBarty

Fraud would be correct if wrongway15 was planning to commute daily to his NC school from NJ and keep his home address. From what I read, he didn't state he wanted to keep the NC plates and insurance when he graduates if or when he returns to NJ. His insurance premium should reflect his local driving conditions while in school.

As far as the parents are concerned, they should still be able to claim him on their tax return since they are supporting him through college regardless of where his car is titled.
When you go to any college campus and look at the student's cars, what do you see? License plates from all kinds of states. Ones that you normally wouldn't see outside the campus. I believe that the car should be registered at your permanent domicile. Just read the vehicle code for any state for the legal answer.

If you do things right, your insurance co. should be aware that the car is out of state 8 months of the year at the hands of a student. Usually that isn't the case, because many times the insurance co. isn't even aware that a student is driving that car. Why? Because parents are willing to put their homes and life savings on the line to save a grand a year for insurance. The majority of fraud is never caught, that's why people do it and are not afraid. But the states are really ramping up to nail people. And what does it take? One nosy neighbor who picks up the phone or goes online. A good neighbor is probably more willing to turn you in, in states where the states are losing revenue because they levy a property tax on vehicles (VA, MA, NH, CT, and so on. ie I have to pay, why are you getting away with not paying?) The tax return has nothing to do with registering a vehicle, it's more about insurance. Nobody is gonna throw NC plates on their car because it's cooler than Garden State plates. It's all about the insurance benjamins.
Old Dec 16, 2002 | 08:53 PM
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yeah well when i FINALLY get a car (Max2) ill check with the nc dmv

anyways, if its all about the benjamins like Frank Fontaine says, wont nc want my insurance money?
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