hit and run question
#3
Re: hit and run question
If somebody hit you and ran, then your rates shouldn't go up. At least that's what my insurance agent told me. And a couple of people I know got involved in hit and runs, they both claimed and their rates have not gone up.
Originally posted by 96SE NUH?
Hey guys, I got a question for you. My car was involved in a hit and run and was wondering will my insurance go up if I claim it?
Hey guys, I got a question for you. My car was involved in a hit and run and was wondering will my insurance go up if I claim it?
#5
Originally posted by 96SE NUH?
I dunno?? It was in a store parking lot and when I came out it had been de-virginized....
I dunno?? It was in a store parking lot and when I came out it had been de-virginized....
#6
Originally posted by Frank Fontaine
That's one where anyone could say that (not that you would say it if it weren't true). Would fall under collision and it should make your rates go up. The rule is if you can avoid it, don't claim it. If it's $600 in damage and your deductible is $500, just pay it out of pocket.
That's one where anyone could say that (not that you would say it if it weren't true). Would fall under collision and it should make your rates go up. The rule is if you can avoid it, don't claim it. If it's $600 in damage and your deductible is $500, just pay it out of pocket.
#8
I don't know how it works for a no-fault state, but in Ohio we have Uninsured/Underinsured coverage. My understanding is that medical bills from a hit-skip are covered as a nonchargeable claim regardless if they find the driver. Damage to your vehicle is covered as a nonchargable accident *if* you get the license plate of the offending vehicle and can make the case that he damaged your car.
You need to speak with your insurance agent - your rates will not go up if you don't make a claim, so it can't hurt to ask.
You need to speak with your insurance agent - your rates will not go up if you don't make a claim, so it can't hurt to ask.
#10
Originally posted by SprintMax
depends on what insurance pool you are in..
i am in a pool of risk drivers.. so no matter what happends.. if its my fault.. or not.. my insurance goes up..
depends on what insurance pool you are in..
i am in a pool of risk drivers.. so no matter what happends.. if its my fault.. or not.. my insurance goes up..
Dude...that sucks.
#11
Originally posted by Padsy 02 6sp
Racial Profiling.....I mean Driver Profiling.
Dude...that sucks.
Racial Profiling.....I mean Driver Profiling.
Dude...that sucks.
#13
Originally posted by SprintMax
depends on what insurance pool you are in..
i am in a pool of risk drivers.. so no matter what happends.. if its my fault.. or not.. my insurance goes up..
depends on what insurance pool you are in..
i am in a pool of risk drivers.. so no matter what happends.. if its my fault.. or not.. my insurance goes up..
#14
thanks... not that you know me or my opinion matters, but this might be the single most adult thing I've ever read here.
Originally posted by SprintMax
nah it doesn't really suck.. its mainly my fault.. actually its all my fault... accidents and speeding tickets will do that to you...
nah it doesn't really suck.. its mainly my fault.. actually its all my fault... accidents and speeding tickets will do that to you...
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