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5spd swap - insurance

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Old Dec 6, 2005 | 09:54 AM
  #1  
WielkiWaac's Avatar
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5spd swap - insurance

if i swap my tranny from auto to manual, do i have to let my insurance know about it or not??

thanks
Old Dec 6, 2005 | 10:01 AM
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Originally Posted by WielkiWaac
if i swap my tranny from auto to manual, do i have to let my insurance know about it or not??

thanks
i dont think so..
Old Dec 6, 2005 | 10:01 AM
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I wouldn't.
Old Dec 6, 2005 | 10:24 AM
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I don't think so. My policy has the maxima grouped together under the trim description and model it states Nissan Maxima GLE/SE/GXE and makes no mention of tranny. You should be fine as is.
Old Dec 6, 2005 | 10:31 AM
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no...engine swaps are a different story, although nobody ever lets insurance know about those either.
Old Dec 6, 2005 | 10:43 AM
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Yes definately let them know, now that you will be hot rodding it with a faster 5 speed the insurance will go up 10.94779872%
Old Dec 6, 2005 | 10:48 AM
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Originally Posted by nismos14
Yes definately let them know, now that you will be hot rodding it with a faster 5 speed the insurance will go up 10.94779872%
you mean 99.5618616846165% right?
Old Dec 6, 2005 | 10:50 AM
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Originally Posted by culejoe
you mean 99.5618616846165% right?
no it depends on his State
Old Dec 6, 2005 | 11:53 AM
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My insurance company didnt ask if mine was auto or manual
Old Dec 6, 2005 | 11:57 AM
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they will only replace WHAT is insured. auto not the stick
Old Dec 6, 2005 | 12:00 PM
  #11  
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Originally Posted by buttonhook
they will only replace WHAT is insured. auto not the stick
My insurance policy does not state anywhere if my car is auto or stick, so if I get in an accident, they'll replace my manual. I wouldnt want the nightmare that awaits the guy who needs to revert back to auto.
Old Dec 6, 2005 | 12:04 PM
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Originally Posted by buttonhook
they will only replace WHAT is insured. auto not the stick
It all has to do with value, and I doubt it's a big enough difference in value to even matter to most people. The only thing I would be mad about if I did a swap was that all the money I put into swapping would be lost, but then if you were worried about that you wouldn't do it in the first place.
Old Dec 6, 2005 | 02:32 PM
  #13  
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I dont think they charge different rates whether it is auto or manual, but the VIN will tell them which one it is. Ask if it will affect you premium if you change to a manual.

Better off not giving them a reason to deny a claim because you modified the car.
Old Dec 6, 2005 | 02:35 PM
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I wouldnt!!!!
Old Dec 6, 2005 | 02:54 PM
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They most likely will not care. I told mine about the VQ35 swap with less miles and they were like "So?"
Old Dec 6, 2005 | 05:20 PM
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Don't tell them that your doing mod's to your car it might just cost you. My plan doesn't go into specifics about what transmission my vehicle has. I don't think they even know I have an SE or not since I left that out as well in fear of extra fees.
Old Dec 6, 2005 | 06:34 PM
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They don't care about transmission type...I sure didn't tell them when I swapped.
Old Dec 6, 2005 | 07:33 PM
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ok thanks guys. i be quiet and dont tell them anythink
BTW. this is my f....ing car and i can do to it whatever i want to. is that right??
Old Dec 6, 2005 | 07:36 PM
  #19  
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Originally Posted by WielkiWaac
ok thanks guys. i be quiet and dont tell them anythink
BTW. this is my f....ing car and i can do to it whatever i want to. is that right??
Well, sort of as long as you stay within the boundaries set by local, state, and federal laws.
Old Dec 6, 2005 | 08:39 PM
  #20  
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Don't.... if an accident is bad enough to ruin your cars transmission than they will probobly just total, save the money and don't tell them.
Old Dec 6, 2005 | 10:07 PM
  #21  
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Yea well cali is gay and they ask just about everything they car has..... anything to steal your hard earned money..... gota love cali
Old Dec 6, 2005 | 11:49 PM
  #22  
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Originally Posted by culejoe
you mean 99.5618616846165% right?

no, that's for sex-change: Female -> Male
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