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insurance claim time limmit?

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Old Jun 20, 2002 | 02:52 PM
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insurance claim time limmit?

I hope this is easier for you to understand.
Is there a time limit, in Florida, to report an accident to the insurance company. If you can't understand this, find any missing punctuation, or misspelled words do not hesitate to make fun of me here on the org. After all, that is what its here for right.
Old Jun 20, 2002 | 03:02 PM
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Re: insurance claim time limmit?

Originally posted by fsumax
Id there a time limmit that some one has to file a claim on some one eleses insurance from the time of an accident. Assuming they didnt report it when it hapened but a cop came and didnt give any tickets. I live in fl, and its vehicle dammage not personal injury.
call your insurance company....they can give you the best answer on time limits for the state of fl
Old Jun 20, 2002 | 03:09 PM
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I don't understand ebonics sorry
Old Jun 20, 2002 | 04:17 PM
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Originally posted by Jeff92se
I don't understand ebonics sorry
be nice....he's just a bad as$ speller!!
Old Jun 20, 2002 | 04:22 PM
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Originally posted by Jeff92se
I don't understand ebonics sorry
me neither
Old Jun 20, 2002 | 08:08 PM
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Haha, see what a good job the state university system in FL does. Actually I do have a problem with grammar and spelling. Ever since I was a little kid I couldn’t spell very well. For term papers spellcheck is my best friend. Any way, if making fun of my spelling on an Internet car chat forum makes you happy, I am glad I could be there to help you out.
I don't understand ebonics sorry
I apologize that my post's grammatical errors surpassed your ability to actually figure out what I was trying to say.
Old Jun 20, 2002 | 11:16 PM
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When I wrecked my cutlass I waited 3 months to make a claim. My insurance company didn't blink and responded like it just happened. But like thicknes said check with your insurance company.
Old Jun 20, 2002 | 11:20 PM
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IMO i would report it right after the accident happens just to be safe...
Old Jun 20, 2002 | 11:29 PM
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Normally I wouldn't say anything but IT WAS BAD ENOUGH for me not to understand right off the bat. And I don't think one should have to sit here and translate if you're the one with the questions. Not a big deal but at least try a little harder. I'll even make it a point to try and help from now on.
Old Jun 20, 2002 | 11:49 PM
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IMO i would report it right after the accident happens just to be safe...
To late for that now. See my friend was following some girl who braked for a store drive way (no turn signa), decided not to turn and gassed it. Then changed her mind again, and stood on the brakes. So my friend assuming the girl was going to keep going didnt have the chance to stop again in time. The result was that she bumped the girl infont of her (a Ford Explorer) going less then 10mph. Then a dude hit her from behind. It was by campus so a FSUPD officer saw it after it happened and came by to check it out. The cop said she didnt see any damage on the exp., and the other two cars just swaped a little paint, so she didnt write any tickets, just a simple report. The three of them decided to jsut let it go, the exp. didnt have any damage, my friend didnt want to make the guy who hit her pay b/c she hit the exp., and the guy who hit my friend just wanted to get out of there. So now like a month later the chick with the exp. calls my friend saying that her dad got some estimates and its going to be $495. I understand thats its my friends fault she should have been driving more defensivly, but the other girl didn't use blinkers and drove in a way some could call wreckless. It jsut seems fishy that now the girl starts looking for money and it just so happens that the amount is $5 less then the deductable, so it apears to be better not to get insurance involved. For all I know the girl could have backed in to a parked car at a bar 2 weeks after and caused the damage if there is any. Im going to make sure she sees the car and the estinates before she does anything.
Just a side bar...if there are any economists/law students in here think about how stupid the florida law about "if you rear end some one its automaticaly your fault" is. It totaly takes away the insentive for drivers to use caution when stoping, using turn signals, etc. Its so inefficient if you use the "hand rule" frame work to look at it. What a bounch of idiot legislators we have in FL.
Old Jun 21, 2002 | 07:21 AM
  #11  
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Originally posted by fsumax
Haha, see what a good job the state university system in FL does.
see I went through all that dang trouble of calling MY insurance co, contacting my local police hookup to find out about the fl. statutes regarding accidents, AND called my dang lawyer.....


and you go and make that stupid a$$ comment


you do know that I of course won't be sharing what I learned with you


education is what you make of it....don't blame the university system for your failings



MDCC, FIU, FSU Grad....and DAMN proud of it
Old Jun 21, 2002 | 07:50 AM
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What? Did that seriously upset you? It was a joke about the spelling, they don't teach you how to spell in under grad school. Geez, its not like i said go Gators or anything.
Old Jun 21, 2002 | 08:00 AM
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just OT...but i tend to be in the worst fix coz i studied at FSU as well as UF....
during FSU games, i would be Go Noles, and for UF games, Go Gators....but during the FSU-UF game...it was always Go Noles
Old Jun 21, 2002 | 09:46 AM
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Originally posted by fsumax

Just a side bar...if there are any economists/law students in here think about how stupid the florida law about "if you rear end some one its automaticaly your fault" is. It totaly takes away the insentive for drivers to use caution when stoping, using turn signals, etc. Its so inefficient if you use the "hand rule" frame work to look at it. What a bounch of idiot legislators we have in FL.
FWIW, that's the law in many places and there is usually a little leeway if the person who got rear-ended did something really stupid.

But the whole point of the law as it is suggests that you should drive in such a fashion that if even if the car in front of you has no brake lights, you should be able to stop safely.

It's called defensive driving.
Old Jun 21, 2002 | 10:25 AM
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It also

Originally posted by MChapel


FWIW, that's the law in many places and there is usually a little leeway if the person who got rear-ended did something really stupid.

But the whole point of the law as it is suggests that you should drive in such a fashion that if even if the car in front of you has no brake lights, you should be able to stop safely.

It's called defensive driving.

saves the State money and time by just going by a cut and dry law.
Old Jun 21, 2002 | 03:08 PM
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I understand thats its my friends fault she should have been driving more defensivly,
Defensive driving? Never heard of it.
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