Maximized Jiggs

iTrader: (1)

My dad's 03 Camry SE got stolen this week and he will be looking for another car. I am convincing him to look at the 04/05 maximas and I wanted to know if any of you are leasing and how much is your monthly payment. We wanna lease because we had 2 cars that we financed and they ended up being stolen. I think its less of a headache if we lease a car then finance it. Also the lower monthly payments for leasing helps a great deal. So any one leasing a maxima out there?

Maxceler8

I didn't think you could lease cars in NY?
Don't they have some rule against that?

Mr. Peabody

What you will pay for your monthly lease depends on just how good a negotiator your Dad is. Leasing costs are no different than purchasing a car.

First negotiate a "price for the vechicle" then negotiate a rate which will depend in large part on your credit rating.

Most people just go in and say can I lease this for 2 years at xxx per month and do not realize how badly thay are getting ripped when they do that.

Mr. Peabody (accountant)

pae1215

iTrader: (3)

Yes, you can still lease in NY. Its called "smart buy" or some crap like that. Instead of giving you a "buy out" option, its called a "baloon payment" which you dont have to pay for if you dont want to keep the car. (the new version of Leasing) only in NY of course.

I saw on the a maxima/morano ad on TV that you can lease the max for 319.

I went with a finance instead of leasing. Either way, you're still throwing money towards them!

Mr. Peabody

That's right!!

Save up your money, pay cash for the car, drive & maintain the thing for 10 years and you'll get your money's worth.